Condensed Consolidated Statements of Income (Loss) (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended				6 Months Ended
	Jun. 30, 2011		Jun. 30, 2010		Jun. 30, 2011		Jun. 30, 2010
Interest income
Interest and fees on loans	$ 23,804		$ 29,374		$ 48,404		$ 59,434
Taxable securities	1,686		1,391		3,088		2,679
Nontaxable securities	281		306		586		618
FHLB and other stock	134		134		272		272
Federal funds sold and other	170		99		350		193
Total interest income	26,075		31,304		52,700		63,196
Interest expense
Deposits	4,561		7,626		9,892		15,687
Federal funds purchased and repurchase agreements	4		5		8		11
FHLB advances and notes payable	1,570		1,712		3,113		3,406
Subordinated debentures	488		488		969		960
Total interest expense	6,623		9,831		13,982		20,064
Net interest income	19,452		21,473		38,718		43,132
Provision for loan losses	14,333		4,749		28,229		8,638
Net interest income after provision for loan losses	5,119		16,724		10,489		34,494
Non-interest income
Service charges on deposit accounts	6,377		6,692		12,208		12,632
Other charges and fees	369		383		799		739
Trust and investment services income	497		757		1,012		1,339
Mortgage banking income	112		123		199		241
Other income	881		909		1,646		1,599
Securities gains (losses), net
Other-than-temporary impairment			(553)				(553)
Less non-credit portion recognized in other comprehensive income			460				460
Total non-interest income	8,236		8,771		15,864		16,457
Non-interest expense
Employee compensation	7,324		7,972		15,455		15,637
Employee benefits	879		816		1,856		1,793
Occupancy expense	1,710		1,684		3,504		3,383
Equipment expense	638		668		1,516		1,376
Computer hardware/software expense	936		886		1,855		1,710
Professional services	1,122		576		1,910		1,183
Advertising	367		806		1,085		1,404
OREO maintenance expense	1,194		554		2,349		999
Collection and repossession expense	772		534		1,319		1,821
Loss on OREO and repossessed assets	4,328		926		6,429		1,435
FDIC Insurance	1,284		1,209		2,370		2,060
Core deposit and other intangibles amortization	623		640		1,249		1,291
Other expenses	3,593		4,003		6,901		7,728
Total non-interest expenses	24,770		21,274		47,798		41,820
Income (loss) before income taxes	(11,415)		4,221		(21,445)		9,131
Provision (benefit) for income taxes	(281)		1,410				3,124
Net income (loss)	(11,134)		2,811		(21,445)		6,007
Preferred stock dividends and accretion of discount	1,250		1,250		2,500		2,500
Net income (loss) available to common shareholders	$ (12,384)		$ 1,561		$ (23,945)		$ 3,507
Per share of common stock:
Basic earnings (loss)	$ (0.94)		$ 0.12		$ (1.83)		$ 0.27
Diluted earnings (loss)	$ (0.94)		$ 0.12		$ (1.83)		$ 0.27
Weighted average shares outstanding:
Basic	13,126,923		13,097,611		13,117,811		13,090,021
Diluted	13,126,923	[1]	13,158,131	[1]	13,117,811	[1]	13,148,226	[1]

[1] Diluted weighted average shares outstanding exclude 92,524 and 85,697 restricted average shares for the three and six month periods ended June 30, 2011 because their impact would be anti-dilutive.