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Loans (Tables)
 6 Months Ended
Jun. 30, 2024
Receivables [Abstract]  
Schedule of Composition of Loan Portfolio The following table shows the composition of the Company's loan portfolio by class of financing receivable as of June 30, 2024 and 2023 and at December 31, 2023:
June 30, 2024December 31, 2023June 30, 2023
Commercial
   Real estate owner occupied$341,043,000 15.1 %$314,819,000 14.8 %$301,320,000 14.6 %
   Real estate non-owner occupied406,480,000 18.1 %390,167,000 18.3 %392,878,000 19.1 %
   Construction98,726,000 4.4 %88,673,000 4.2 %64,094,000 3.1 %
   C&I330,542,000 14.7 %315,026,000 14.8 %307,018,000 14.9 %
   Multifamily105,704,000 4.7 %93,476,000 4.4 %93,124,000 4.5 %
   Agriculture48,748,000 2.2 %45,230,000 2.1 %48,346,000 2.3 %
Municipal62,105,000 2.8 %51,423,000 2.4 %58,252,000 2.8 %
Residential
   Term686,006,000 30.5 %674,855,000 31.7 %645,127,000 31.4 %
   Construction35,574,000 1.6 %32,358,000 1.5 %30,812,000 1.5 %
Home Equity
   Revolving and term112,228,000 5.0 %104,026,000 4.9 %99,666,000 4.8 %
Consumer20,514,000 0.9 %19,401,000 0.9 %20,316,000 1.0 %
Total$2,247,670,000 100.0 %$2,129,454,000 100.0 %$2,060,953,000 100.0 %
Schedule of Past Due Loans Aging For all loan classes, loans over 30 days past due are considered delinquent. Information on the past-due status of loans by class of financing receivable as of June 30, 2024, is presented in the following table:
30-59 Days
Past Due		60-89 Days
Past Due		90+ Days
Past Due		All
Past Due		CurrentTotal90+ Days
& Accruing
Commercial
    Real estate owner occupied$503,000 $64,000 $383,000 $950,000 $340,093,000 $341,043,000 $— 
    Real estate non-owner occupied — — — — 406,480,000 406,480,000 — 
    Construction — — — — 98,726,000 98,726,000 — 
    C&I585,000 — 37,000 622,000 329,920,000 330,542,000 19,000 
    Multifamily— — — — 105,704,000 105,704,000 — 
    Agriculture— — — — 48,748,000 48,748,000 — 
 Municipal — — — — 62,105,000 62,105,000 — 
Residential
   Term 110,000 232,000 446,000 788,000 685,218,000 686,006,000 48,000 
   Construction — — — — 35,574,000 35,574,000 — 
Home equity
    Revolving and term 553,000 127,000 67,000 747,000 111,481,000 112,228,000 — 
Consumer 147,000 44,000 20,000 211,000 20,303,000 20,514,000 20,000 
Total$1,898,000 $467,000 $953,000 $3,318,000 $2,244,352,000 $2,247,670,000 $87,000 
Information on the past-due status of loans by class of financing receivable as of December 31, 2023, is presented in the following table:
30-59 Days
Past Due		60-89 Days
Past Due		90+ Days
Past Due		All
Past Due		CurrentTotal90+ Days
& Accruing
Commercial
    Real estate owner occupied$— $— $— $— $314,819,000 $314,819,000 $— 
    Real estate non-owner occupied— — — — 393,636,000 393,636,000 — 
    Construction— 9,000 8,000 17,000 88,656,000 88,673,000 — 
    C&I714,000 35,000 120,000 869,000 355,918,000 356,787,000 10,000 
    Multifamily— — — — 93,476,000 93,476,000 — 
Municipal31,000 — — 31,000 51,392,000 51,423,000 — 
Residential
    Term254,000 818,000 728,000 1,800,000 673,055,000 674,855,000 360,000 
    Construction— — — — 32,358,000 32,358,000 — 
Home equity
    Revolving and term495,000 95,000 26,000 616,000 103,410,000 104,026,000 — 
Consumer475,000 22,000 58,000 555,000 18,846,000 19,401,000 59,000 
Total$1,969,000 $979,000 $940,000 $3,888,000 $2,125,566,000 $2,129,454,000 $429,000 
Information on the past-due status of loans by class of financing receivable as of June 30, 2023, is presented in the following table:
