The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACUITY BRANDS INC COM 00508Y102 667 3,790 SH   SOLE   0 0 3,790
AFLAC INC COM 001055102 3,133 35,699 SH   SOLE   0 0 35,699
ALLSTATE CORP COM 020002101 2,780 26,552 SH   SOLE   0 0 26,552
ALTRIA GROUP INC COM 02209S103 3,036 42,513 SH   SOLE   0 0 42,513
APPLE INC COM 037833100 3,262 19,268 SH   SOLE   0 0 19,268
AT&T INC COM 00206R102 2,482 63,860 SH   SOLE   0 0 63,860
AUTOZONE INC COM 053332102 2,741 3,854 SH   SOLE   0 0 3,854
BANK AMER CORP COM 060505104 422 14,287 SH   SOLE   0 0 14,287
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 296 1,493 SH   SOLE   0 0 1,493
CA INC COM 12673P105 2,306 69,299 SH   SOLE   0 0 69,299
CARLISLE COS INC COM 142339100 1,302 11,458 SH   SOLE   0 0 11,458
CISCO SYS INC COM 17275R102 2,921 76,271 SH   SOLE   0 0 76,271
COCA COLA CO COM 191216100 876 19,093 SH   SOLE   0 0 19,093
CVS HEALTH CORP COM 126650100 987 13,605 SH   SOLE   0 0 13,605
DELUXE CORP COM 248019101 2,557 33,274 SH   SOLE   0 0 33,274
DR PEPPER SNAPPLE GROUP INC COM 26138E109 2,568 26,452 SH   SOLE   0 0 26,452
EMERSON ELEC CO COM 291011104 1,366 19,595 SH   SOLE   0 0 19,595
EVEREST RE GROUP LTD COM G3223R108 1,178 5,326 SH   SOLE   0 0 5,326
EXXON MOBIL CORP COM 30231G102 365 4,368 SH   SOLE   0 0 4,368
FACEBOOK INC CL A 30303M102 371 2,104 SH   SOLE   0 0 2,104
FEDEX CORP COM 31428X106 206 826 SH   SOLE   0 0 826
GENERAL ELECTRIC CO COM 369604103 455 26,112 SH   SOLE   0 0 26,112
GENTEX CORP COM 371901109 1,364 65,109 SH   SOLE   0 0 65,109
HOME DEPOT INC COM 437076102 1,510 7,969 SH   SOLE   0 0 7,969
HONEYWELL INTL INC COM 438516106 1,590 10,369 SH   SOLE   0 0 10,369
HORMEL FOODS CORP COM 440452100 454 12,480 SH   SOLE   0 0 12,480
HP INC COM 40434L105 235 11,228 SH   SOLE   0 0 11,228
INGREDION INC COM 457187102 1,444 10,329 SH   SOLE   0 0 10,329
INTEL CORP COM 458140100 3,173 68,741 SH   SOLE   0 0 68,741
INTERNATIONAL BUSINESS MACHS COM 459200101 2,897 18,880 SH   SOLE   0 0 18,880
ISHARES TR CORE S&P500 ETF 464287200 217 809 SH   SOLE   0 0 809
ISHARES TR S&P MC 400VL ETF 464287705 6,811 42,544 SH   SOLE   0 0 42,544
ISHARES TR MRGSTR MD CP GRW 464288307 5,158 25,474 SH   SOLE   0 0 25,474
ISHARES TR NATIONAL MUN ETF 464288414 3,359 30,332 SH   SOLE   0 0 30,332
ISHARES TR INTL SEL DIV ETF 464288448 512 15,155 SH   SOLE   0 0 15,155
ISHARES TR IBOXX HI YD ETF 464288513 322 3,689 SH   SOLE   0 0 3,689
JOHNSON & JOHNSON COM 478160104 545 3,899 SH   SOLE   0 0 3,899
JPMORGAN CHASE & CO COM 46625H100 296 2,760 SH   SOLE   0 0 2,760
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 341 12,446 SH   SOLE   0 0 12,446
LOCKHEED MARTIN CORP COM 539830109 633 1,973 SH   SOLE   0 0 1,973
LOWES COS INC COM 548661107 2,778 29,899 SH   SOLE   0 0 29,899
LOWES COS INC COM 548661107 269 2,900 SH Call SOLE   0 0 2,900
MICROSOFT CORP COM 594918104 237 2,762 SH   SOLE   0 0 2,762
NORTHROP GRUMMAN CORP COM 666807102 1,670 5,440 SH   SOLE   0 0 5,440
