Capital Ratios (Tables)

3 Months Ended

Mar. 31, 2023

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required - Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
March 31, 2023:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,891,155	11.13	%	$	2,446,483	7.00	%	$	2,271,735	6.50	%
SouthState Bank (the Bank)		4,165,577	11.93	%		2,443,212	7.00	%		2,268,697	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,891,155	11.13	%		2,970,730	8.50	%		2,795,981	8.00	%
SouthState Bank (the Bank)		4,165,577	11.93	%		2,966,757	8.50	%		2,792,242	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,647,783	13.30	%		3,669,725	10.50	%		3,494,976	10.00	%
SouthState Bank (the Bank)		4,532,206	12.99	%		3,664,818	10.50	%		3,490,303	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,891,155	9.05	%		1,719,404	4.00	%		2,149,255	5.00	%
SouthState Bank (the Bank)		4,165,577	9.70	%		1,718,633	4.00	%		2,148,291	5.00	%
December 31, 2022:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,788,106	10.96	%	$	2,420,417	7.00	%	$	2,247,530	6.50	%
SouthState Bank (the Bank)		4,074,045	11.80	%		2,417,133	7.00	%		2,244,481	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,788,106	10.96	%		2,939,077	8.50	%		2,766,190	8.00	%
SouthState Bank (the Bank)		4,074,045	11.80	%		2,935,090	8.50	%		2,762,438	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,485,397	12.97	%		3,630,625	10.50	%		3,457,738	10.00	%
SouthState Bank (the Bank)		4,381,336	12.69	%		3,625,700	10.50	%		3,453,047	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,788,106	8.72	%		1,736,991	4.00	%		2,171,239	5.00	%
SouthState Bank (the Bank)		4,074,045	9.39	%		1,736,330	4.00	%		2,170,412	5.00	%