30-59 Days
Past Due		60-89 Days
Past Due		90+ Days
Past Due		All
Past Due		CurrentTotal90+ Days
& Accruing
Commercial
    Real estate owner occupied$37,000 $— $— $37,000 $301,283,000 $301,320,000 $— 
    Real estate non-owner occupied— — — — 396,388,000 396,388,000 — 
    Construction— — 8,000 8,000 64,086,000 64,094,000 — 
    C&I346,000 43,000 147,000 536,000 351,318,000 351,854,000 — 
    Multifamily— — — — 93,124,000 93,124,000 — 
Municipal— — — — 58,252,000 58,252,000 — 
Residential
    Term58,000 1,205,000 376,000 1,639,000 643,488,000 645,127,000 298,000 
    Construction— — — — 30,812,000 30,812,000 — 
Home equity
    Revolving and term177,000 — 193,000 370,000 99,296,000 99,666,000 7,000 
Consumer202,000 36,000 14,000 252,000 20,064,000 20,316,000 13,000 
Total$820,000 $1,284,000 $738,000 $2,842,000 $2,058,111,000 $2,060,953,000 $318,000 
Schedule of Nonaccrual Loans
The following table presents the amortized costs basis of loans on nonaccrual status as of June 30, 2024, December 31, 2023 and June 30, 2023:
June 30, 2024December 31, 2023June 30, 2023
Dollars in thousandsNonaccrual with Allowance for Credit LossNonaccrual with no Allowance for Credit LossTotal NonaccrualNonaccrual with Allowance for Credit LossNonaccrual with no Allowance for Credit LossTotal NonaccrualNonaccrual with Allowance for Credit LossNonaccrual with no Allowance for Credit LossTotal Nonaccrual
Commercial
   Real estate owner occupied$— $383,000 $383,000 $— $— $— $— $— $— 
   Real estate non-owner occupied— — — — — — — — — 
   Construction— 19,000 19,000 — 29,000 29,000 — 30,000 30,000 
   C&I— 111,000 111,000 354,000 184,000 538,000 372,000 283,000 655,000 
   Multifamily— — — — — — — — — 
   Agriculture— 32,000 32,000 — — — — — — 
Municipal— — — — — — — — — 
Residential— — — 
   Term— 1,731,000 1,731,000 304,000 1,011,000 1,315,000 — 533,000 533,000 
   Construction— — — — — — — — — 
Home equity— — — 
   Revolving and term— 288,000 288,000 — 296,000 296,000 — 458,000 458,000 
Consumer— — — — — — — — — 
Total$— $2,564,000 $2,564,000 $658,000 $1,520,000 $2,178,000 $372,000 $1,304,000 $1,676,000 
Schedule of Individually Analyzed Loans by Class of Financing Receivable
The following table presents the amortized cost basis of collateral-dependent loans as of June 30, 2024 by collateral type:
Collateral Type
Commercial Real EstateResidential Real EstateTotal
Commercial
   Real estate owner occupied$283,000 $— $283,000 
   Real estate non-owner occupied———
   Construction———
   C&I———
   Multifamily———
   Agriculture———
Municipal———
Residential
   Term—569,000569,000
   Construction———
Home Equity
   Revolving and term———
Consumer———
Total$283,000 $569,000 $852,000 
The following table presents the amortized cost basis of collateral-dependent loans as of December 31, 2023 by collateral type:
Collateral Type
Residential Real EstateTotal
Commercial
   Real estate owner occupied$— $— 
   Real estate non-owner occupied——
   Construction——
   C&I——
   Multifamily——
Municipal——
Residential
   Term685,000685,000
   Construction——
Home Equity
   Revolving and term——
Consumer——
Total$685,000 $685,000 
The following table presents the amortized cost basis of collateral-dependent loans as of June 30, 2023 by collateral type:
Collateral Type
Commercial Real EstateResidential Real EstateTotal
Commercial
   Real estate owner occupied$— $— $— 
   Real estate non-owner occupied725,000—725,000
   Construction———
   C&I———
