The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 265 11,209 SH   SOLE   10,344 0 865
AT&T INC COMMON STOCK 00206R102 85 3,599 SH   OTR   3,599 0 0
ABBOTT LABS COMMON STOCK 002824100 847 7,157 SH   SOLE   7,078 0 79
ABBOTT LABS COMMON STOCK 002824100 65 550 SH   OTR   250 0 300
ABBVIE INC COMMON STOCK 00287Y109 349 2,151 SH   SOLE   2,151 0 0
ABBVIE INC COMMON STOCK 00287Y109 49 300 SH   OTR   0 0 300
ADOBE INC COMMON STOCK 00724F101 177 389 SH   SOLE   389 0 0
ADOBE INC COMMON STOCK 00724F101 71 155 SH   OTR   155 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 479 4,385 SH   SOLE   3,885 0 500
ADVANCED MICRO DEVICES COMMON STOCK 007903107 65 590 SH   OTR   590 0 0
ALPHABET INC COMMON STOCK 02079K107 880 315 SH   SOLE   315 0 0
ALPHABET INC COMMON STOCK 02079K107 179 64 SH   OTR   64 0 0
ALPHABET INC COMMON STOCK 02079K305 1,035 372 SH   SOLE   334 0 38
ALPHABET INC COMMON STOCK 02079K305 223 80 SH   OTR   80 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,575 483 SH   SOLE   477 0 6
AMAZON.COM INC COMMON STOCK 023135106 7 2 SH   DFND   2 0 0
AMAZON.COM INC COMMON STOCK 023135106 437 134 SH   OTR   129 0 5
AMERICAN EXPRESS CO COMMON STOCK 025816109 301 1,612 SH   SOLE   1,612 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 79 425 SH   OTR   425 0 0
AMGEN INC COMMON STOCK 031162100 196 809 SH   SOLE   774 0 35
AMGEN INC COMMON STOCK 031162100 8 35 SH   OTR   35 0 0
ANNALY CAPITAL MANAGEMENT, INC COMMON STOCK 035710409 12 1,710 SH   SOLE   0 0 1,710
ANNALY CAPITAL MANAGEMENT, INC COMMON STOCK 035710409 162 23,014 SH   OTR   23,014 0 0
ANTHEM INC COMMON STOCK 036752103 277 563 SH   SOLE   563 0 0
ANTHEM INC COMMON STOCK 036752103 15 30 SH   OTR   30 0 0
APPLE INC COMMON STOCK 037833100 5,061 28,984 SH   SOLE   27,325 0 1,659
APPLE INC COMMON STOCK 037833100 243 1,392 SH   DFND   1,392 0 0
APPLE INC COMMON STOCK 037833100 1,135 6,501 SH   OTR   5,781 0 720
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 209 5,077 SH   SOLE   4,077 0 1,000
BAR HARBOR BANKSHARES COMMON STOCK 066849100 93 3,257 SH   SOLE   3,157 0 100
BAR HARBOR BANKSHARES COMMON STOCK 066849100 111 3,869 SH   OTR   3,869 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 978 2,771 SH   SOLE   2,771 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 97 275 SH   OTR   275 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 293 4,007 SH   SOLE   3,183 0 824
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 7 100 SH   DFND   100 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 140 1,915 SH   OTR   1,255 0 660
CIGNA CORP COMMON STOCK 125523100 184 769 SH   SOLE   577 0 192
CIGNA CORP COMMON STOCK 125523100 72 300 SH   OTR   300 0 0
CVS HEALTH CORP COMMON STOCK 126650100 175 1,731 SH   SOLE   1,671 0 60
CVS HEALTH CORP COMMON STOCK 126650100 183 1,809 SH   OTR   1,809 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 100 613 SH   SOLE   613 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 157 962 SH   OTR   687 0 275
