Off-Balance-Sheet Financial Instruments and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2021

Commitments and Contingencies Disclosure [Abstract]

Schedule of Off-Balance-Sheet Financial instruments

At December 31, 2021 and 2020, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,	2021		2020
Unused lines, collateralized by residential real estate	$	94,650,000	$	89,852,000
Other unused commitments	121,331,000		102,963,000
Standby letters of credit	4,425,000		4,415,000
Commitments to extend credit	143,498,000		34,526,000
Total	$	363,904,000	$	231,756,000