   Multifamily———
Municipal———
Residential
   Term—385,000385,000
   Construction———
Home Equity
   Revolving and term———
Consumer———
Total$725,000 $385,000 $1,110,000 
Schedule of Troubled Debt Restructurings on Financing Receivables
The following table represents loan modifications made to borrowers experiencing financial difficulty by modification type and class of financing receivable, during the three months ended June 30, 2024:
Amortized Cost Basis
Payment DeferralTerm ExtensionInterest Rate ReductionPrincipal ForgivenessCombination Payment Deferral and Term Extension% of Total Class of Financing Receivable
Commercial
  Real estate owner occupied$635,000 $— $— $— $— 0.19 %
  Real estate non-owner occupied— — — — — — %
  Construction— — — — — — %
  C&I177,000 — — — 170,000 0.05 %
  Multifamily— — — — — — %
  Agriculture— — — — — — %
Municipal— — — — — — %
Residential
  Term— — — — — — %
  Construction— — — — — — %
Home Equity
  Revolving and term— — — — — — %
Consumer— — — — — — %
Total$812,000 $— $— $— $170,000 0.04 %

The following tables describe the financial effect of the modifications made to borrowers experiencing financial difficulty for the three months ended June 30, 2024:
Payment Deferral
Financial Effect
Commercial
     Real estate owner occupiedTemporary payment accommodation, payments deferred to end of loan.
     C&ITemporary payment accommodation, payments deferred to end of loan.

Payment Deferral & Term Extension
Financial Effect
Commercial
     C&I
Temporary payment accommodation, extended term 60 days.
The following table represents loan modifications made to borrowers experiencing financial difficulty by modification type and class of financing receivable, during the three months ended June 30, 2023:
Amortized Cost Basis
Payment DeferralTerm ExtensionInterest Rate ReductionPrincipal ForgivenessCombination Payment Deferral and Term Extension% of Total Class of Financing Receivable
Commercial
  Real estate owner occupied$— $— $— $— $— — %
  Real estate non-owner occupied— — — — — — %
  Construction— — — — — — %
  C&I— 4,000 — — — 0.001 %
  Multifamily— — — — — — %
  Agriculture— — — — — — %
Municipal— — — — — — %
Residential
  Term— — — — — — %
  Construction— — — — — — %
Home Equity
  Revolving and term— — — — — — %
Consumer— — — — — — %
Total$— $4,000 $— $— $— 0.0002 %

The following table describes the financial effect of the modifications made to borrowers experiencing financial difficulty for the three months ended June 30, 2023:
Term Extension
Financial Effect
C&I
Extended Term 90 days

The Company monitors the performance of the loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table depicts the performance of loans that have been modified during the previous 12 months as of June 30, 2024:
Payment Status (Amortized Cost Basis)
Current30-59 Days
Past Due		60-89 Days
Past Due		90+ Days
Past Due
Commercial
     Real estate owner occupied$635,000 $503,000 $— $283,000 
     Construction69,000 — — — 
     C&I402,000 41,000 — — 
     Multifamily1,932,000 — — — 
Residential
     Term1,023,000 — — — 
Home Equity
     Revolving and term70,000 — — — 
Consumer19,000 — — 13,000 
Total$4,150,000 $544,000 $— $296,000 
The following table depicts the performance of loans that have been modified during the six months ended June 30, 2023:
Payment Status (Amortized Cost Basis)
Current30-59 Days
Past Due		60-89 Days
Past Due		90+ Days
Past Due
Commercial
     C&I$253,000 $— $— $— 
Total$253,000 $— $— $—