Capital Ratios (Tables)

6 Months Ended

Jun. 30, 2023

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required – Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
June 30, 2023:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,988,474	11.25	%	$	2,481,341	7.00	%	$	2,304,102	6.50	%
SouthState Bank (the Bank)		4,263,578	12.04	%		2,478,512	7.00	%		2,301,475	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,988,474	11.25	%		3,013,057	8.50	%		2,835,818	8.00	%
SouthState Bank (the Bank)		4,263,578	12.04	%		3,009,621	8.50	%		2,832,585	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,779,816	13.48	%		3,722,011	10.50	%		3,544,772	10.00	%
SouthState Bank (the Bank)		4,664,919	13.18	%		3,717,767	10.50	%		3,540,731	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,988,474	9.17	%		1,739,845	4.00	%		2,174,806	5.00	%
SouthState Bank (the Bank)		4,263,578	9.81	%		1,739,082	4.00	%		2,173,853	5.00	%
December 31, 2022:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,788,106	10.96	%	$	2,420,417	7.00	%	$	2,247,530	6.50	%
SouthState Bank (the Bank)		4,074,045	11.80	%		2,417,133	7.00	%		2,244,481	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,788,106	10.96	%		2,939,077	8.50	%		2,766,190	8.00	%
SouthState Bank (the Bank)		4,074,045	11.80	%		2,935,090	8.50	%		2,762,438	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,485,397	12.97	%		3,630,625	10.50	%		3,457,738	10.00	%
SouthState Bank (the Bank)		4,381,336	12.69	%		3,625,700	10.50	%		3,453,047	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,788,106	8.72	%		1,736,991	4.00	%		2,171,239	5.00	%
SouthState Bank (the Bank)		4,074,045	9.39	%		1,736,330	4.00	%		2,170,412	5.00	%