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Allowance for Credit Losses (ACL) - Disaggregated analysis of the changes in allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Mar. 01, 2022
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Allowance for credit losses          
Balance at beginning of period   $ 300,396 $ 406,460 $ 301,807 $ 457,309
Allowance Adjustment - FMV for ACBI merger   4,540   4,540  
Adjusted CECL balance   304,936   304,936  
Charge-offs   (6,163) (5,662) (11,653) (9,036)
Recoveries   3,824 3,548 6,991 6,943
Net (charge-offs) recoveries   (2,339) (2,114) (4,662) (2,093)
Provision (recovery)   17,111 (53,945) (4,892) (104,815)
Balance at end of period   319,708 350,401 319,708 350,401
Quantitative allowance          
Collectively evaluated   258,437 323,558 258,437 323,558
Individually evaluated   16,932 1,885 16,932 1,885
Total quantitative allowance   275,369 325,443 275,369 325,443
Qualitative allowance   44,339 24,958 44,339 24,958
Unfunded Commitment          
Allowance for credit losses          
Provision (recovery)   2,200 4,800 2,000 12,400
Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period   13,758   13,758  
Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   13,697   13,697  
Residential Mortgage Sr.          
Allowance for credit losses          
Balance at beginning of period   46,002 63,042 47,036 63,561
Allowance Adjustment - FMV for ACBI merger   727   727  
Adjusted CECL balance   46,729   46,729  
Charge-offs   (61) (69) (119) (189)
Recoveries   361 343 755 771
Net (charge-offs) recoveries   300 274 636 582
Provision (recovery)   8,678 (7,496) 6,872 (8,323)
Balance at end of period   55,707 55,820 55,707 55,820
Quantitative allowance          
Collectively evaluated   55,203 50,424 55,203 50,424
Individually evaluated   479 88 479 88
Total quantitative allowance   55,682 50,512 55,682 50,512
Qualitative allowance   25 5,308 25 5,308
Residential Mortgage Sr. | Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period   811   811  
Residential Mortgage Sr. | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   352   352  
Residential Mortgage Jr.          
Allowance for credit losses          
Balance at beginning of period   586 1,190 611 1,238
Adjusted CECL balance   586   586  
Charge-offs       (19)  
Recoveries   110 50 165 83
Net (charge-offs) recoveries   110 50 146 83
Provision (recovery)   (163) (415) (250) (496)
Balance at end of period   533 825 533 825
Quantitative allowance          
Collectively evaluated   533 825 533 825
Total quantitative allowance   533 825 533 825
Residential Mortgage Jr. | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   26   26  
HELOC          
Allowance for credit losses          
Balance at beginning of period   13,671 16,003 13,325 16,698
Adjusted CECL balance   13,671   13,671  
Charge-offs   (203) (517) (421) (686)
Recoveries   395 766 652 1,183
Net (charge-offs) recoveries   192 249 231 497
Provision (recovery)   3,055 (1,702) 3,230 (2,645)
Balance at end of period   16,918 14,550 16,918 14,550
Quantitative allowance          
Collectively evaluated   13,488 12,350 13,488 12,350
Individually evaluated   3,418 1,140 3,418 1,140
Total quantitative allowance   16,906 13,490 16,906 13,490
Qualitative allowance   12 1,060 12 1,060
HELOC | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   132   132  
Residential Construction          
Allowance for credit losses          
Balance at beginning of period   5,616 3,892 4,997 4,914
Adjusted CECL balance   5,616   5,616  
Recoveries   2   5 1
Net (charge-offs) recoveries   2   5 1
Provision (recovery)   1,947 596 2,561 (427)
Balance at end of period   7,565 4,488 7,565 4,488
Quantitative allowance          
Collectively evaluated   7,565 4,438 7,565 4,438
Total quantitative allowance   7,565 4,438 7,565 4,438
Qualitative allowance     50   50
Residential Construction | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   2   2  
Other C&D          
Allowance for credit losses          
Balance at beginning of period   25,358 55,337 37,593 67,197
Adjusted CECL balance   25,358   25,358  
Charge-offs     (77) (4) (87)
Recoveries   410 229 644 430
Net (charge-offs) recoveries   410 152 640 343
Provision (recovery)   1,962 (10,001) (12,476) (22,052)
Balance at end of period   27,730 45,488 27,730 45,488
Quantitative allowance          
Collectively evaluated   21,572 45,472 21,572 45,472
Individually evaluated   865 16 865 16
