Consolidated Balance Sheets (Unaudited) (USD $)	Jun. 30, 2011	Dec. 31, 2010	Jun. 30, 2010
Assets
Cash and cash equivalents	$ 14,322,000	$ 13,838,000	$ 22,219,000
Time deposits in other banks	100,000	100,000	0
Securities available for sale	304,278,000	293,229,000	149,249,000
Securities to be held to maturity (fair value of $128,426,000 at June 30, 2011, $110,366,000 at December 31, 2010 and $134,249,000 at June 30, 2010)	122,970,000	107,380,000	129,892,000
Federal Reserve Bank stock, at cost	1,412,000	1,412,000	1,412,000
Federal Home Loan Bank stock, at cost	14,031,000	14,031,000	14,031,000
Loans held for sale	419,000	2,806,000	3,426,000
Loans	886,929,000	887,596,000	932,010,000
Less allowance for loan losses	15,034,000	13,316,000	14,165,000
Net loans	871,895,000	874,280,000	917,845,000
Accrued interest receivable	6,511,000	5,263,000	6,536,000
Premises and equipment	18,351,000	18,980,000	18,739,000
Other real estate owned	7,723,000	4,929,000	4,794,000
Goodwill	27,684,000	27,684,000	27,684,000
Other assets	27,994,000	29,870,000	30,448,000
Total assets	1,417,690,000	1,393,802,000	1,326,275,000
Liabilities
Demand deposits	71,517,000	74,032,000	62,821,000
NOW deposits	117,064,000	119,823,000	112,256,000
Money market deposits	69,681,000	71,604,000	77,231,000
Savings deposits	107,278,000	100,870,000	95,686,000
Certificates of deposit	633,298,000	608,189,000	601,507,000
Total deposits	998,838,000	974,518,000	949,501,000
Borrowed funds - short term	119,170,000	127,160,000	103,771,000
Borrowed funds - long term	130,166,000	130,170,000	110,173,000
Other liabilities	13,306,000	12,106,000	12,385,000
Total Liabilities	1,261,480,000	1,243,954,000	1,175,830,000
Shareholders' equity
Preferred stock, $1,000 preference value per share	24,754,000	24,705,000	24,655,000
Common stock, one cent par value per share	98,000	98,000	98,000
Additional paid-in capital	45,629,000	45,474,000	45,298,000
Retained earnings	83,594,000	81,701,000	79,864,000
Net unrealized gain (loss) on securities available-for-sale	2,198,000	(2,057,000)	732,000
Net unrealized loss on postretirement benefit costs	(63,000)	(73,000)	(202,000)
Total shareholders' equity	156,210,000	149,848,000	150,445,000
Total liabilities & shareholders' equity	$ 1,417,690,000	$ 1,393,802,000	$ 1,326,275,000
Common Stock
Number of shares authorized	18,000,000	18,000,000	18,000,000
Number of shares issued and outstanding	9,793,706	9,773,025	9,758,218
Book value per common share	$ 13.42	$ 12.80	$ 12.89
Tangible book value per common share	$ 10.60	$ 9.97	$ 10.05