Capital Ratios (Tables)

9 Months Ended

Sep. 30, 2023

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required – Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
September 30, 2023:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	4,089,424	11.47	%	$	2,495,806	7.00	%	$	2,317,534	6.50	%
SouthState Bank (the Bank)		4,360,670	12.25	%		2,492,670	7.00	%		2,314,622	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		4,089,424	11.47	%		3,030,621	8.50	%		2,852,349	8.00	%
SouthState Bank (the Bank)		4,360,670	12.25	%		3,026,814	8.50	%		2,848,766	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,905,268	13.76	%		3,743,709	10.50	%		3,565,437	10.00	%
SouthState Bank (the Bank)		4,786,514	13.44	%		3,739,005	10.50	%		3,560,957	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		4,089,424	9.34	%		1,751,637	4.00	%		2,189,546	5.00	%
SouthState Bank (the Bank)		4,360,670	9.96	%		1,751,135	4.00	%		2,188,919	5.00	%
December 31, 2022:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,788,106	10.96	%	$	2,420,417	7.00	%	$	2,247,530	6.50	%
SouthState Bank (the Bank)		4,074,045	11.80	%		2,417,133	7.00	%		2,244,481	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,788,106	10.96	%		2,939,077	8.50	%		2,766,190	8.00	%
SouthState Bank (the Bank)		4,074,045	11.80	%		2,935,090	8.50	%		2,762,438	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,485,397	12.97	%		3,630,625	10.50	%		3,457,738	10.00	%
SouthState Bank (the Bank)		4,381,336	12.69	%		3,625,700	10.50	%		3,453,047	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,788,106	8.72	%		1,736,991	4.00	%		2,171,239	5.00	%
SouthState Bank (the Bank)		4,074,045	9.39	%		1,736,330	4.00	%		2,170,412	5.00	%