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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2014
Regulatory Capital Requirements [Abstract]  
The actual and minimum capital amounts and ratios
The actual and minimum capital amounts and ratios for the Bank are presented in the following table:

 
Actual
 
For capital
adequacy
purposes
 
To be well-capitalized
under prompt corrective
action provisions
As of December 31, 2014
 
 
 
 
 
Tier 2 capital to
$
137,818,000

 
$
68,524,000

 
$
85,655,000

risk-weighted assets
16.09
%
 
8.00
%
 
10.00
%
Tier 1 capital to
$
127,374,000

 
$
34,262,000

 
$
51,393,000

risk-weighted assets
14.87
%
 
4.00
%
 
6.00
%
Tier 1 capital to
$
127,374,000

 
$
58,086,000

 
$
72,607,000

average assets
8.77
%
 
4.00
%
 
5.00
%
As of December 31, 2013
 

 
 

 
 

Tier 2 capital to
$
131,146,000

 
$
65,996,000

 
$
82,495,000

risk-weighted assets
15.90
%
 
8.00
%
 
10.00
%
Tier 1 capital to
$
120,819,000

 
$
32,998,000

 
$
49,497,000

risk-weighted assets
14.65
%
 
4.00
%
 
6.00
%
Tier 1 capital to
$
120,819,000

 
$
57,203,000

 
$
71,504,000

average assets
8.45
%
 
4.00
%
 
5.00
%

The actual and minimum capital amounts and ratios for the Company, on a consolidated basis, are presented in the following table:

 
Actual
 
For capital
adequacy
purposes
 
To be well-capitalized
under prompt corrective
action provisions
As of December 31, 2014
 
 
 
 
 
Tier 2 capital to
$
139,414,000

 
$
68,532,000

 
n/a
risk-weighted assets
16.27
%
 
8.00
%
 
n/a
Tier 1 capital to
$
128,970,000

 
$
34,266,000

 
n/a
risk-weighted assets
15.06
%
 
4.00
%
 
n/a
Tier 1 capital to
$
128,970,000

 
$
58,066,000

 
n/a
average assets
8.88
%
 
4.00
%
 
n/a
As of December 31, 2013
 
 
 
 
 
Tier 2 capital to
$
132,294,000

 
$
66,005,000

 
n/a
risk-weighted assets
16.03
%
 
8.00
%
 
n/a
Tier 1 capital to
$
121,967,000

 
$
33,002,000

 
n/a
risk-weighted assets
14.78
%
 
4.00
%
 
n/a
Tier 1 capital to
$
121,967,000

 
$
56,280,000

 
n/a
average assets
8.67
%
 
4.00
%
 
n/a