The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102   1,358,086 12,316 SH   SOLE   12,316 0 0
AFLAC INC COMMON STOCK 001055102   52,930 480 SH   OTR   0 0 480
AT&T INC COMMON STOCK 00206R102   490,366 19,741 SH   SOLE   17,464 0 2,277
AT&T INC COMMON STOCK 00206R102   126,460 5,091 SH   OTR   3,325 0 1,766
ABBOTT LABORATORIES COMMON STOCK 002824100   467,585 3,732 SH   SOLE   3,070 0 662
ABBOTT LABORATORIES COMMON STOCK 002824100   83,067 663 SH   OTR   263 0 400
ABBVIE INC COMMON STOCK 00287Y109   592,245 2,592 SH   SOLE   1,968 0 624
ABBVIE INC COMMON STOCK 00287Y109   100,079 438 SH   OTR   38 0 400
ADVANCED MICRO DEVICES COMMON STOCK 007903107   449,736 2,100 SH   SOLE   2,100 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107   6,211 29 SH   OTR   29 0 0
ALPHABET INC COMMON STOCK 02079K107   1,334,591 4,253 SH   SOLE   4,253 0 0
ALPHABET INC COMMON STOCK 02079K107   420,806 1,341 SH   OTR   1,341 0 0
ALPHABET INC COMMON STOCK 02079K305   1,916,812 6,124 SH   SOLE   5,364 0 760
ALPHABET INC COMMON STOCK 02079K305   389,685 1,245 SH   OTR   1,245 0 0
AMAZON COM INC COMMON STOCK 023135106   2,178,018 9,436 SH   SOLE   9,122 0 314
AMAZON COM INC COMMON STOCK 023135106   258,518 1,120 SH   OTR   1,120 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   368,842 997 SH   SOLE   997 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   105,436 285 SH   OTR   285 0 0
AMGEN INC COMMON STOCK 031162100   235,664 720 SH   SOLE   720 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   343,068 1,265 SH   SOLE   668 0 597
ELEVANCE HEALTH INC COMMON STOCK 036752103   206,123 588 SH   SOLE   588 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   10,517 30 SH   OTR   30 0 0
APPLE INC COMMON STOCK 037833100   5,088,406 18,717 SH   SOLE   17,557 0 1,160
APPLE INC COMMON STOCK 037833100   25,827 95 SH   DFND   95 0 0
APPLE INC COMMON STOCK 037833100   990,385 3,643 SH   OTR   2,943 0 700
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   255,943 995 SH   SOLE   995 0 0
BANK OF AMERICA CORPORATION COMMON STOCK 060505104   387,035 7,037 SH   SOLE   6,863 0 174
BAR HARBOR BANKSHARES COMMON STOCK 066849100   119,853 3,860 SH   SOLE   3,760 0 100
BAR HARBOR BANKSHARES COMMON STOCK 066849100   108,272 3,487 SH   OTR   3,487 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   1,111,361 2,211 SH   SOLE   2,180 0 31
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   90,478 180 SH   OTR   180 0 0
BLACKROCK COMMON STOCK 09290D101   300,765 281 SH   SOLE   281 0 0
BLACKROCK COMMON STOCK 09290D101   42,814 40 SH   OTR   40 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108   348,096 65 SH   SOLE   65 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108   69,619 13 SH   OTR   13 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   219,321 4,066 SH   SOLE   2,070 0 1,996
