The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 276 11,209 SH   SOLE   10,409 0 800
AT&T INC COMMON STOCK 00206R102 89 3,599 SH   OTR   3,599 0 0
ARK ETF-EQUITY 00214Q104 202 2,137 SH   SOLE   2,137 0 0
ABBOTT LABS COMMON STOCK 002824100 1,059 7,522 SH   SOLE   7,443 0 79
ABBOTT LABS COMMON STOCK 002824100 77 550 SH   OTR   250 0 300
ABBVIE INC COMMON STOCK 00287Y109 293 2,166 SH   SOLE   2,166 0 0
ABBVIE INC COMMON STOCK 00287Y109 53 394 SH   OTR   94 0 300
ADOBE INC COMMON STOCK 00724F101 221 389 SH   SOLE   389 0 0
ADOBE INC COMMON STOCK 00724F101 88 155 SH   OTR   155 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 530 3,685 SH   SOLE   3,185 0 500
ADVANCED MICRO DEVICES COMMON STOCK 007903107 13 90 SH   OTR   90 0 0
ALPHABET INC COMMON STOCK 02079K107 862 298 SH   SOLE   298 0 0
ALPHABET INC COMMON STOCK 02079K107 182 63 SH   OTR   63 0 0
ALPHABET INC COMMON STOCK 02079K305 1,110 383 SH   SOLE   345 0 38
ALPHABET INC COMMON STOCK 02079K305 232 80 SH   OTR   80 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,607 482 SH   SOLE   482 0 0
AMAZON.COM INC COMMON STOCK 023135106 7 2 SH   DFND   2 0 0
AMAZON.COM INC COMMON STOCK 023135106 373 112 SH   OTR   107 0 5
AMERICAN EXPRESS CO COMMON STOCK 025816109 253 1,547 SH   SOLE   1,547 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 70 425 SH   OTR   425 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 163 556 SH   SOLE   556 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 61 207 SH   OTR   207 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 208 1,183 SH   SOLE   557 0 626
ANNALY CAPITAL MANAGEMENT, INC COMMON STOCK 035710409 12 1,500 SH   SOLE   0 0 1,500
ANNALY CAPITAL MANAGEMENT, INC COMMON STOCK 035710409 129 16,514 SH   OTR   16,514 0 0
ANTHEM INC COMMON STOCK 036752103 261 563 SH   SOLE   563 0 0
ANTHEM INC COMMON STOCK 036752103 14 30 SH   OTR   30 0 0
APPLE INC COMMON STOCK 037833100 5,363 30,202 SH   SOLE   28,543 0 1,659
APPLE INC COMMON STOCK 037833100 248 1,397 SH   DFND   1,397 0 0
APPLE INC COMMON STOCK 037833100 1,083 6,101 SH   OTR   5,381 0 720
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 225 5,057 SH   SOLE   4,057 0 1,000
BAR HARBOR BANKSHARES COMMON STOCK 066849100 94 3,257 SH   SOLE   3,157 0 100
BAR HARBOR BANKSHARES COMMON STOCK 066849100 112 3,869 SH   OTR   3,869 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 816 2,730 SH   SOLE   2,730 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 82 275 SH   OTR   275 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 254 4,067 SH   SOLE   3,243 0 824
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 6 100 SH   DFND   100 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 119 1,915 SH   OTR   1,255 0 660
CIGNA CORP COMMON STOCK 125523100 177 769 SH   SOLE   577 0 192
CIGNA CORP COMMON STOCK 125523100 69 300 SH   OTR   300 0 0
