X0303 4 2010-12-27 0 0000767405 RURBAN FINANCIAL CORP RBNF 0001261696 FAWCETT JR ROBERT A 172 EASTOWNE DRIVE OTTAWA OH 45875 1 0 0 0 COMMON STOCK 7511 I TRUST COMMON STOCK 3448 I SPOUSE'S TRUST OPTION FOR COMMON STOCK 6.98 2015-02-17 2020-02-17 COMMON STOCK 5000 12646 D ROBERT A. FAWCETT, JR. 2010-12-27