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   173,471 3,216 SH   OTR   2,522 0 694
BROADCOM INC COMMON STOCK 11135F101   383,825 1,109 SH   SOLE   1,109 0 0
THE CIGNA GROUP COMMON STOCK 125523100   418,075 1,519 SH   SOLE   1,292 0 227
THE CIGNA GROUP COMMON STOCK 125523100   43,487 158 SH   OTR   158 0 0
CVS HEALTH CORP COMMON STOCK 126650100   183,322 2,310 SH   SOLE   2,250 0 60
CVS HEALTH CORP COMMON STOCK 126650100   71,424 900 SH   OTR   900 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105   299,315 1,235 SH   SOLE   535 0 700
CHEVRON CORPORATION COMMON STOCK 166764100   376,604 2,471 SH   SOLE   1,972 0 499
CHEVRON CORPORATION COMMON STOCK 166764100   70,870 465 SH   OTR   465 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   490,374 6,366 SH   SOLE   6,366 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   215,607 2,799 SH   OTR   1,936 0 863
CITIGROUP INC COMMON STOCK 172967424   820,099 7,028 SH   SOLE   6,946 0 82
CITIGROUP INC COMMON STOCK 172967424   49,243 422 SH   OTR   422 0 0
COCA COLA CO COMMON STOCK 191216100   528,172 7,555 SH   SOLE   5,243 0 2,312
COCA COLA CO COMMON STOCK 191216100   135,626 1,940 SH   OTR   890 0 1,050
COLGATE PALMOLIVE CO COMMON STOCK 194162103   336,231 4,255 SH   SOLE   4,255 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   43,461 550 SH   OTR   550 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   224,665 2,400 SH   SOLE   2,400 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   93,610 1,000 SH   OTR   790 0 210
DEERE & CO COMMON STOCK 244199105   137,809 296 SH   SOLE   296 0 0
DEERE & CO COMMON STOCK 244199105   86,131 185 SH   OTR   185 0 0
DFA DIMENSIONAL EMERGING CORE ETF-EQUITY 25434V302   14,751,552 452,918 SH   SOLE   433,554 0 19,364
DFA DIMENSIONAL EMERGING CORE ETF-EQUITY 25434V302   527,473 16,195 SH   OTR   15,994 0 201
DFA DIMENSIONAL US EQUITY MARKET ETF-EQUITY 25434V401   637,862 8,600 SH   SOLE   8,600 0 0
DFA DIMENSIONAL US MARKETWIDE ETF-EQUITY 25434V724   272,272 5,844 SH   SOLE   5,844 0 0
WALT DISNEY CO COMMON STOCK 254687106   468,849 4,121 SH   SOLE   4,121 0 0
WALT DISNEY CO COMMON STOCK 254687106   94,088 827 SH   OTR   672 0 155
EMERSON ELECTRIC CO COMMON STOCK 291011104   266,236 2,006 SH   SOLE   1,906 0 100
EMERSON ELECTRIC CO COMMON STOCK 291011104   211,025 1,590 SH   OTR   1,450 0 140
ENTERPRISE PRODUCTS PARTNERS LP COMMON STOCK 293792107   25,424 793 SH   SOLE   793 0 0
ENTERPRISE PRODUCTS PARTNERS LP COMMON STOCK 293792107   289,758 9,038 SH   OTR   9,038 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,721,464 14,305 SH   SOLE   10,347 0 3,958
EXXON MOBIL CORP COMMON STOCK 30231G102   649,717 5,399 SH   OTR   1,999 0 3,400
META PLATFORMS INC COMMON STOCK 30303M102   253,476 384 SH   SOLE   384 0 0
META PLATFORMS INC COMMON STOCK 30303M102   172,283 261 SH   OTR   261 0 0