CVS HEALTH CORP COMMON STOCK 126650100 184 1,781 SH   SOLE   1,721 0 60
CVS HEALTH CORP COMMON STOCK 126650100 187 1,809 SH   OTR   1,809 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 475 7,490 SH   SOLE   7,490 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 224 3,541 SH   OTR   2,678 0 863
CITIGROUP INC COMMON STOCK 172967424 287 4,747 SH   SOLE   4,747 0 0
CITIGROUP INC COMMON STOCK 172967424 13 207 SH   OTR   207 0 0
COCA COLA CO COMMON STOCK 191216100 154 2,604 SH   SOLE   2,604 0 0
COCA COLA CO COMMON STOCK 191216100 186 3,135 SH   OTR   1,200 0 1,935
COMCAST CORPORATION COMMON STOCK 20030N101 292 5,795 SH   SOLE   4,461 0 1,334
COMCAST CORPORATION COMMON STOCK 20030N101 57 1,125 SH   OTR   1,125 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 214 1,045 SH   SOLE   1,045 0 0
DEERE & CO COMMON STOCK 244199105 127 370 SH   SOLE   370 0 0
DEERE & CO COMMON STOCK 244199105 34 100 SH   DFND   100 0 0
DEERE & CO COMMON STOCK 244199105 73 213 SH   OTR   213 0 0
DIGITAL TURBINE INC COMMON STOCK 25400W102 246 4,030 SH   SOLE   4,030 0 0
DISNEY WALT CO COMMON STOCK 254687106 457 2,953 SH   SOLE   2,887 0 66
DISNEY WALT CO COMMON STOCK 254687106 8 50 SH   DFND   50 0 0
DISNEY WALT CO COMMON STOCK 254687106 112 720 SH   OTR   565 0 155
EMERSON ELECTRIC CO COMMON STOCK 291011104 282 3,032 SH   SOLE   3,032 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 114 1,225 SH   OTR   575 0 650
EXELA TECHNOLOGIES INC COMMON STOCK 30162V409 57 65,000 SH   SOLE   65,000 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,211 19,789 SH   SOLE   19,639 0 150
EXXON MOBIL CORP COMMON STOCK 30231G102 383 6,267 SH   OTR   5,242 0 1,025
META PLATFORMS INC COMMON STOCK 30303M102 125 373 SH   SOLE   373 0 0
META PLATFORMS INC COMMON STOCK 30303M102 92 275 SH   OTR   275 0 0
FEDEX CORP COMMON STOCK 31428X106 248 957 SH   SOLE   788 0 169
FEDEX CORP COMMON STOCK 31428X106 5 20 SH   DFND   20 0 0
FEDEX CORP COMMON STOCK 31428X106 41 160 SH   OTR   160 0 0
FIRST BANCORP INC COMMON STOCK 31866P102 14,236 453,391 SH   SOLE   440,791 0 12,600
FIRST BANCORP INC COMMON STOCK 31866P102 9,003 286,714 SH   OTR   286,714 0 0
FLUENT INC COMMON STOCK 34380C102 286 143,500 SH   SOLE   142,000 0 1,500
GENERAL ELECTRIC CO COMMON STOCK 369604301 739 7,825 SH   SOLE   7,825 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 18 189 SH   OTR   189 0 0
GENERAL MILLS INC COMMON STOCK 370334104 194 2,875 SH   SOLE   2,375 0 500
GENERAL MILLS INC COMMON STOCK 370334104 36 532 SH   OTR   0 0 532
HOME DEPOT INC COMMON STOCK 437076102 406 978 SH   SOLE   944 0 34
HOME DEPOT INC COMMON STOCK 437076102 247 594 SH   OTR   83 0 511
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 365 1,750 SH   SOLE   1,720 0 30
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 72 347 SH   OTR   347 0 0
IDEXX LABS INC COMMON STOCK 45168D104 1,374 2,086 SH   SOLE   2,086 0 0
