Consolidated Statements of Financial Position - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Assets:
Cash and cash equivalents	$ 1,129	$ 857
Finance receivables
Retail notes receivable	10,721	11,005
Wholesale notes receivable	4,292	4,514
Finance leases and installment sale contracts - Retail	13,913	14,455
Finance leases and installment sale contracts - Wholesale	444	384
Total gross finance receivables	29,370	30,358
Less: Unearned income	(817)	(883)
Less: Allowance for credit losses	(405)	(401)
Total net finance receivables	28,148	29,074
Notes receivable from Caterpillar	431	414
Equipment on operating leases, less accumulated depreciation	3,563	3,624
Deferred and refundable income taxes	119	206
Other assets	1,102	1,001
Total assets	34,492	35,176
Liabilities and stockholder's equity:
Payable to dealers and others	163	113
Payable to Caterpillar - other	45	69
Accrued expenses	186	212
Income taxes payable	102	66
Payable to Caterpillar - borrowings	1,101	1,108
Short-term borrowings	6,226	4,699
Current maturities of long-term debt	4,623	6,283
Long-term debt	17,948	18,291
Deferred income taxes and other liabilities	718	681
Total liabilities	$ 31,112	$ 31,522
Commitments and contingent liabilities (Notes 7 and 9)
Common stock - $1 par value Authorized: 2,000 shares; Issued and outstanding: one share (at paid-in amount)	$ 745	$ 745
Additional paid-in capital	2	2
Retained earnings	3,126	3,139
Accumulated other comprehensive income/(loss)	(628)	(364)
Noncontrolling interests	135	132
Total stockholder's equity	3,380	3,654
Total liabilities and stockholder's equity	$ 34,492	$ 35,176