Condensed Consolidated Statements of Cash Flows (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
OPERATING ACTIVITIES
Net Income/(Loss)	$ 792	$ (431)
Adjustments to reconcile net income/(loss) to net cash provided by operating activities
Depreciation and amortization	1,062	1,144
Provision for loan losses	7,473	11,948
Provision for deferred income taxes	(360)	(1,476)
Net discount accretion and premium amortization on investment securities	1,445	994
Gain on sale of investment securities		(1,066)
(Gain)/loss on sale of foreclosed assets	228	(15)
Write-down of foreclosed assets	716	243
Decrease in accrued interest receivable	472	686
Decrease in other assets	761	720
Decrease in other liabilities	(1,054)	(40)
Net cash provided by operating activities	11,535	12,707
INVESTING ACTIVITIES
Proceeds from sale of investment securities available for sale		21,889
Proceeds from sale of investment securities held to maturity		2,322
Proceeds from maturities/calls of investment securities available for sale	165,541	146,338
Proceeds from maturities/calls of investment securities held to maturity	10,390	10,645
Purchase of investment securities available for sale	(194,273)	(213,042)
Purchase of investment securities held to maturity	(760)	(32,880)
Proceeds from sale of foreclosed assets	2,568	1,911
Net decrease in federal funds sold	1,000
Net decrease in loans	26,637	17,282
Sale of equity securities	637	209
Premises and equipment expenditures	(419)	(336)
Net cash provided/(used) for investing activities	11,321	(45,662)
FINANCING ACTIVITIES
Dividends paid		(2,096)
Net increase in deposits	37,280	35,850
Net decrease in securities sold under repurchase agreement	(4,002)	(1,031)
Net increase/(decrease) in United States Treasury demand notes	(763)	91
Net decrease in Federal Home Loan Bank advances		(10,000)
Common shares purchased	(184)	(879)
Common shares sold	27	20
Net cash provided by financing activities	32,358	21,955
Net increase/(decrease) in cash and due from banks	55,214	(11,000)
CASH AND DUE FROM BANKS, BEGINNING OF PERIOD	32,517	62,644
CASH AND DUE FROM BANKS, END OF PERIOD	87,731	51,644
CASH PAID FOR:
Interest	5,681	7,848
Income taxes	407	789
SUPPLEMENTAL DISCLOSURE FOR NON-CASH INVESTING AND FINANCIAL ACTIVITIES
Change in unrealized gain/loss on securities available for sale	3,627	362
Real estate acquired through foreclosure	6,670	5,814
Change in dividends payable