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Allowance for Credit Losses (ACL) - Disaggregated analysis of the changes in allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Allowance for credit losses          
Balance at beginning of period $ 472,298 $ 427,392 $ 456,573 $ 356,444 $ 356,444
Charge-offs (8,603) (17,970) (25,133) (30,175) (40,648)
Recoveries 2,523 4,773 12,149 12,630  
Net (charge-offs) recoveries (6,080) (13,197) (12,984) (17,545)  
Provision (recovery) 1,763 33,761 24,392 109,057  
Balance at end of period 467,981 447,956 467,981 447,956 456,573
Unfunded Commitment          
Allowance for credit losses          
Provision (recovery) (8,700) (1,100) (14,800) (4,900)  
Residential Mortgage Sr.          
Allowance for credit losses          
Balance at beginning of period 59,552 81,469 78,052 72,188 72,188
Charge-offs (169) (57) (548) (96)  
Recoveries 37 240 252 836  
Net (charge-offs) recoveries (132) 183 (296) 740  
Provision (recovery) (6,725) (4,601) (25,061) 4,123  
Balance at end of period 52,695 77,051 52,695 77,051 78,052
Residential Mortgage Jr.          
Allowance for credit losses          
Balance at beginning of period 428 392 745 405 405
Recoveries 8 28 97 36  
Net (charge-offs) recoveries 8 28 97 36  
Provision (recovery) 65 74 (341) 53  
Balance at end of period 501 494 501 494 745
HELOC          
Allowance for credit losses          
Balance at beginning of period 18,929 14,212 10,942 14,886 14,886
Charge-offs   (88) (110) (127)  
Recoveries 175 226 744 1,003  
Net (charge-offs) recoveries 175 138 634 876  
Provision (recovery) (272) (1,036) 7,256 (2,448)  
Balance at end of period 18,832 13,314 18,832 13,314 10,942
Residential Construction          
Allowance for credit losses          
Balance at beginning of period 10,025 8,869 5,024 8,974 8,974
Charge-offs     (304)    
Recoveries 9 3 31 97  
Net (charge-offs) recoveries 9 3 (273) 97  
Provision (recovery) (2,552) (1,643) 2,731 (1,842)  
Balance at end of period 7,482 7,229 7,482 7,229 5,024
Commercial Construction and Development          
Allowance for credit losses          
Balance at beginning of period 77,219 55,314 65,772 45,410 45,410
Charge-offs   (8) (2,162) (10)  
Recoveries 57 67 1,208 523  
Net (charge-offs) recoveries 57 59 (954) 513  
Provision (recovery) (8,611) 9,099 3,847 18,549  
Balance at end of period 68,665 64,472 68,665 64,472 65,772
Consumer          
Allowance for credit losses          
Balance at beginning of period 12,228 24,577 23,331 22,767 22,767
Charge-offs (2,248) (3,129) (6,943) (8,875)  
Recoveries 517 651 2,467 1,755  
Net (charge-offs) recoveries (1,731) (2,478) (4,476) (7,120)  
Provision (recovery) 8,902 656 544 7,108  
Balance at end of period 19,399 22,755 19,399 22,755 23,331
Multifamily          
Allowance for credit losses          
Balance at beginning of period 19,761 9,767 13,766 3,684 3,684
Recoveries     66    
Net (charge-offs) recoveries     66    
Provision (recovery) (2,637) 2,825 3,292 8,908  
Balance at end of period 17,124 12,592 17,124 12,592 13,766
Municipal          
Allowance for credit losses          
Balance at beginning of period 1,779 745 900 849 849
Provision (recovery) 240 56 1,119 (48)  
Balance at end of period 2,019 801 2,019 801 900
CRE Owner Occupied          
Allowance for credit losses          
Balance at beginning of period 91,423 70,759 71,580 58,083 58,083
Charge-offs (558) (91) (951) (126)  
Recoveries 26 415 537 801  
Net (charge-offs) recoveries (532) 324 (414) 675  
Provision (recovery) (6,670) 1,932 13,055 14,257  
Balance at end of period 84,221 73,015 84,221 73,015 71,580
Non Owner Occupied CRE          
Allowance for credit losses          
Balance at beginning of period 99,015 115,269 137,055 78,485 78,485
Charge-offs (29)   (276) (51)  
Recoveries 247 511 346 951  
Net (charge-offs) recoveries 218 511 70 900  
Provision (recovery) 23,134 8,749 (14,758) 45,144  
Balance at end of period 122,367 124,529 122,367 124,529 137,055
C & I          
Allowance for credit losses          
Balance at beginning of period 81,939 46,019 49,406 50,713 50,713
Charge-offs (5,599) (14,597) (13,839) (20,890)  
Recoveries 1,447 2,632 6,401 6,628  
Net (charge-offs) recoveries (4,152) (11,965) (7,438) (14,262)  
Provision (recovery) (3,111) 17,650 32,708 15,253  
Balance at end of period $ 74,676 $ 51,704 $ 74,676 $ 51,704 $ 49,406