Capital Matters (Tables)

12 Months Ended

Dec. 31, 2014

Regulatory Capital Requirements [Abstract]

Compliance with Regulatory Capital Requirements

Quantitative measures established by regulation to ensure capital adequacy require each bank to maintain minimum amounts and ratios (set forth in the accompanying table) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined).The minimum capital requirements to be characterized as “well-capitalized” and “adequately capitalized,” as defined by the prompt corrective action provision of federal law and CommunityOne’s capital ratios as of December 31, 2014 are noted in the following table. At December 31, 2014, CommunityOne Bank was designated as “well capitalized.”

					Minimum Regulatory Requirement to be Well Capitalized
(dollars in thousands)	Actual				For Capital Adequacy Purposes					Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio			Amount		Ratio
December 31, 2014
Total Capital (to Risk Weighted Assets)
Consolidated	$	203,150	14.58	%	$	110,982		8.00	%	N/A
CommunityOne Bank, N.A.	206,474		14.88		111,013			8.00		$	138,767		10.00	%
Tier 1 Capital (to Risk Weighted Assets)
Consolidated	185,690		13.33		55,491			N/A		N/A
CommunityOne Bank, N.A.	189,081		13.63		55,507			4.00		83,260			6.00
Tier 1 Capital (to Average Assets)
Consolidated	185,690		9.78		$	75,937		N/A		N/A
CommunityOne Bank, N.A.	189,081		9.94		76,068			4.00		95,085			5.00
December 31, 2013
Total Capital (to Risk Weighted Assets)
Consolidated	$	159,146	12.62	%	$	100,859		8.00	%	N/A
CommunityOne Bank, N.A.	166,152		13.20		100,713			8.00		125,891			10.00
Tier 1 Capital (to Risk Weighted Assets)
Consolidated	119,499		9.48		50,429			N/A		N/A
CommunityOne Bank, N.A.	150,274		11.94		50,356			4.00		75,534			6.00
Tier 1 Capital (to Average Assets)
Consolidated	119,499		5.96		80,220			N/A		N/A
CommunityOne Bank, N.A.	150,274		7.49		80,204			4.00		100,256			5.00