Capital Ratios (Tables)

6 Months Ended

Jun. 30, 2024

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required – Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
June 30, 2024:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	4,310,341	12.08	%	$	2,498,327	7.00	%	$	2,319,875	6.50	%
SouthState Bank (the Bank)		4,595,267	12.89	%		2,495,283	7.00	%		2,317,048	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		4,310,341	12.08	%		3,033,683	8.50	%		2,855,231	8.00	%
SouthState Bank (the Bank)		4,595,267	12.89	%		3,029,986	8.50	%		2,851,752	8.00	%
Total capital to risk-weighted assets:
Consolidated		5,149,924	14.43	%		3,747,490	10.50	%		3,569,038	10.00	%
SouthState Bank (the Bank)		5,044,736	14.15	%		3,742,924	10.50	%		3,564,690	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		4,310,341	9.72	%		1,774,222	4.00	%		2,217,778	5.00	%
SouthState Bank (the Bank)		4,595,267	10.36	%		1,773,701	4.00	%		2,217,126	5.00	%
December 31, 2023:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	4,159,187	11.75	%	$	2,476,926	7.00	%	$	2,300,003	6.50	%
SouthState Bank (the Bank)		4,424,466	12.52	%		2,473,961	7.00	%		2,297,250	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		4,159,187	11.75	%		3,007,696	8.50	%		2,830,773	8.00	%
SouthState Bank (the Bank)		4,424,466	12.52	%		3,004,096	8.50	%		2,827,384	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,983,012	14.08	%		3,715,389	10.50	%		3,538,466	10.00	%
SouthState Bank (the Bank)		4,858,292	13.75	%		3,710,942	10.50	%		3,534,230	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		4,159,187	9.42	%		1,765,295	4.00	%		2,206,619	5.00	%
SouthState Bank (the Bank)		4,424,466	10.03	%		1,764,736	4.00	%		2,205,921	5.00	%