CISCO SYSTEMS INC COMMON STOCK 17275R102 418 7,499 SH   SOLE   7,499 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 197 3,541 SH   OTR   2,678 0 863
CITIGROUP INC COMMON STOCK 172967424 253 4,747 SH   SOLE   4,747 0 0
CITIGROUP INC COMMON STOCK 172967424 30 567 SH   OTR   567 0 0
COCA COLA CO COMMON STOCK 191216100 155 2,499 SH   SOLE   2,499 0 0
COCA COLA CO COMMON STOCK 191216100 194 3,135 SH   OTR   1,200 0 1,935
COMCAST CORPORATION COMMON STOCK 20030N101 271 5,795 SH   SOLE   4,461 0 1,334
COMCAST CORPORATION COMMON STOCK 20030N101 53 1,125 SH   OTR   1,125 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 182 1,824 SH   SOLE   1,824 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 63 625 SH   OTR   415 0 210
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 385 1,695 SH   SOLE   1,695 0 0
DEERE & CO COMMON STOCK 244199105 150 360 SH   SOLE   360 0 0
DEERE & CO COMMON STOCK 244199105 42 100 SH   DFND   100 0 0
DEERE & CO COMMON STOCK 244199105 88 213 SH   OTR   213 0 0
DISNEY WALT CO COMMON STOCK 254687106 405 2,953 SH   SOLE   2,887 0 66
DISNEY WALT CO COMMON STOCK 254687106 7 50 SH   DFND   50 0 0
DISNEY WALT CO COMMON STOCK 254687106 99 720 SH   OTR   565 0 155
EMERSON ELECTRIC CO COMMON STOCK 291011104 297 3,032 SH   SOLE   3,032 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 120 1,225 SH   OTR   575 0 650
EXELA TECHNOLOGIES INC COMMON STOCK 30162V409 29 70,000 SH   SOLE   70,000 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,549 18,751 SH   SOLE   18,601 0 150
EXXON MOBIL CORP COMMON STOCK 30231G102 518 6,267 SH   OTR   5,242 0 1,025
FEDEX CORP COMMON STOCK 31428X106 221 957 SH   SOLE   788 0 169
FEDEX CORP COMMON STOCK 31428X106 5 20 SH   DFND   20 0 0
FEDEX CORP COMMON STOCK 31428X106 37 160 SH   OTR   160 0 0
FIRST BANCORP INC COMMON STOCK 31866P102 13,596 451,996 SH   SOLE   439,396 0 12,600
FIRST BANCORP INC COMMON STOCK 31866P102 8,613 286,324 SH   OTR   286,324 0 0
FLUENT INC COMMON STOCK 34380C102 306 147,000 SH   SOLE   147,000 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 716 7,825 SH   SOLE   7,825 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 17 189 SH   OTR   189 0 0
GENERAL MILLS INC COMMON STOCK 370334104 190 2,810 SH   SOLE   2,310 0 500
GENERAL MILLS INC COMMON STOCK 370334104 36 532 SH   OTR   0 0 532
HOME DEPOT INC COMMON STOCK 437076102 291 973 SH   SOLE   939 0 34
HOME DEPOT INC COMMON STOCK 437076102 178 594 SH   OTR   83 0 511
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 341 1,750 SH   SOLE   1,720 0 30
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 68 347 SH   OTR   347 0 0
IDEXX LABS INC COMMON STOCK 45168D104 1,141 2,086 SH   SOLE   2,086 0 0
IDEXX LABS INC COMMON STOCK 45168D104 35 64 SH   OTR   64 0 0
INTEL CORP COMMON STOCK 458140100 188 3,799 SH   SOLE   3,799 0 0
INTEL CORP COMMON STOCK 458140100 117 2,361 SH   OTR   1,489 0 872