FEDEX CORP COMMON STOCK 31428X106   310,525 1,075 SH   SOLE   906 0 169
FEDEX CORP COMMON STOCK 31428X106   20,221 70 SH   OTR   70 0 0
FIRST BANCORP INC COMMON STOCK 31866P102   12,212,188 461,883 SH   SOLE   449,283 0 12,600
FIRST BANCORP INC COMMON STOCK 31866P102   7,557,186 285,824 SH   OTR   285,824 0 0
FORD MOTOR CO COMMON STOCK 345370860   186,960 14,250 SH   SOLE   13,000 0 1,250
GE VERNOVA INC COMMON STOCK 36828A101   709,777 1,086 SH   SOLE   1,015 0 71
GE VERNOVA INC COMMON STOCK 36828A101   98,689 151 SH   OTR   151 0 0
GE AEROSPACE COMMON STOCK 369604301   1,314,674 4,268 SH   SOLE   3,980 0 288
GE AEROSPACE COMMON STOCK 369604301   150,318 488 SH   OTR   488 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   208,658 1,700 SH   SOLE   1,620 0 80
HOME DEPOT INC COMMON STOCK 437076102   177,211 515 SH   SOLE   484 0 31
HOME DEPOT INC COMMON STOCK 437076102   159,662 464 SH   OTR   54 0 410
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   414,176 2,123 SH   SOLE   2,123 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   19,509 100 SH   OTR   100 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   746,212 1,103 SH   SOLE   1,103 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   33,827 50 SH   OTR   50 0 0
INTEL CORP COMMON STOCK 458140100   228,781 6,200 SH   SOLE   5,038 0 1,162
INTEL CORP COMMON STOCK 458140100   32,804 889 SH   OTR   117 0 772
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101   942,246 3,181 SH   SOLE   1,883 0 1,298
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101   226,897 766 SH   OTR   566 0 200
INVESCO ETF-EQUITY 46090E103   476,090 775 SH   SOLE   775 0 0
INVESCO ETF-EQUITY 46090E103   92,147 150 SH   OTR   150 0 0
ISHARES ETF-EQUITY 464287200   2,521,948 3,682 SH   SOLE   3,587 0 95
ISHARES ETF-EQUITY 464287200   136,988 200 SH   DFND   200 0 0
ISHARES ETF-EQUITY 464287200   1,169,192 1,707 SH   OTR   1,707 0 0
ISHARES ETF-EQUITY 464287234   236,184 4,317 SH   SOLE   4,163 0 154
ISHARES ETF-EQUITY 464287234   72,327 1,322 SH   OTR   1,322 0 0
ISHARES ETF-EQUITY 464287465   1,464,458 15,250 SH   SOLE   14,037 0 1,213
ISHARES ETF-EQUITY 464287465   254,480 2,650 SH   OTR   2,650 0 0
ISHARES ETF-EQUITY 464287473   424,561 3,010 SH   SOLE   3,010 0 0
ISHARES ETF-EQUITY 464287499   644,624 6,696 SH   SOLE   6,063 0 633
ISHARES ETF-EQUITY 464287507   219,120 3,320 SH   SOLE   3,320 0 0
ISHARES ETF-EQUITY 464287507   46,200 700 SH   DFND   700 0 0
ISHARES ETF-EQUITY 464287507   180,510 2,735 SH   OTR   2,735 0 0
ISHARES ETF-EQUITY 464287598   226,536 1,077 SH   SOLE   349 0 728
ISHARES ETF-EQUITY 464287614   417,923 883 SH   SOLE   142 0 741
ISHARES ETF-EQUITY 464287630   1,087,260 6,000 SH   SOLE   6,000 0 0
ISHARES ETF-EQUITY 464287648   1,053,013 3,260 SH   SOLE   3,260 0 0
ISHARES ETF-EQUITY 464287721   201,677 1,010 SH   SOLE   1,010 0 0