IDEXX LABS INC COMMON STOCK 45168D104 42 64 SH   OTR   64 0 0
INTEL CORP COMMON STOCK 458140100 195 3,789 SH   SOLE   3,789 0 0
INTEL CORP COMMON STOCK 458140100 122 2,361 SH   OTR   1,489 0 872
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 861 6,444 SH   SOLE   6,143 0 301
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 127 953 SH   OTR   753 0 200
ISHARES ETF-EQUITY 464287200 3,085 6,468 SH   SOLE   6,468 0 0
ISHARES ETF-EQUITY 464287200 129 271 SH   DFND   271 0 0
ISHARES ETF-EQUITY 464287200 944 1,980 SH   OTR   1,980 0 0
ISHARES ETF-EQUITY 464287234 244 4,995 SH   SOLE   4,776 0 219
ISHARES ETF-EQUITY 464287234 68 1,385 SH   OTR   935 0 450
ISHARES ETF-EQUITY 464287465 1,342 17,060 SH   SOLE   15,596 0 1,464
ISHARES ETF-EQUITY 464287465 248 3,150 SH   OTR   3,150 0 0
ISHARES ETF-EQUITY 464287507 314 1,109 SH   SOLE   1,109 0 0
ISHARES ETF-EQUITY 464287507 48 169 SH   DFND   169 0 0
ISHARES ETF-EQUITY 464287507 155 547 SH   OTR   547 0 0
ISHARES ETF-EQUITY 464287556 156 1,020 SH   SOLE   1,020 0 0
ISHARES ETF-EQUITY 464287556 78 513 SH   OTR   513 0 0
ISHARES ETF-EQUITY 464287655 321 1,444 SH   SOLE   1,444 0 0
ISHARES ETF-EQUITY 464287721 375 3,270 SH   SOLE   3,270 0 0
ISHARES ETF-EQUITY 464287804 1,025 8,948 SH   SOLE   8,948 0 0
ISHARES ETF-EQUITY 464287804 120 1,048 SH   OTR   1,048 0 0
ISHARES COMMON STOCK 464288224 27 1,278 SH   SOLE   1,178 0 100
ISHARES COMMON STOCK 464288224 913 43,123 SH   OTR   43,123 0 0
ISHARES ETF-EQUITY 464288695 333 3,680 SH   SOLE   2,880 0 800
ISHARES ETF-EQUITY 464288695 51 568 SH   OTR   568 0 0
JPMORGAN COMMON STOCK 46625H100 666 4,208 SH   SOLE   3,658 0 550
JPMORGAN COMMON STOCK 46625H100 113 714 SH   OTR   714 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,118 6,534 SH   SOLE   6,484 0 50
JOHNSON & JOHNSON COMMON STOCK 478160104 313 1,831 SH   OTR   1,421 0 410
KIMBERLY-CLARK CORP COMMON STOCK 494368103 240 1,682 SH   SOLE   1,682 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 14 95 SH   OTR   0 0 95
LILLY ELI & CO COMMON STOCK 532457108 299 1,081 SH   SOLE   857 0 224
LILLY ELI & CO COMMON STOCK 532457108 54 195 SH   OTR   195 0 0
MAGNITE INC COMMON STOCK 55955D100 197 11,265 SH   SOLE   11,015 0 250
MASTERCARD INC COMMON STOCK 57636Q104 187 521 SH   SOLE   521 0 0
MASTERCARD INC COMMON STOCK 57636Q104 57 160 SH   OTR   160 0 0
MCDONALDS CORP COMMON STOCK 580135101 380 1,416 SH   SOLE   1,391 0 25
MCDONALDS CORP COMMON STOCK 580135101 25 95 SH   OTR   95 0 0
MERCK & CO INC COMMON STOCK 58933Y105 188 2,452 SH   SOLE   2,208 0 244
MERCK & CO INC COMMON STOCK 58933Y105 133 1,733 SH   OTR   1,063 0 670
MICROSOFT CORP COMMON STOCK 594918104 3,314 9,854 SH   SOLE   9,789 0 65
MICROSOFT CORP COMMON STOCK 594918104 1,071 3,184 SH   OTR   1,316 0 1,868
NEXTERA ENERGY INC COMMON STOCK 65339F101 801 8,583 SH   SOLE   8,383 0 200
NEXTERA ENERGY INC COMMON STOCK 65339F101 166 1,780 SH   OTR   980 0 800
