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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Statement of Cash Flows [Abstract]      
Net income $ 25,525 $ 23,536 $ 19,588
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation 1,938 1,792 1,864
Change in deferred taxes 336 (485) 2,083
Provision for loan losses 1,250 1,500 2,000
Loans originated for resale (37,721) (25,447) (39,039)
Proceeds from sales and transfers of loans 38,218 26,323 40,172
Net gain on sales of loans (651) (490) (737)
Net gain on sale or call of securities (224) (137) (471)
Net amortization of investment premiums 1,082 1,820 3,212
Net gain on sale of other real estate owned (113) (312) (84)
Provision for losses on other real estate owned 0 0 17
Equity compensation expense 565 381 392
Net (increase) decrease in other assets and accrued interest (7,690) 1,146 (4,817)
Net increase (decrease) in other liabilities 2,802 3,848 (2,020)
Net (gain) loss on disposal of premises and equipment 386 136 (108)
Amortization of investments in limited partnerships 307 186 178
Net acquisition amortization 43 43 43
Net cash provided by operating activities 26,053 33,840 22,273
Cash flows from investing activities      
(Increase) decrease in interest-bearing deposits in other banks 769 (11,219) (567)
Proceeds from sales of securities available for sale 8,339 459 15,587
Proceeds from maturities, payments, calls of securities available for sale 78,825 51,752 156,969
Proceeds from maturities, payments, calls and sales of securities held to maturity 24,087 14,094 14,770
Proceeds from sales of other real estate owned 418 1,350 607
Purchases of securities available for sale (98,257) (76,893) (177,409)
Purchases of securities to be held to maturity (71,857) (13,159) (44,334)
Purchase of Federal Home Loan Bank Stock 0 (1,228) 0
Redemption of restricted equity securities 2,604 0 1,572
Net increase in loans (59,635) (75,751) (95,199)
Capital expenditures (1,573) (1,484) (2,529)
Proceeds from sale of premises and equipment 0 2 473
Net cash used in investing activities (116,280) (112,077) (130,060)
Cash flows from financing activities      
Net increase in demand, savings, and money market accounts 24,811 75,798 88,372
Net increase in certificates of deposit 98,570 32,408 82,381
Advances on long-term borrowings 0 0 50,000
Repayment on long-term borrowings (25,362) (80,000) (70,000)
Net increase (decrease) in short-term borrowings 0 61,559 (30,143)
Payment to repurchase common stock (183) (168) (154)
Proceeds from sale of common stock 653 619 632
Dividends paid (12,963) (12,052) (11,460)
Net cash provided by financing activities 85,526 78,164 109,628
Net increase (decrease) in cash and cash equivalents (4,701) (73) 1,841
Cash and cash equivalents at beginning of year 19,134 19,207 17,366
Cash and cash equivalents at end of year 14,433 19,134 19,207
Interest paid 26,088 20,104 13,366
Income taxes paid 3,994 3,057 5,730
Non-cash transactions:      
Net transfer from loans to other real estate owned $ 0 $ 610 $ 1,177