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 805 6,192 SH   SOLE   5,891 0 301
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 124 953 SH   OTR   753 0 200
ISHARES ETF-EQUITY 464287200 2,921 6,438 SH   SOLE   6,438 0 0
ISHARES ETF-EQUITY 464287200 120 265 SH   DFND   265 0 0
ISHARES ETF-EQUITY 464287200 898 1,980 SH   OTR   1,980 0 0
ISHARES ETF-EQUITY 464287234 226 4,995 SH   SOLE   4,776 0 219
ISHARES ETF-EQUITY 464287234 63 1,385 SH   OTR   935 0 450
ISHARES ETF-EQUITY 464287465 1,249 16,975 SH   SOLE   15,511 0 1,464
ISHARES ETF-EQUITY 464287465 215 2,922 SH   OTR   2,922 0 0
ISHARES ETF-EQUITY 464287507 298 1,109 SH   SOLE   1,109 0 0
ISHARES ETF-EQUITY 464287507 45 169 SH   DFND   169 0 0
ISHARES ETF-EQUITY 464287507 147 547 SH   OTR   547 0 0
ISHARES ETF-EQUITY 464287556 148 1,132 SH   SOLE   1,132 0 0
ISHARES ETF-EQUITY 464287556 67 513 SH   OTR   513 0 0
ISHARES ETF-EQUITY 464287655 285 1,389 SH   SOLE   1,389 0 0
ISHARES ETF-EQUITY 464287721 337 3,270 SH   SOLE   3,270 0 0
ISHARES ETF-EQUITY 464287804 965 8,948 SH   SOLE   8,948 0 0
ISHARES ETF-EQUITY 464287804 113 1,048 SH   OTR   1,048 0 0
ISHARES COMMON STOCK 464288224 28 1,278 SH   SOLE   1,178 0 100
ISHARES COMMON STOCK 464288224 872 40,530 SH   OTR   40,530 0 0
ISHARES ETF-EQUITY 464288695 346 3,680 SH   SOLE   2,880 0 800
ISHARES ETF-EQUITY 464288695 53 568 SH   OTR   568 0 0
JPMORGAN COMMON STOCK 46625H100 583 4,274 SH   SOLE   3,724 0 550
JPMORGAN COMMON STOCK 46625H100 97 714 SH   OTR   714 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,153 6,507 SH   SOLE   6,457 0 50
JOHNSON & JOHNSON COMMON STOCK 478160104 313 1,765 SH   OTR   1,355 0 410
KIMBERLY-CLARK CORP COMMON STOCK 494368103 207 1,682 SH   SOLE   1,682 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 12 95 SH   OTR   0 0 95
LILLY ELI & CO COMMON STOCK 532457108 231 807 SH   SOLE   583 0 224
LILLY ELI & CO COMMON STOCK 532457108 56 195 SH   OTR   195 0 0
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 2 140 SH   SOLE   0 0 140
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 140 12,458 SH   OTR   12,458 0 0
MAGNITE INC COMMON STOCK 55955D100 146 11,015 SH   SOLE   11,015 0 0
MASTERCARD INC COMMON STOCK 57636Q104 186 521 SH   SOLE   521 0 0
MASTERCARD INC COMMON STOCK 57636Q104 57 160 SH   OTR   160 0 0
MCDONALDS CORP COMMON STOCK 580135101 350 1,416 SH   SOLE   1,391 0 25
MCDONALDS CORP COMMON STOCK 580135101 23 95 SH   OTR   95 0 0
MCKESSON CORP COMMON STOCK 58155Q103 132 430 SH   SOLE   430 0 0
MCKESSON CORP COMMON STOCK 58155Q103 86 280 SH   OTR   280 0 0
MERCK & CO INC COMMON STOCK 58933Y105 201 2,452 SH   SOLE   2,208 0 244
MERCK & CO INC COMMON STOCK 58933Y105 142 1,733 SH   OTR   1,063 0 670
MICROSOFT CORP COMMON STOCK 594918104 2,895 9,391 SH   SOLE   9,326 0 65
MICROSOFT CORP COMMON STOCK 594918104 969 3,144 SH   OTR   1,276 0 1,868