ISHARES ETF-EQUITY 464287804   791,987 6,590 SH   SOLE   6,590 0 0
ISHARES ETF-EQUITY 464287804   146,138 1,216 SH   OTR   1,216 0 0
ISHARES ETF-EQUITY 464288695   331,475 3,430 SH   SOLE   2,630 0 800
ISHARES ETF-EQUITY 464288695   1,933 20 SH   OTR   20 0 0
ISHARES ETF-EQUITY 46434V621   1,801,866 25,956 SH   SOLE   25,956 0 0
JPMORGAN COMMON STOCK 46625H100   1,466,104 4,550 SH   SOLE   4,142 0 408
JPMORGAN COMMON STOCK 46625H100   210,732 654 SH   OTR   654 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,429,823 6,909 SH   SOLE   6,742 0 167
JOHNSON & JOHNSON COMMON STOCK 478160104   352,229 1,702 SH   OTR   1,354 0 348
ELI LILLY & CO COMMON STOCK 532457108   248,250 231 SH   SOLE   181 0 50
ELI LILLY & CO COMMON STOCK 532457108   96,721 90 SH   OTR   90 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   267,469 553 SH   SOLE   553 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   62,877 130 SH   OTR   130 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   379,636 665 SH   SOLE   629 0 36
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   66,793 117 SH   OTR   117 0 0
MCDONALDS CORP COMMON STOCK 580135101   584,059 1,911 SH   SOLE   1,886 0 25
MCDONALDS CORP COMMON STOCK 580135101   6,113 20 SH   OTR   20 0 0
MCKESSON CORP COMMON STOCK 58155Q103   291,204 355 SH   SOLE   355 0 0
MCKESSON CORP COMMON STOCK 58155Q103   187,025 228 SH   OTR   228 0 0
MERCK & CO INC COMMON STOCK 58933Y105   456,304 4,335 SH   SOLE   3,866 0 469
MERCK & CO INC COMMON STOCK 58933Y105   99,891 949 SH   OTR   949 0 0
MICROSOFT CORP COMMON STOCK 594918104   3,573,470 7,389 SH   SOLE   7,136 0 253
MICROSOFT CORP COMMON STOCK 594918104   1,023,825 2,117 SH   OTR   848 0 1,269
NEXTERA ENERGY INC COMMON STOCK 65339F101   451,333 5,622 SH   SOLE   5,442 0 180
NEXTERA ENERGY INC COMMON STOCK 65339F101   125,236 1,560 SH   OTR   760 0 800
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   563,581 1,952 SH   SOLE   1,593 0 359
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   19,922 69 SH   OTR   69 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   1,133,176 6,076 SH   SOLE   6,076 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   394,635 2,116 SH   OTR   2,116 0 0
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105   157,174 753 SH   SOLE   100 0 653
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105   43,833 210 SH   OTR   0 0 210
PALO ALTO NETWORKS INC COMMON STOCK 697435105   350,164 1,901 SH   SOLE   1,901 0 0
PEPSICO INC COMMON STOCK 713448108   667,654 4,652 SH   SOLE   4,049 0 603
PEPSICO INC COMMON STOCK 713448108   75,348 525 SH   OTR   525 0 0
PFIZER INC COMMON STOCK 717081103   323,876 13,007 SH   SOLE   13,007 0 0
PFIZER INC COMMON STOCK 717081103   131,174 5,268 SH   OTR   5,268 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   309,251 1,928 SH   SOLE   1,856 0 72
