Form 10-K - Annual report [Section 13 and 15(d), not S-K Item 405]:
SEC Accession No. 0001193125-04-040681
Filing Date
2004-03-12
Accepted
2004-03-12 17:14:03
Documents
9
Period of Report
2003-12-31

Document Format Files

Seq Description Document Type Size
1 FOR THE PERIOD ENDED DECEMBER 31, 2003 d10k.htm 10-K 1158979
3 MATERIAL CONTRACTS dex10.htm EX-10 354504
4 SUBSIDIARIES OF THE REGISTRANT dex21.htm EX-21 1077
5 SECURITY HOLDERS dex22.htm EX-22 14335
6 CONSENTS OF EXPERTS dex23.htm EX-23 1847
7 SECTION 302 CEO CERTIFICATION dex31a.htm EX-31.A 6522
8 SECTION 302 CFO CERTIFICATION dex31b.htm EX-31.B 7573
9 SECTION 906 CEO CERTIFICATION dex32a.htm EX-32.A 3633
10 SECTION 906 CFO CERTIFICATION dex32b.htm EX-32.B 3673
  Complete submission text file 0001193125-04-040681.txt   1554596
Mailing Address 213 THIRD STREET ELKINS WV 26241
Business Address 213 THIRD ST ELKINS WV 26241 3046364095
CITIZENS FINANCIAL CORP/DE/ (Filer) CIK: 0000764156 (see all company filings)

EIN.: 550666598 | State of Incorp.: DE | Fiscal Year End: 1231
Type: 10-K | Act: 34 | File No.: 002-96144 | Film No.: 04666936
SIC: 6021 National Commercial Banks