NVR INC COM 62944T105 3,470 989 SH   SOLE   0 0 989
OMNICOM GROUP INC COM 681919106 1,043 14,315 SH   SOLE   0 0 14,315
PEPSICO INC COM 713448108 355 2,960 SH   SOLE   0 0 2,960
PHILIP MORRIS INTL INC COM 718172109 328 3,104 SH   SOLE   0 0 3,104
PIMCO ETF TR ACTIVE BD ETF 72201R775 36,365 343,060 SH   SOLE   0 0 343,060
PROCTER AND GAMBLE CO COM 742718109 277 3,006 SH   SOLE   0 0 3,006
QUALCOMM INC COM 747525103 524 8,193 SH   SOLE   0 0 8,193
QUEST DIAGNOSTICS INC COM 74834L100 2,622 26,622 SH   SOLE   0 0 26,622
RAYTHEON CO COM NEW 755111507 1,488 7,919 SH   SOLE   0 0 7,919
ROYAL BK CDA MONTREAL QUE COM 780087102 450 5,515 SH   SOLE   0 0 5,515
SCHWAB CHARLES CORP NEW COM 808513105 208 4,049 SH   SOLE   0 0 4,049
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 25,112 389,218 SH   SOLE   0 0 389,218
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 237 4,570 SH   SOLE   0 0 4,570
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 14,191 249,438 SH   SOLE   0 0 249,438
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,037 66,568 SH   SOLE   0 0 66,568
SOUTHERN CO COM 842587107 832 17,311 SH   SOLE   0 0 17,311
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 338 8,189 SH   SOLE   0 0 8,189
SPDR S&P 500 ETF TR TR UNIT 78462F103 42,298 158,499 SH   SOLE   0 0 158,499
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,188 12,577 SH   SOLE   0 0 12,577
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 17,118 110,092 SH   SOLE   0 0 110,092
SPLUNK INC COM 848637104 574 6,934 SH   SOLE   0 0 6,934
STARBUCKS CORP COM 855244109 231 4,028 SH   SOLE   0 0 4,028
TIME WARNER INC COM NEW 887317303 281 3,072 SH   SOLE   0 0 3,072
TORCHMARK CORP COM 891027104 1,776 19,575 SH   SOLE   0 0 19,575
TRAVELERS COMPANIES INC COM 89417E109 2,662 19,626 SH   SOLE   0 0 19,626
UNION PAC CORP COM 907818108 3,004 22,401 SH   SOLE   0 0 22,401
UNITED PARCEL SERVICE INC CL B 911312106 1,297 10,885 SH   SOLE   0 0 10,885
UNITEDHEALTH GROUP INC COM 91324P102 1,368 6,203 SH   SOLE   0 0 6,203
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 14,647 131,278 SH   SOLE   0 0 131,278
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 680 5,322 SH   SOLE   0 0 5,322
VANGUARD INDEX FDS REIT ETF 922908553 362 4,365 SH   SOLE   0 0 4,365
VANGUARD INDEX FDS GROWTH ETF 922908736 15,320 108,920 SH   SOLE   0 0 108,920
VANGUARD INDEX FDS VALUE ETF 922908744 1,157 10,878 SH   SOLE   0 0 10,878
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 29,491 371,894 SH   SOLE   0 0 371,894
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 3,496 66,676 SH   SOLE   0 0 66,676
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 33,727 385,931 SH   SOLE   0 0 385,931
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 222 1,443 SH   SOLE   0 0 1,443
VERIZON COMMUNICATIONS INC COM 92343V104 2,716 51,318 SH   SOLE   0 0 51,318
WAL-MART STORES INC COM 931142103 3,195 32,352 SH   SOLE   0 0 32,352
WELLS FARGO CO NEW COM 949746101 266 4,381 SH   SOLE   0 0 4,381