Total quantitative allowance   22,437 45,488 22,437 45,488
Qualitative allowance   5,293   5,293  
Other C&D | Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period   86   86  
Other C&D | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   1,887   1,887  
Consumer          
Allowance for credit losses          
Balance at beginning of period   21,899 27,883 23,149 26,562
Adjusted CECL balance   21,899   21,899  
Charge-offs   (2,124) (1,486) (4,785) (3,635)
Recoveries   660 531 1,192 1,041
Net (charge-offs) recoveries   (1,464) (955) (3,593) (2,594)
Provision (recovery)   4,317 (1,231) 5,145 1,729
Balance at end of period   24,752 25,697 24,752 25,697
Quantitative allowance          
Collectively evaluated   24,752 21,195 24,752 21,195
Total quantitative allowance   24,752 21,195 24,752 21,195
Qualitative allowance     4,502   4,502
Consumer | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   51   51  
Multifamily          
Allowance for credit losses          
Balance at beginning of period   3,903 5,884 4,921 7,887
Adjusted CECL balance   3,903   3,903  
Recoveries     3   3
Net (charge-offs) recoveries     3   3
Provision (recovery)   (1,445) (4) (2,889) (2,007)
Balance at end of period   2,458 5,883 2,458 5,883
Quantitative allowance          
Collectively evaluated   2,458 5,883 2,458 5,883
Total quantitative allowance   2,458 5,883 2,458 5,883
Multifamily | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   426   426  
Municipal          
Allowance for credit losses          
Balance at beginning of period   607 1,544 565 1,510
Adjusted CECL balance   607   607  
Provision (recovery)   96 (481) 138 (447)
Balance at end of period   703 1,063 703 1,063
Quantitative allowance          
Collectively evaluated   703 520 703 520
Total quantitative allowance   703 520 703 520
Qualitative allowance     543   543
CRE Owner Occupied          
Allowance for credit losses          
Balance at beginning of period   49,094 90,660 61,794 97,104
Allowance Adjustment - FMV for ACBI merger   930   930  
Adjusted CECL balance   50,024   50,024  
Charge-offs   (78) (2,021) (449) (2,048)
Recoveries   94 131 408 464
Net (charge-offs) recoveries   16 (1,890) (41) (1,584)
Provision (recovery)   14,648 (13,278) (1,993) (20,028)
Balance at end of period   64,688 75,492 64,688 75,492
Quantitative allowance          
Collectively evaluated   42,294 72,212 42,294 72,212
Individually evaluated   5,588 333 5,588 333
Total quantitative allowance   47,882 72,545 47,882 72,545
Qualitative allowance   16,806 2,947 16,806 2,947
CRE Owner Occupied | Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period   2,409   2,409  
CRE Owner Occupied | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   2,519   2,519  
Non Owner Occupied CRE          
Allowance for credit losses          
Balance at beginning of period   96,360 107,559 79,649 124,421
Adjusted CECL balance   96,360   96,360  
Charge-offs   (360) (341) (360) (535)
Recoveries   304 411 373 732
Net (charge-offs) recoveries   (56) 70 13 197
Provision (recovery)   (11,135) (17,225) 2,810 (34,214)
Balance at end of period   85,169 90,404 85,169 90,404
Quantitative allowance          
Collectively evaluated   63,666 85,044 63,666 85,044
Individually evaluated   140   140  
Total quantitative allowance   63,806 85,044 63,806 85,044
Qualitative allowance   21,363 5,360 21,363 5,360
Non Owner Occupied CRE | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   2,697   2,697  
C & I          
Allowance for credit losses          
Balance at beginning of period   37,300 33,466 28,167 46,217
Allowance Adjustment - FMV for ACBI merger   2,883   2,883  
Adjusted CECL balance   40,183   40,183  
Charge-offs   (3,337) (1,151) (5,496) (1,856)
Recoveries   1,488 1,084 2,797 2,235
Net (charge-offs) recoveries   (1,849) (67) (2,699) 379
Provision (recovery)   (4,849) (2,708) (8,040) (15,905)
Balance at end of period   33,485 30,691 33,485 30,691
Quantitative allowance          
Collectively evaluated   26,203 25,195 26,203 25,195
Individually evaluated   6,442 308 6,442 308
Total quantitative allowance   32,645 25,503 32,645 25,503
Qualitative allowance   840 $ 5,188 840 $ 5,188
C & I | Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period   10,452   10,452  
C & I | Initial Non PCD Allowance          
Allowance for credit losses          
Balance at end of period   $ 5,605   $ 5,605  
Atlantic Capital          
Allowance for credit losses          
Charge-offs $ (22,100)