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Borrowed Funds
12 Months Ended
Dec. 31, 2025
Borrowed Funds [Abstract]  
Borrowed Funds Borrowed Funds
Borrowed funds may consist of Discount Window borrowings from the FRB, advances from the FHLB and securities sold under agreements to repurchase with customers. Pursuant to collateral agreements, FHLB advances are collateralized by all stock in FHLB, qualifying first mortgage loans, U.S. Government and Agency securities not pledged to others, and funds on deposit with FHLB. All FHLB advances as of December 31, 2025 had fixed rates of interest until their respective maturity dates. Securities sold under agreements to repurchase include U.S. agencies securities and other securities. Repurchase agreements have maturity dates ranging from one day to one year. The Bank also has in place $101,000,000 in credit lines with correspondent banks and a credit facility of $313,000,000 with the FRBB using securities, commercial loans and home equity loans as collateral. Of the correspondent bank and FRB credit lines, none were in use as of December 31, 2025.

Borrowed funds at December 31, 2025 and 2024 have the following range of interest rates and maturity dates:
As of December 31, 2025
Federal Home Loan Bank Advances
2026
3.20% - 3.87%
$42,000,000 
20274.12%35,000,000 
20283.86%35,000,000 
20290.00%— 
2030 and thereafter
0.00% - 3.20%
25,500,000 
137,500,000 
Repurchase agreements
Municipal and commercial customers
0.05% - 4.03%
50,321,000 
$187,821,000 
As of December 31, 2024
Federal Home Loan Bank Advances
20250.00%$— 
20260.00%— 
2027
3.97% - 4.12%
70,000,000 
20280.00%— 
2029 and thereafter2.89%25,000,000 
95,000,000 
Repurchase agreements
Municipal and commercial customers
0.05% - 5.00%
51,278,000 
$146,278,000