The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 122 14,388 SH   SOLE   0 0 14,388
AMPLIFY ETF TR HIGH INCOME 032108847 297 16,661 SH   SOLE   0 0 16,661
APPLE INC COM 037833100 818 2,787 SH   SOLE   0 0 2,787
AUTOMATIC DATA PROCESSING IN COM 053015103 298 1,745 SH   SOLE   0 0 1,745
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 219 968 SH   SOLE   0 0 968
CHEVRON CORP NEW COM 166764100 241 1,997 SH   SOLE   0 0 1,997
COCA COLA CO COM 191216100 450 8,125 SH   SOLE   0 0 8,125
CORTEVA INC COM 22052L104 13,221 447,258 SH   SOLE   0 0 447,258
DOW INC COM 260557103 24,584 449,182 SH   SOLE   0 0 449,182
DUPONT DE NEMOURS INC COM 26614N102 28,837 449,169 SH   SOLE   0 0 449,169
EXXON MOBIL CORP COM 30231G102 244 3,500 SH   SOLE   0 0 3,500
FIRST TRUST SPECIALTY FINANC COM BEN INTR 33733G109 266 44,424 SH   SOLE   0 0 44,424
GENERAL ELECTRIC CO COM 369604103 123 11,019 SH   SOLE   0 0 11,019
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 302 12,808 SH   SOLE   0 0 12,808
INTEL CORP COM 458140100 311 5,199 SH   SOLE   0 0 5,199
ISHARES TR CHINA LG-CAP ETF 464287184 44 1,012 SH   SOLE   0 0 1,012
ISHARES TR CORE US AGGBD ET 464287226 174 1,552 SH   SOLE   0 0 1,552
ISHARES TR IBOXX INV CP ETF 464287242 13 98 SH   SOLE   0 0 98
ISHARES TR GBL COMM SVC ETF 464287275 5 83 SH   SOLE   0 0 83
ISHARES TR S&P 500 GRWT ETF 464287309 54 277 SH   SOLE   0 0 277
ISHARES TR GLOBAL FINLS ETF 464287333 5 74 SH   SOLE   0 0 74
ISHARES TR 20 YR TR BD ETF 464287432 9 70 SH   SOLE   0 0 70
ISHARES TR BARCLAYS 7 10 YR 464287440 10 93 SH   SOLE   0 0 93
ISHARES TR MSCI EAFE ETF 464287465 106 1,524 SH   SOLE   0 0 1,524
ISHARES TR RUS MDCP VAL ETF 464287473 44 460 SH   SOLE   0 0 460
ISHARES TR RUS MD CP GR ETF 464287481 51 334 SH   SOLE   0 0 334
ISHARES TR CORE S&P MCP ETF 464287507 62 300 SH   SOLE   0 0 300
ISHARES TR PHLX SEMICND ETF 464287523 5 21 SH   SOLE   0 0 21
ISHARES TR RUS 1000 GRW ETF 464287614 41 234 SH   SOLE   0 0 234
ISHARES TR RUS 1000 ETF 464287622 108 606 SH   SOLE   0 0 606
ISHARES TR RUS 2000 GRW ETF 464287648 35 165 SH   SOLE   0 0 165
ISHARES TR RUSSELL 2000 ETF 464287655 62 373 SH   SOLE   0 0 373
ISHARES TR CORE S&P US VLU 464287663 180 2,863 SH   SOLE   0 0 2,863
ISHARES TR U.S. ENERGY ETF 464287796 37 1,154 SH   SOLE   0 0 1,154
ISHARES TR CORE S&P SCP ETF 464287804 162 1,929 SH   SOLE   0 0 1,929
ISHARES TR SHRT NAT MUN ETF 464288158 17 156 SH   SOLE   0 0 156
ISHARES TR MSCI ACWI ETF 464288257 997 12,575 SH   SOLE   0 0 12,575
ISHARES TR JPMORGAN USD EMG 464288281 40 345 SH   SOLE   0 0 345
ISHARES TR NATIONAL MUN ETF 464288414 156 1,370 SH   SOLE   0 0 1,370
ISHARES TR IBOXX HI YD ETF 464288513 45 514 SH   SOLE   0 0 514
ISHARES TR MBS ETF 464288588 158 1,459 SH   SOLE   0 0 1,459
ISHARES TR GLOBAL MATER ETF 464288695 5 76 SH   SOLE   0 0 76
ISHARES TR EAFE VALUE ETF 464288877 99 1,985 SH   SOLE   0 0 1,985
ISHARES TR MIN VOL EAFE ETF 46429B689 294 3,950 SH   SOLE   0 0 3,950
ISHARES TR MSCI MIN VOL ETF 46429B697 351 5,358 SH   SOLE   0 0 5,358
ISHARES TR EDGE MSCI USA VL 46432F388 2,252 25,100 SH   SOLE   0 0 25,100
ISHARES TR USA MOMENTUM FCT 46432F396 303 2,415 SH   SOLE   0 0 2,415
ISHARES TR MLTFCTR INTL SML 46434V266 519 16,373 SH   SOLE   0 0 16,373
ISHARES TR MULTIFACTOR INTL 46434V274 349 12,918 SH   SOLE   0 0 12,918
ISHARES TR MULTIFACTOR USA 46434V282 305 8,832 SH   SOLE   0 0 8,832
ISHARES TR MULTIFACTOR USA 46434V290 168 3,906 SH   SOLE   0 0 3,906
