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Condensed Consolidated Balance Sheets (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
Jun. 30, 2010
Cash and cash equivalents:      
Cash and due from banks $ 25,015 $ 20,699 $ 24,973
Due from Federal Reserve Bank, balance in excess of requirement 40,854 11,818 37,646
Federal funds sold 24,000 14,000 14,000
Total cash and cash equivalents 89,869 46,517 76,619
Investment securities available for sale (Amortized cost of $260,070 at June 30, 2011, $275,606 at December 31, 2010, and $223,588 at June 30, 2010) 262,391 275,381 226,046
Investment securities held to maturity (Fair values of $15,389 at June 30, 2011, $20,784 at December 31, 2010, and $34,227 at June 30, 2010 15,029 20,678 33,831
Other investments 2,302 2,729 3,041
Loans:      
Total loans 512,886 534,186 564,004
Less allowance for possible loan losses (12,143) (11,627) (11,506)
Net loans 500,743 522,559 552,498
Bank premises and equipment 21,689 22,088 22,775
Other real estate owned 7,147 5,476 3,226
Accrued interest receivable 3,973 4,650 5,235
Other assets 10,228 11,193 10,847
Total assets 913,371 911,271 934,118
Deposits:      
Noninterest-bearing 122,506 108,031 111,760
Interest-bearing 614,340 610,109 619,059
Total deposits 736,846 718,140 730,819
Securities sold under agreement to repurchase 82,626 99,153 100,112
United States Treasury demand notes 1,444 2,324 498
Federal Home Loan Bank advances     10,000
Other liabilities 4,183 5,321 5,242
Total liabilities 825,099 824,938 846,671
Stockholders' equity:      
Common stock, par value $5 per share; authorized 3,000,000; issued 1,664,614 at June 30, 2011, 1,664,622 at December 31, 2010, and 1,674,870 at June 30, 2010. 8,323 8,323 8,374
Capital in excess of par value of stock 50,485 50,486 51,240
Retained earnings 28,072 27,660 26,358
Accumulated other comprehensive income/(loss) 1,392 (136) 1,475
Total stockholders' equity 88,272 [1] 86,333 [1] 87,447 [1]
Total liabilities and stockholders' equity $ 913,371 $ 911,271 $ 934,118
[1] Note:Columns may not add due to rounding.