NEXTERA ENERGY INC COMMON STOCK 65339F101 725 8,564 SH   SOLE   8,364 0 200
NEXTERA ENERGY INC COMMON STOCK 65339F101 151 1,780 SH   OTR   980 0 800
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 547 1,919 SH   SOLE   1,849 0 70
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 72 251 SH   OTR   251 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 257 941 SH   SOLE   920 0 21
NVIDIA CORPORATION COMMON STOCK 67066G104 80 292 SH   OTR   292 0 0
PEPSICO INC COMMON STOCK 713448108 665 3,974 SH   SOLE   3,633 0 341
PEPSICO INC COMMON STOCK 713448108 98 585 SH   OTR   585 0 0
PFIZER INC COMMON STOCK 717081103 648 12,516 SH   SOLE   12,516 0 0
PFIZER INC COMMON STOCK 717081103 73 1,412 SH   OTR   1,412 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,084 7,091 SH   SOLE   6,643 0 448
PROCTER & GAMBLE CO COMMON STOCK 742718109 236 1,546 SH   OTR   1,035 0 511
QUALCOMM INC COMMON STOCK 747525103 446 2,921 SH   SOLE   2,556 0 365
QUALCOMM INC COMMON STOCK 747525103 114 745 SH   OTR   745 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 231 2,329 SH   SOLE   2,007 0 322
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 102 1,030 SH   OTR   330 0 700
SPDR S&P 500 ETF-EQUITY 78462F103 779 1,725 SH   SOLE   1,725 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 126 280 SH   OTR   280 0 0
SPDR ETF-EQUITY 78464A698 312 4,534 SH   SOLE   4,384 0 150
SPDR ETF-EQUITY 78464A698 42 608 SH   OTR   63 0 545
SALESFORCE INC COMMON STOCK 79466L302 471 2,216 SH   SOLE   1,738 0 478
SALESFORCE INC COMMON STOCK 79466L302 15 71 SH   DFND   71 0 0
SALESFORCE INC COMMON STOCK 79466L302 188 885 SH   OTR   885 0 0
SPDR ETF-EQUITY 81369Y605 302 7,888 SH   SOLE   7,888 0 0
SPDR ETF-EQUITY 81369Y605 157 4,087 SH   OTR   4,087 0 0
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 206 1,565 SH   SOLE   1,565 0 0
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 60 455 SH   OTR   455 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 305 283 SH   SOLE   283 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 13 12 SH   OTR   0 0 12
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 19 105 SH   SOLE   105 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 221 1,205 SH   OTR   203 0 1,002
3M CO COMMON STOCK 88579Y101 200 1,341 SH   SOLE   1,341 0 0
3M CO COMMON STOCK 88579Y101 16 110 SH   OTR   110 0 0
US BANCORP COMMON STOCK 902973304 707 13,301 SH   SOLE   11,901 0 1,400
UNION PACIFIC CORP COMMON STOCK 907818108 321 1,176 SH   SOLE   1,176 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 25 90 SH   OTR   90 0 0
UPSTART HOLDINGS INC COMMON STOCK 91680M107 246 2,257 SH   SOLE   2,257 0 0
VANGUARD ETF-EQUITY 921908844 1,153 7,109 SH   SOLE   6,759 0 350
VANGUARD ETF-EQUITY 921908844 39 240 SH   OTR   105 0 135
VANGUARD ETF-EQUITY 921932505 593 2,150 SH   SOLE   2,150 0 0
VANGUARD ETF-EQUITY 921932505 58 210 SH   OTR   210 0 0
VANGUARD ETF-EQUITY 921932703 1,025 6,799 SH   SOLE   6,799 0 0
