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      xml:lang="en-US">&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;This
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contains important information about &lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;IFT
Money Market Portfolio for the period &lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;July
1, 2024, to &lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;December 31, 2024.&lt;/span&gt;</oef:AnnlOrSemiAnnlStatementTextBlock>
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      xml:lang="en-US">&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;You
can find additional information about the Fund at &lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;;"&gt;https://www.franklintempleton.com/regulatory-fund-documents&lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;.
You can also &lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;request this information
by contacting us at &lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;(800)
DIAL BEN/342-5236&lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;color:#161616;;"&gt;.&lt;/span&gt;</oef:AddlInfoTextBlock>
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&lt;div&gt;&lt;span style="text-transform:uppercase;"&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:12.024pt;text-transform:uppercase;color:#1447FF;;"&gt;&lt;b&gt;WHAT
WERE THE FUND COSTS FOR THE LAST SIX MONTHS? &lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.824pt;color:#2D2D2D;;"&gt;(based
on a hypothetical $10,000 investment)&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;

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  &lt;tr style="height:1px;"&gt;
    &lt;td style="height:1px;width:50%;background-color:#E6FAFF;"&gt;&lt;/td&gt;
    &lt;td style="height:1px;width:22.33812949640288%;background-color:#E6FAFF;"&gt;&lt;/td&gt;
    &lt;td style="height:1px;width:27.661870503597125%;background-color:#E6FAFF;"&gt;&lt;/td&gt; &lt;/tr&gt;
  &lt;tr&gt;
    &lt;td colspan="1" style="background-color:#E6FAFF;;border-bottom:1.5pt solid #1447FF;vertical-align:bottom"&gt;
        &lt;div style="background-color:#E6FAFF;padding-left:2pt;padding-top:1.5pt;padding-bottom:0;align:left;text-align:left;padding-right:2pt;font-family:Arial, Helvetica, sans-serif;font-size:10pt;margin-top:1pt;margin-bottom:0;"&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;;"&gt;&lt;b&gt;Class
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    &lt;td colspan="1" style="background-color:#E6FAFF;;border-bottom:1.5pt solid #1447FF;vertical-align:bottom"&gt;
        &lt;div style="background-color:#E6FAFF;padding-left:2pt;padding-top:1.5pt;padding-bottom:0;align:center;text-align:center;padding-right:2pt;font-family:Arial, Helvetica, sans-serif;font-size:10pt;margin-top:1pt;margin-bottom:0;"&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;;"&gt;&lt;b&gt;Costs
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    &lt;td colspan="1" style="background-color:#E6FAFF;;border-bottom:1.5pt solid #1447FF;vertical-align:bottom"&gt;
        &lt;div style="background-color:#E6FAFF;padding-left:2pt;padding-top:1.5pt;padding-bottom:0;align:center;text-align:center;padding-right:2pt;font-family:Arial, Helvetica, sans-serif;font-size:10pt;margin-top:1pt;margin-bottom:0;"&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;;"&gt;&lt;b&gt;Costs
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        investment&lt;/b&gt;&lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;;"&gt;&lt;sup&gt;&#x2020;&lt;/sup&gt;&lt;/span&gt;
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  &lt;tr&gt;
    &lt;td colspan="1" style="background-color:#E6FAFF;;vertical-align:bottom"&gt;
        &lt;div style="background-color:#E6FAFF;padding-left:2pt;padding-top:1.5pt;padding-bottom:0;align:left;text-align:left;padding-right:2pt;font-family:Arial, Helvetica, sans-serif;font-size:10pt;margin-top:1pt;margin-bottom:0;"&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;;"&gt;Class
        A&lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:7.5pt;;"&gt;&lt;sup&gt;1&lt;/sup&gt;&lt;/span&gt; &lt;/div&gt; &lt;/td&gt;
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        &lt;div style="background-color:#E6FAFF;padding-left:2pt;padding-top:1.5pt;padding-bottom:0;align:center;text-align:center;padding-right:2pt;font-family:Arial, Helvetica, sans-serif;font-size:10pt;margin-top:1pt;margin-bottom:0;"&gt;&lt;span style="font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;"&gt;$18&lt;/span&gt;&lt;/div&gt;
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        &lt;div style="background-color:#E6FAFF;padding-left:2pt;padding-top:1.5pt;padding-bottom:0;align:center;text-align:center;padding-right:2pt;font-family:Arial, Helvetica, sans-serif;font-size:10pt;margin-top:1pt;margin-bottom:0;"&gt;&lt;span style="font-family:Arial, Helvetica, sans-serif;font-size:10.02pt;"&gt;0.36%&lt;/span&gt;&lt;/div&gt;
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&lt;div&gt;&lt;span style="text-transform:uppercase;"&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:12.024pt;text-transform:uppercase;color:#1447FF;;"&gt;&lt;b&gt;KEY
FUND STATISTICS &lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.824pt;color:#2D2D2D;;"&gt;(as
of &lt;/span&gt;&lt;span style="clear:both;font-family:Arial, Helvetica, sans-serif;font-size:10.824pt;color:#2D2D2D;;"&gt;December 31, 2024)&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;

&lt;table cellspacing="0" style="width:98%;cellspacing:0;border-top:1.5pt solid #6B6B6B;margin-left:7.75pt;border-bottom:1.5pt solid #6B6B6B;margin-top:10px;"&gt;
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    &lt;td style="height:1px;width:25.58992805755396%;"&gt;&lt;/td&gt; &lt;/tr&gt;
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