X0101 EFFECT 33 LIVE 2007-09-10 16:45:00

N-4

0000768609 VARIABLE ANNUITY ACCOUNT 333-140230 S000001667 VARIABLE ANNUITY ACCOUNT C000004514 333-91784 MultiOption Advisor S000001667 VARIABLE ANNUITY ACCOUNT C000004515 333-111067 Advisors Retirement Builder Variable Annuity S000001667 VARIABLE ANNUITY ACCOUNT C000004516 333-79049 MultiOption Achiever S000001667 VARIABLE ANNUITY ACCOUNT C000004517 333-79069 MultiOption Classic S000001667 VARIABLE ANNUITY ACCOUNT C000004518 2-97564 MultiOption Annuity S000001667 VARIABLE ANNUITY ACCOUNT C000004519 33-80788 MultiOption Select S000001667 VARIABLE ANNUITY ACCOUNT C000004520 33-12333 Megannuity S000001667 VARIABLE ANNUITY ACCOUNT C000004521 33-62147 Adjustable Income Annuity S000001667 VARIABLE ANNUITY ACCOUNT C000037817 MultiOption Legend S000001667 VARIABLE ANNUITY ACCOUNT C000047102 MultiOption Extra