Form 10-K - Annual report [Section 13 and 15(d), not S-K Item 405]:
SEC Accession No. 0001021408-03-004356
Filing Date
2003-03-17
Accepted
2003-03-17 13:43:51
Documents
6
Period of Report
2002-12-31

Document Format Files

Seq Description Document Type Size
1 FORM 10-K d10k.htm 10-K 1535342
3 SUBSIDIARIES OF CITIZENS FINANCIAL CORP. dex21.htm EX-21 842
4 NOTICE AND FORM OF PROXY dex22.htm EX-22 12529
5 CONSENT OF ARNETT & FOSTER P.L.L.C. dex23.htm EX-23 1232
6 CERTIFICATION OF ROBERT SCHOONOVER dex99a.htm EX-99.A 3080
7 CERTIFICATION OF THOMAS DERBYSHIRE dex99b.htm EX-99.B 2908
  Complete submission text file 0001021408-03-004356.txt   1558030
Mailing Address 213 THIRD STREET ELKINS WV 26241
Business Address 213 THIRD ST ELKINS WV 26241 3046364095
CITIZENS FINANCIAL CORP/DE/ (Filer) CIK: 0000764156 (see all company filings)

EIN.: 550666598 | State of Incorp.: DE | Fiscal Year End: 1231
Type: 10-K | Act: 34 | File No.: 002-96144 | Film No.: 03605532
SIC: 6021 National Commercial Banks