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   48,120 300 SH   OTR   300 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   3,111,692 21,713 SH   SOLE   20,271 0 1,442
PROCTER & GAMBLE CO COMMON STOCK 742718109   240,474 1,678 SH   OTR   861 0 817
QUALCOMM INC COMMON STOCK 747525103   314,562 1,839 SH   SOLE   1,474 0 365
QUALCOMM INC COMMON STOCK 747525103   81,250 475 SH   OTR   475 0 0
RTX CORPORATION COMMON STOCK 75513E101   980,090 5,344 SH   SOLE   3,189 0 2,155
RTX CORPORATION COMMON STOCK 75513E101   197,155 1,075 SH   OTR   375 0 700
SPDR S&P 500 ETF-EQUITY 78462F103   1,721,167 2,524 SH   SOLE   2,524 0 0
SPDR ETF-ALTERNATIVE 78463V107   1,408,883 3,555 SH   SOLE   3,555 0 0
SPDR ETF-ALTERNATIVE 78463V107   43,594 110 SH   OTR   110 0 0
SPDR ETF-EQUITY 78464A698   270,582 4,175 SH   SOLE   3,680 0 495
SPDR ETF-EQUITY 78464A698   80,688 1,245 SH   OTR   700 0 545
SPDR ETF-EQUITY 78470E106   230,629 4,570 SH   SOLE   4,570 0 0
SALESFORCE INC COMMON STOCK 79466L302   727,710 2,747 SH   SOLE   2,244 0 503
SALESFORCE INC COMMON STOCK 79466L302   136,164 514 SH   OTR   514 0 0
SPDR ETF-EQUITY 81369Y100   421,302 9,290 SH   SOLE   9,290 0 0
SPDR ETF-EQUITY 81369Y209   2,114,568 13,660 SH   SOLE   13,660 0 0
SPDR ETF-EQUITY 81369Y605   2,051,903 37,464 SH   SOLE   37,464 0 0
SPDR ETF-EQUITY 81369Y605   75,309 1,375 SH   OTR   1,375 0 0
SPDR ETF-EQUITY 81369Y704   1,409,421 9,086 SH   SOLE   9,086 0 0
SIMON PROPERTY GROUP INC COMMON STOCK 828806109   300,435 1,623 SH   SOLE   1,600 0 23
SIMON PROPERTY GROUP INC COMMON STOCK 828806109   47,203 255 SH   OTR   255 0 0
TESLA MOTORS INC COMMON STOCK 88160R101   56,665 126 SH   SOLE   126 0 0
TESLA MOTORS INC COMMON STOCK 88160R101   268,932 598 SH   OTR   598 0 0
3M CO COMMON STOCK 88579Y101   294,265 1,838 SH   SOLE   1,366 0 472
3M CO COMMON STOCK 88579Y101   23,695 148 SH   OTR   148 0 0
US BANCORP COMMON STOCK 902973304   555,797 10,416 SH   SOLE   9,016 0 1,400
UNION PACIFIC CORP COMMON STOCK 907818108   588,709 2,545 SH   SOLE   945 0 1,600
UNION PACIFIC CORP COMMON STOCK 907818108   6,940 30 SH   OTR   30 0 0
VANGUARD ETF-EQUITY 921908844   1,210,548 5,508 SH   SOLE   5,108 0 400
VANGUARD ETF-EQUITY 921932505   3,176,149 7,144 SH   SOLE   7,144 0 0
VANGUARD ETF-EQUITY 921932505   389,016 875 SH   OTR   875 0 0
VANGUARD ETF-EQUITY 921932703   2,834,305 13,836 SH   SOLE   13,836 0 0
VANGUARD ETF-EQUITY 921932703   749,956 3,661 SH   OTR   3,661 0 0
VANGUARD ETF-EQUITY 921932885   1,288,830 11,528 SH   SOLE   11,528 0 0
VANGUARD ETF-EQUITY 921943858   8,627,417 138,105 SH   SOLE   137,160 0 945
VANGUARD ETF-EQUITY 921943858   74,964 1,200 SH   DFND   1,200 0 0
VANGUARD ETF-EQUITY 921943858   1,855,921 29,709 SH   OTR   24,938 0 4,771
VANGUARD ETF-EQUITY 922042858   2,545,481 47,349 SH   SOLE   45,274 0 2,075
VANGUARD ETF-EQUITY 922042858   21,504 400 SH   DFND   400 0 0
