Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2021

The actual and minimum capital amounts and ratios for the Bank are presented in the following table:


	Actual			For capital adequacy purposes			To be well-capitalized under prompt corrective action provisions
As of December 31, 2021
Tier 2 capital to	$	230,546,000		$	130,118,000		$	162,647,000
risk-weighted assets	14.17		%	8.00		%	10.00		%
Tier 1 capital to	$	214,925,000		$	97,588,000		$	130,118,000
risk-weighted assets	13.21		%	6.00		%	8.00		%
Common equity Tier 1 capital to	$	214,925,000		$	73,191,000		$	105,720,000
risk-weighted assets	13.21		%	4.50		%	6.50		%
Tier 1 capital to	$	214,925,000		$	100,461,000		$	125,576,000
average assets	8.56		%	4.00		%	5.00		%
As of December 31, 2020
Tier 2 capital to	$	207,461,000		$	112,899,000		$	141,124,000
risk-weighted assets	14.70		%	8.00		%	10.00		%
Tier 1 capital to	$	191,108,000		$	84,675,000		$	112,899,000
risk-weighted assets	13.54		%	6.00		%	8.00		%
Common equity Tier 1 capital to	$	191,108,000		$	63,506,000		$	91,731,000
risk-weighted assets	13.54		%	4.50		%	6.50		%
Tier 1 capital to	$	191,108,000		$	90,577,000		$	113,221,000
average assets	8.44		%	4.00		%	5.00		%

The actual and minimum capital amounts and ratios for the Company, on a consolidated basis, are presented in the following table:


	Actual			For capital adequacy purposes			To be well-capitalized under prompt corrective action provisions
As of December 31, 2021
Tier 2 capital to	$	232,053,000		$	130,118,000		n/a
risk-weighted assets	14.27		%	8.00		%	n/a
Tier 1 capital to	$	216,432,000		$	97,588,000		n/a
risk-weighted assets	13.31		%	6.00		%	n/a
Common equity Tier 1 capital to	$	216,432,000		$	73,191,000		n/a
risk-weighted assets	13.31		%	4.50		%	n/a
Tier 1 capital to	$	216,432,000		$	100,312,000		n/a
average assets	8.63		%	4.00		%	n/a
As of December 31, 2020
Tier 2 capital to	$	209,113,000		$	112,899,000		n/a
risk-weighted assets	14.82		%	8.00		%	n/a
Tier 1 capital to	$	192,760,000		$	84,675,000		n/a
risk-weighted assets	13.66		%	6.00		%	n/a
Common equity Tier 1 capital to	$	192,760,000		$	63,506,000		n/a
risk-weighted assets	13.66		%	4.50		%	n/a
Tier 1 capital to	$	192,760,000		$	90,821,000		n/a
average assets	8.49		%	4.00		%	n/a