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INCOME TAXES - EFFECTIVE INCOME TAX RECONCILIATION (DETAILS) (USD $)
In Millions, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Income Tax Disclosure [Abstract]      
U.S. federal tax rate 35.00% 35.00% 35.00%
Income before income tax $ 514 $ 394 $ 406
Expected tax expense 180 138 142
Nondeductible expenses 3 1 2
State income taxes 14 10 11
Other—net 1 0 0
Total tax expense related to income $ 198 $ 149 $ 155
Effective tax rate 38.50% 37.90% 38.10%