VANGUARD ETF-EQUITY 922042858   582,704 10,839 SH   OTR   10,215 0 624
VANGUARD ETF-EQUITY 92204A108   1,589,467 4,035 SH   SOLE   4,035 0 0
VANGUARD ETF-EQUITY 92204A207   766,801 3,630 SH   SOLE   3,630 0 0
VANGUARD ETF-EQUITY 92204A207   21,124 100 SH   OTR   100 0 0
VANGUARD ETF-EQUITY 92204A306   754,890 5,995 SH   SOLE   5,995 0 0
VANGUARD ETF-EQUITY 92204A306   113,328 900 SH   OTR   900 0 0
VANGUARD ETF-EQUITY 92204A504   338,224 1,175 SH   SOLE   1,175 0 0
VANGUARD ETF-EQUITY 92204A702   5,501,087 7,298 SH   SOLE   7,298 0 0
VANGUARD ETF-EQUITY 92204A876   980,527 5,299 SH   SOLE   4,804 0 495
VANGUARD ETF-EQUITY 92204A876   24,425 132 SH   OTR   132 0 0
VANGUARD ETF-EQUITY 92204A884   2,290,838 11,831 SH   SOLE   11,231 0 600
VANGUARD ETF-EQUITY 92204A884   43,567 225 SH   OTR   225 0 0
VANGUARD ETF-FIXED INCOM 92206C102   1,021,902 17,400 SH   SOLE   17,400 0 0
VANGUARD ETF-FIXED INCOM 92206C102   35,767 609 SH   DFND   609 0 0
VANGUARD ETF-FIXED INCOM 92206C102   669,992 11,408 SH   OTR   11,408 0 0
VANGUARD ETF-EQUITY 92206C664   795,862 7,997 SH   SOLE   7,715 0 282
VANGUARD ETF-EQUITY 922908363   786,421 1,254 SH   SOLE   1,128 0 126
VANGUARD ETF-EQUITY 922908512   532,110 3,000 SH   SOLE   3,000 0 0
VANGUARD ETF-EQUITY 922908553   543,860 6,146 SH   SOLE   5,691 0 455
VANGUARD ETF-EQUITY 922908553   148,841 1,682 SH   OTR   1,682 0 0
VANGUARD ETF-EQUITY 922908629   9,354,375 32,232 SH   SOLE   31,571 0 661
VANGUARD ETF-EQUITY 922908629   1,718,393 5,921 SH   OTR   5,921 0 0
VANGUARD ETF-EQUITY 922908736   721,058 1,478 SH   SOLE   1,335 0 143
VANGUARD ETF-EQUITY 922908736   417,120 855 SH   OTR   855 0 0
VANGUARD ETF-EQUITY 922908744   2,067,276 10,824 SH   SOLE   10,824 0 0
VANGUARD ETF-EQUITY 922908744   478,621 2,506 SH   OTR   2,506 0 0
VANGUARD ETF-EQUITY 922908751   6,893,978 26,726 SH   SOLE   26,024 0 702
VANGUARD ETF-EQUITY 922908751   26,569 103 SH   DFND   103 0 0
VANGUARD ETF-EQUITY 922908751   1,055,276 4,091 SH   OTR   4,091 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   504,524 12,387 SH   SOLE   10,436 0 1,951
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   228,129 5,601 SH   OTR   4,901 0 700
VISA INC COMMON STOCK 92826C839   1,371,630 3,911 SH   SOLE   3,911 0 0
VISA INC COMMON STOCK 92826C839   239,885 684 SH   OTR   684 0 0
WALMART INC COMMON STOCK 931142103   533,653 4,790 SH   SOLE   4,790 0 0
WALMART INC COMMON STOCK 931142103   424,471 3,810 SH   OTR   1,185 0 2,625
WELLS FARGO & CO COMMON STOCK 949746101   648,113 6,954 SH   SOLE   5,824 0 1,130
WELLS FARGO & CO COMMON STOCK 949746101   19,572 210 SH   OTR   210 0 0
WORKDAY INC COMMON STOCK 98138H101   214,780 1,000 SH   SOLE   1,000 0 0
EATON CORP PLC FOREIGN STOCK G29183103   1,504,642 4,724 SH   SOLE   4,299 0 425
EATON CORP PLC FOREIGN STOCK G29183103   44,591 140 SH   OTR   140 0 0