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 573 1,926 SH   SOLE   1,856 0 70
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 90 303 SH   OTR   303 0 0
PEPSICO INC COMMON STOCK 713448108 699 4,024 SH   SOLE   3,683 0 341
PEPSICO INC COMMON STOCK 713448108 102 585 SH   OTR   585 0 0
PFIZER INC COMMON STOCK 717081103 742 12,561 SH   SOLE   12,561 0 0
PFIZER INC COMMON STOCK 717081103 83 1,412 SH   OTR   1,412 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,172 7,164 SH   SOLE   6,716 0 448
PROCTER & GAMBLE CO COMMON STOCK 742718109 269 1,647 SH   OTR   1,136 0 511
QUALCOMM INC COMMON STOCK 747525103 534 2,921 SH   SOLE   2,556 0 365
QUALCOMM INC COMMON STOCK 747525103 136 745 SH   OTR   745 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 203 2,361 SH   SOLE   2,039 0 322
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 89 1,030 SH   OTR   330 0 700
SPDR S&P 500 ETF-EQUITY 78462F103 844 1,778 SH   SOLE   1,778 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 133 280 SH   OTR   280 0 0
SPDR ETF-EQUITY 78464A698 371 5,242 SH   SOLE   5,092 0 150
SPDR ETF-EQUITY 78464A698 153 2,155 SH   OTR   1,610 0 545
SALESFORCE.COM INC COMMON STOCK 79466L302 520 2,048 SH   SOLE   1,663 0 385
SALESFORCE.COM INC COMMON STOCK 79466L302 19 73 SH   DFND   73 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 225 885 SH   OTR   885 0 0
SPDR ETF-EQUITY 81369Y605 308 7,888 SH   SOLE   7,888 0 0
SPDR ETF-EQUITY 81369Y605 171 4,370 SH   OTR   4,370 0 0
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 226 1,415 SH   SOLE   1,415 0 0
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 9 55 SH   OTR   55 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 299 283 SH   SOLE   283 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 13 12 SH   OTR   0 0 12
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 20 105 SH   SOLE   105 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 227 1,205 SH   OTR   203 0 1,002
3M CO COMMON STOCK 88579Y101 234 1,318 SH   SOLE   1,318 0 0
3M CO COMMON STOCK 88579Y101 20 110 SH   OTR   110 0 0
US BANCORP COMMON STOCK 902973304 746 13,285 SH   SOLE   11,885 0 1,400
UNION PACIFIC CORP COMMON STOCK 907818108 296 1,176 SH   SOLE   1,176 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 23 90 SH   OTR   90 0 0
UPSTART HOLDINGS INC COMMON STOCK 91680M107 326 2,157 SH   SOLE   2,157 0 0
VANGUARD ETF-EQUITY 921908844 1,235 7,189 SH   SOLE   6,839 0 350
VANGUARD ETF-EQUITY 921908844 60 347 SH   OTR   212 0 135
VANGUARD ETF-EQUITY 921932505 549 1,818 SH   SOLE   1,818 0 0
VANGUARD ETF-EQUITY 921932505 63 210 SH   OTR   210 0 0
VANGUARD ETF-EQUITY 921932703 959 6,333 SH   SOLE   6,333 0 0
VANGUARD ETF-EQUITY 921932703 122 808 SH   OTR   808 0 0
VANGUARD ETF-EQUITY 921932885 1,312 6,850 SH   SOLE   6,850 0 0
VANGUARD ETF-EQUITY 921943858 4,410 86,360 SH   SOLE   85,415 0 945