ISHARES TR MULTIFACTOR GLBL 46434V316 156 5,010 SH   SOLE   0 0 5,010
ISHARES TR CORE MSCI EURO 46434V738 4 80 SH   SOLE   0 0 80
ISHARES TR YLD OPTIM BD 46434V787 310 12,066 SH   SOLE   0 0 12,066
JOHNSON & JOHNSON COM 478160104 326 2,232 SH   SOLE   0 0 2,232
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 138 2,410 SH   SOLE   0 0 2,410
JP MORGAN EXCHANGE TRADED FD DIV RTN EM EQT 46641Q308 138 2,421 SH   SOLE   0 0 2,421
JP MORGAN EXCHANGE TRADED FD DIV RTN EU ETF 46641Q605 444 7,386 SH   SOLE   0 0 7,386
JP MORGAN EXCHANGE TRADED FD BETABULDR DEVE 46641Q688 8 299 SH   SOLE   0 0 299
JP MORGAN EXCHANGE TRADED FD BETABULDRS CDA 46641Q696 31 1,186 SH   SOLE   0 0 1,186
JP MORGAN EXCHANGE TRADED FD BETBULD JAPAN 46641Q712 23 950 SH   SOLE   0 0 950
JP MORGAN EXCHANGE TRADED FD BETBULD EUROPE 46641Q720 26 1,001 SH   SOLE   0 0 1,001
LILLY ELI & CO COM 532457108 610 4,639 SH   SOLE   0 0 4,639
LOCKHEED MARTIN CORP COM 539830109 223 573 SH   SOLE   0 0 573
MICROSOFT CORP COM 594918104 801 5,081 SH   SOLE   0 0 5,081
PIMCO CORPORATE & INCOME OPP COM 72201B101 400 21,047 SH   SOLE   0 0 21,047
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 30,816 400,827 SH   SOLE   0 0 400,827
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 104 1,017 SH   SOLE   0 0 1,017
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 11 167 SH   SOLE   0 0 167
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 137 1,094 SH   SOLE   0 0 1,094
SELECT SECTOR SPDR TR ENERGY 81369Y506 231 3,846 SH   SOLE   0 0 3,846
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 59 1,917 SH   SOLE   0 0 1,917
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 23 283 SH   SOLE   0 0 283
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 21 232 SH   SOLE   0 0 232
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 8 149 SH   SOLE   0 0 149
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3 40 SH   SOLE   0 0 40
SPDR S&P 500 ETF TR TR UNIT 78462F103 603 1,874 SH   SOLE   0 0 1,874
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 232 4,731 SH   SOLE   0 0 4,731
TCF FINANCIAL CORPORATION NE COM 872307103 580 12,397 SH   SOLE   0 0 12,397
VANGUARD GROUP DIV APP ETF 921908844 213 1,705 SH   SOLE   0 0 1,705
VANGUARD INDEX FDS TOTAL STK MKT 922908769 27,473 167,906 SH   SOLE   0 0 167,906
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,125 50,938 SH   SOLE   0 0 50,938
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 18 331 SH   SOLE   0 0 331
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 4 55 SH   SOLE   0 0 55
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 33 410 SH   SOLE   0 0 410
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 59 491 SH   SOLE   0 0 491
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 5 95 SH   SOLE   0 0 95
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 272 2,981 SH   SOLE   0 0 2,981
VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 1,737 21,384 SH   SOLE   0 0 21,384
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 128 829 SH   SOLE   0 0 829
VANGUARD WORLD FDS INF TECH ETF 92204A702 240 981 SH   SOLE   0 0 981
WALMART INC COM 931142103 240 2,018 SH   SOLE   0 0 2,018
WISDOMTREE TR INTK MLTIFACTR 97717Y774 2,409 94,150 SH   SOLE   0 0 94,150
WISDOMTREE TR EMGRING MKTS 97717Y782 132 5,840 SH   SOLE   0 0 5,840
ZIMMER BIOMET HLDGS INC COM 98956P102 243 1,621 SH   SOLE   0 0 1,621