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Allowance for Credit Losses (ACL) - Disaggregated analysis of the changes in allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Allowance for credit losses          
Balance at beginning of period $ 469,654 $ 370,645 $ 456,573 $ 356,444 $ 356,444
Charge-offs (8,590) (7,578) (16,530) (12,205) (40,648)
Recoveries 4,365 4,268 9,626 7,857  
Net (charge-offs) recoveries (4,225) (3,310) (6,904) (4,348)  
Provision (recovery) 6,869 60,057 22,629 75,296  
Balance at end of period 472,298 427,392 472,298 427,392 456,573
Unfunded Commitment          
Allowance for credit losses          
Provision (recovery) (3,000) (21,700) (6,100) (3,800)  
Residential Mortgage Sr.          
Allowance for credit losses          
Balance at beginning of period 87,484 77,351 78,052 72,188 72,188
Charge-offs (36) (37) (379) (39)  
Recoveries 92 302 215 596  
Net (charge-offs) recoveries 56 265 (164) 557  
Provision (recovery) (27,988) 3,853 (18,336) 8,724  
Balance at end of period 59,552 81,469 59,552 81,469 78,052
Residential Mortgage Jr.          
Allowance for credit losses          
Balance at beginning of period 1,230 349 745 405 405
Recoveries 50 3 89 8  
Net (charge-offs) recoveries 50 3 89 8  
Provision (recovery) (852) 40 (406) (21)  
Balance at end of period 428 392 428 392 745
HELOC          
Allowance for credit losses          
Balance at beginning of period 11,724 14,318 10,942 14,886 14,886
Charge-offs     (110) (39)  
Recoveries 277 532 569 777  
Net (charge-offs) recoveries 277 532 459 738  
Provision (recovery) 6,928 (638) 7,528 (1,412)  
Balance at end of period 18,929 14,212 18,929 14,212 10,942
Residential Construction          
Allowance for credit losses          
Balance at beginning of period 4,552 9,176 5,024 8,974 8,974
Charge-offs     (304)    
Recoveries 15 22 22 94  
Net (charge-offs) recoveries 15 22 (282) 94  
Provision (recovery) 5,458 (329) 5,283 (199)  
Balance at end of period 10,025 8,869 10,025 8,869 5,024
Commercial Construction and Development          
Allowance for credit losses          
Balance at beginning of period 60,860 55,069 65,772 45,410 45,410
Charge-offs (687) (2) (2,162) (2)  
Recoveries 144 198 1,151 456  
Net (charge-offs) recoveries (543) 196 (1,011) 454  
Provision (recovery) 16,902 49 12,458 9,450  
Balance at end of period 77,219 55,314 77,219 55,314 65,772
Consumer          
Allowance for credit losses          
Balance at beginning of period 23,353 23,319 23,331 22,767 22,767
Charge-offs (2,198) (3,017) (4,695) (5,746)  
Recoveries 825 520 1,950 1,104  
Net (charge-offs) recoveries (1,373) (2,497) (2,745) (4,642)  
Provision (recovery) (9,752) 3,755 (8,358) 6,452  
Balance at end of period 12,228 24,577 12,228 24,577 23,331
Multifamily          
Allowance for credit losses          
Balance at beginning of period 17,012 5,507 13,766 3,684 3,684
Recoveries 41   66    
Net (charge-offs) recoveries 41   66    
Provision (recovery) 2,708 4,260 5,929 6,083  
Balance at end of period 19,761 9,767 19,761 9,767 13,766
Municipal          
Allowance for credit losses          
Balance at beginning of period 876 879 900 849 849
Provision (recovery) 903 (134) 879 (104)  
Balance at end of period 1,779 745 1,779 745 900
CRE Owner Occupied          
Allowance for credit losses          
Balance at beginning of period 72,597 57,541 71,580 58,083 58,083
Charge-offs (393) (35) (393) (35)  
Recoveries 408 93 511 386  
Net (charge-offs) recoveries 15 58 118 351  
Provision (recovery) 18,811 13,160 19,725 12,325  
Balance at end of period 91,423 70,759 91,423 70,759 71,580
Non Owner Occupied CRE          
Allowance for credit losses          
Balance at beginning of period 134,698 82,473 137,055 78,485 78,485
Charge-offs (176)   (247) (51)  
Recoveries 89 334 99 440  
Net (charge-offs) recoveries (87) 334 (148) 389  
Provision (recovery) (35,596) 32,462 (37,892) 36,395  
Balance at end of period 99,015 115,269 99,015 115,269 137,055
C & I          
Allowance for credit losses          
Balance at beginning of period 55,268 44,663 49,406 50,713 50,713
Charge-offs (5,100) (4,487) (8,240) (6,293)  
Recoveries 2,424 2,264 4,954 3,996  
Net (charge-offs) recoveries (2,676) (2,223) (3,286) (2,297)  
Provision (recovery) 29,347 3,579 35,819 (2,397)  
Balance at end of period $ 81,939 $ 46,019 $ 81,939 $ 46,019 $ 49,406