VANGUARD ETF-EQUITY 921943858 71 1,381 SH   DFND   1,381 0 0
VANGUARD ETF-EQUITY 921943858 1,781 34,885 SH   OTR   28,559 0 6,326
VANGUARD ETF-EQUITY 922042775 257 4,195 SH   SOLE   4,195 0 0
VANGUARD ETF-EQUITY 922042775 23 373 SH   OTR   373 0 0
VANGUARD ETF-EQUITY 922042858 2,023 40,902 SH   SOLE   38,827 0 2,075
VANGUARD ETF-EQUITY 922042858 23 469 SH   DFND   469 0 0
VANGUARD ETF-EQUITY 922042858 847 17,134 SH   OTR   16,510 0 624
VANGUARD ETF-EQUITY 92204A306 373 4,800 SH   SOLE   4,800 0 0
VANGUARD ETF-EQUITY 92204A306 101 1,305 SH   OTR   1,305 0 0
VANGUARD ETF-EQUITY 92204A504 342 1,284 SH   SOLE   1,284 0 0
VANGUARD ETF-EQUITY 92204A702 702 1,532 SH   SOLE   1,532 0 0
VANGUARD ETF-EQUITY 92204A702 134 292 SH   OTR   292 0 0
VANGUARD ETF-EQUITY 92204A876 400 2,559 SH   SOLE   2,019 0 540
VANGUARD ETF-EQUITY 92204A876 45 288 SH   OTR   288 0 0
VANGUARD ETF-EQUITY 92204A884 419 3,090 SH   SOLE   2,490 0 600
VANGUARD ETF-EQUITY 92204A884 81 600 SH   OTR   600 0 0
VANGUARD ETF-EQUITY 92206C664 840 9,350 SH   SOLE   9,250 0 100
VANGUARD ETF-EQUITY 922908363 1,626 3,725 SH   SOLE   3,565 0 160
VANGUARD ETF-EQUITY 922908553 269 2,316 SH   SOLE   1,861 0 455
VANGUARD ETF-EQUITY 922908553 313 2,695 SH   OTR   2,695 0 0
VANGUARD ETF-EQUITY 922908629 4,735 18,586 SH   SOLE   17,927 0 659
VANGUARD ETF-EQUITY 922908629 2,174 8,532 SH   OTR   8,532 0 0
VANGUARD ETF-EQUITY 922908736 332 1,035 SH   SOLE   892 0 143
VANGUARD ETF-EQUITY 922908736 416 1,295 SH   OTR   1,295 0 0
VANGUARD ETF-EQUITY 922908744 210 1,429 SH   SOLE   1,429 0 0
VANGUARD ETF-EQUITY 922908744 417 2,835 SH   OTR   2,835 0 0
VANGUARD ETF-EQUITY 922908751 2,324 10,283 SH   SOLE   9,556 0 727
VANGUARD ETF-EQUITY 922908751 23 103 SH   DFND   103 0 0
VANGUARD ETF-EQUITY 922908751 1,049 4,642 SH   OTR   4,642 0 0
VANGUARD ETF-EQUITY 922908769 76 315 SH   SOLE   315 0 0
VANGUARD ETF-EQUITY 922908769 126 520 SH   OTR   520 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 596 11,471 SH   SOLE   10,735 0 736
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 104 2,008 SH   OTR   764 0 1,244
VISA INC COMMON STOCK 92826C839 722 3,330 SH   SOLE   3,330 0 0
VISA INC COMMON STOCK 92826C839 43 200 SH   DFND   200 0 0
VISA INC COMMON STOCK 92826C839 187 864 SH   OTR   864 0 0
WALMART INC COMMON STOCK 931142103 107 737 SH   SOLE   737 0 0
WALMART INC COMMON STOCK 931142103 166 1,145 SH   OTR   270 0 875
WELLS FARGO & CO COMMON STOCK 949746101 276 5,760 SH   SOLE   4,630 0 1,130
WELLS FARGO & CO COMMON STOCK 949746101 49 1,020 SH   OTR   630 0 390
EATON CORP PLC FOREIGN STOCK G29183103 395 2,284 SH   SOLE   1,746 0 538
EATON CORP PLC FOREIGN STOCK G29183103 44 255 SH   OTR   255 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 211 2,039 SH   SOLE   2,039 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 123 1,188 SH   OTR   660 0 528