Consolidated Statements Of Financial Condition (USD $) In Thousands, unless otherwise specified	Sep. 30, 2011	Sep. 30, 2010
Assets
Cash and due from banks	$ 7,035	$ 8,414
Interest bearing demand deposits with other institutions	17,821	20,923
Cash and Cash equivalents	24,856	29,337
Securities available-for-sale	170,790	174,700
Securities held-to-maturity, fair value 2011 $76,033; 2010 $82,036	80,423	74,827
Loans held for sale	1,837	1,970
Loans receivable, net of allowance 2011 $5,763; 2010 $5,821	346,285	373,072
Foreclosed real estate, net	3,125	398
Federal Home Loan Bank stock, at cost	8,173	10,034
Office premises and equipment, net	9,691	9,315
Accrued interest receivable	2,382	2,655
Bank owned life insurance	5,822	5,592
Goodwill	2,653	2,653
Deferred tax assets	7,425	6,853
Other assets	3,453	5,264
Total Assets	666,915	696,670
Liabilities and Stockholders' Equity
Non-interest bearing	56,370	51,963
Interest bearing	389,732	392,485
Total Deposits	446,102	444,448
Securities sold under agreement to repurchase	76,373	108,342
Short-term borrowings	302	130
Long-term debt	80,000	80,401
Subordinated debt	7,732	7,732
Advance payments by borrowers for taxes and insurance	1,212	1,223
Other liabilities	4,703	4,808
Total Liabilities	616,424	647,084
Stockholders' Equity
Preferred stock, $0.01 par value per share; liquidation preference $1,000; 5,000,000 shares authorized; 7,000 shares issued	6,863	6,803
Common stock, $0.01 par value per share; 10,000,000 shares authorized; issued 2011 3,673,638 shares; 2010 3,668,436 shares	37	37
Paid-in capital	46,627	46,473
Retained earnings	9,588	8,708
Accumulated other comprehensive loss, net of tax	(2,392)	(2,053)
Treasury stock, at cost 2011 610,513 shares; 2010 619,129 shares	(10,232)	(10,382)
Total Stockholders' Equity	50,491	49,586
Total Liabilities and Stockholders' Equity	$ 666,915	$ 696,670