VANGUARD ETF-EQUITY 921932703 122 808 SH   OTR   808 0 0
VANGUARD ETF-EQUITY 921932885 1,245 6,850 SH   SOLE   6,850 0 0
VANGUARD ETF-EQUITY 921943858 4,191 87,263 SH   SOLE   86,318 0 945
VANGUARD ETF-EQUITY 921943858 66 1,381 SH   DFND   1,381 0 0
VANGUARD ETF-EQUITY 921943858 1,623 33,785 SH   OTR   27,459 0 6,326
VANGUARD ETF-EQUITY 922042775 242 4,195 SH   SOLE   4,195 0 0
VANGUARD ETF-EQUITY 922042775 18 321 SH   OTR   321 0 0
VANGUARD ETF-EQUITY 922042858 1,952 42,306 SH   SOLE   40,231 0 2,075
VANGUARD ETF-EQUITY 922042858 22 469 SH   DFND   469 0 0
VANGUARD ETF-EQUITY 922042858 776 16,832 SH   OTR   16,208 0 624
VANGUARD ETF-EQUITY 92204A306 508 4,750 SH   SOLE   4,750 0 0
VANGUARD ETF-EQUITY 92204A306 140 1,305 SH   OTR   1,305 0 0
VANGUARD ETF-EQUITY 92204A504 327 1,284 SH   SOLE   1,284 0 0
VANGUARD ETF-EQUITY 92204A702 638 1,532 SH   SOLE   1,532 0 0
VANGUARD ETF-EQUITY 92204A702 84 202 SH   OTR   202 0 0
VANGUARD ETF-EQUITY 92204A876 410 2,534 SH   SOLE   1,994 0 540
VANGUARD ETF-EQUITY 92204A876 42 259 SH   OTR   259 0 0
VANGUARD ETF-EQUITY 92204A884 371 3,090 SH   SOLE   2,490 0 600
VANGUARD ETF-EQUITY 92204A884 66 548 SH   OTR   548 0 0
VANGUARD ETF-EQUITY 92206C664 775 9,350 SH   SOLE   9,250 0 100
VANGUARD ETF-EQUITY 922908363 1,178 2,838 SH   SOLE   2,678 0 160
VANGUARD ETF-EQUITY 922908553 251 2,316 SH   SOLE   1,861 0 455
VANGUARD ETF-EQUITY 922908553 292 2,695 SH   OTR   2,695 0 0
VANGUARD ETF-EQUITY 922908629 4,361 18,336 SH   SOLE   17,677 0 659
VANGUARD ETF-EQUITY 922908629 2,004 8,425 SH   OTR   8,425 0 0
VANGUARD ETF-EQUITY 922908736 270 940 SH   SOLE   797 0 143
VANGUARD ETF-EQUITY 922908736 372 1,295 SH   OTR   1,295 0 0
VANGUARD ETF-EQUITY 922908744 187 1,263 SH   SOLE   1,263 0 0
VANGUARD ETF-EQUITY 922908744 419 2,835 SH   OTR   2,835 0 0
VANGUARD ETF-EQUITY 922908751 2,131 10,029 SH   SOLE   9,302 0 727
VANGUARD ETF-EQUITY 922908751 22 103 SH   DFND   103 0 0
VANGUARD ETF-EQUITY 922908751 964 4,535 SH   OTR   4,535 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 582 11,432 SH   SOLE   10,696 0 736
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 102 2,008 SH   OTR   764 0 1,244
VISA INC COMMON STOCK 92826C839 738 3,330 SH   SOLE   3,330 0 0
VISA INC COMMON STOCK 92826C839 44 200 SH   DFND   200 0 0
VISA INC COMMON STOCK 92826C839 192 864 SH   OTR   864 0 0
WALMART INC COMMON STOCK 931142103 112 749 SH   SOLE   749 0 0
WALMART INC COMMON STOCK 931142103 171 1,145 SH   OTR   270 0 875
WELLS FARGO & CO COMMON STOCK 949746101 299 6,172 SH   SOLE   5,042 0 1,130
WELLS FARGO & CO COMMON STOCK 949746101 49 1,020 SH   OTR   630 0 390
EATON CORP PLC FOREIGN STOCK G29183103 346 2,279 SH   SOLE   1,741 0 538
EATON CORP PLC FOREIGN STOCK G29183103 39 255 SH   OTR   255 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 226 2,039 SH   SOLE   2,039 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 132 1,188 SH   OTR   660 0 528