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Consolidated Statements of Financial Condition (Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Sep. 30, 2011
Assets    
Cash and due from banks $ 8,233 $ 7,035
Interest-bearing demand deposits with other institutions 33,108 17,821
Cash and Cash Equivalents 41,341 24,856
Securities available-for-sale (amortized cost of $174,231 and $174,069) 173,472 170,790
Securities held-to-maturity (fair value of $71,218 and $82,036) 69,729 80,423
Loans held for sale 2,942 1,837
Loans receivable, net of allowance of $4,288 and $5,763 334,529 346,285
Foreclosed real estate, net 6,906 3,125
Federal Home Loan Bank stock, at cost 7,007 8,173
Office premises and equipment, net 9,414 9,691
Accrued interest receivable 2,103 2,382
Bank owned life insurance 5,989 5,822
Goodwill 2,653 2,653
Deferred tax assets 6,673 7,425
Other assets 2,848 3,453
Total Assets 665,606 666,915
Deposits:    
Non-interest bearing 64,247 56,370
Interest bearing 405,048 389,732
Total Deposits 469,295 446,102
Securities sold under agreement to repurchase 63,956 76,373
Short-term borrowings   302
Long-term debt 65,000 80,000
Subordinated debt 7,732 7,732
Advance payments by borrowers for taxes and insurance 2,591 1,212
Other liabilities 4,290 4,703
Total Liabilities 612,864 616,424
Stockholders' equity:    
Preferred stock, $0.01 par value per share, liquidation preference $1,000; 5,000,000 shares authorized; 7,000 shares issued 6,908 6,863
Common stock, $0.01 par value per share, 10,000,000 shares authorized; 3,679,164 and 3,673,638 shares issued, respectively 37 37
Paid-in-capital 46,666 46,627
Retained earnings 9,953 9,588
Accumulated other comprehensive loss, net of tax (590) (2,392)
Treasury stock, at cost - 610,513 shares (10,232) (10,232)
Total Stockholders' Equity 52,742 50,491
Total Liabilities and Stockholders' Equity $ 665,606 $ 666,915