Capital Ratios (Tables)

9 Months Ended

Sep. 30, 2022

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required - Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
September 30, 2022:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,666,829	11.02	%	$	2,328,284	7.00	%	$	2,161,978	6.50	%
SouthState Bank (the Bank)		3,956,892	11.91	%		2,325,129	7.00	%		2,159,049	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,666,829	11.02	%		2,827,202	8.50	%		2,660,896	8.00	%
SouthState Bank (the Bank)		3,956,892	11.91	%		2,823,371	8.50	%		2,657,291	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,311,208	12.96	%		3,492,427	10.50	%		3,326,121	10.00	%
SouthState Bank (the Bank)		4,211,272	12.68	%		3,487,694	10.50	%		3,321,613	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,666,829	8.33	%		1,760,176	4.00	%		2,200,220	5.00	%
SouthState Bank (the Bank)		3,956,892	9.00	%		1,759,585	4.00	%		2,199,481	5.00	%
December 31, 2021:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,201,644	11.75	%	$	1,906,831	7.00	%	$	1,770,629	6.50	%
SouthState Bank (the Bank)		3,431,069	12.62	%		1,902,954	7.00	%		1,767,029	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,201,644	11.75	%		2,315,438	8.50	%		2,179,236	8.00	%
SouthState Bank (the Bank)		3,431,069	12.62	%		2,310,730	8.50	%		2,174,804	8.00	%
Total capital to risk-weighted assets:
Consolidated		3,692,674	13.56	%		2,860,247	10.50	%		2,724,045	10.00	%
SouthState Bank (the Bank)		3,594,099	13.22	%		2,854,431	10.50	%		2,718,505	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,201,644	8.05	%		1,590,045	4.00	%		1,987,556	5.00	%
SouthState Bank (the Bank)		3,431,069	8.65	%		1,587,212	4.00	%		1,984,015	5.00	%