Capital Ratios (Tables)

6 Months Ended

Jun. 30, 2022

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required - Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
June 30, 2022:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,549,378	11.05	%	$	2,247,464	7.00	%	$	2,086,931	6.50	%
SouthState Bank (the Bank)		3,846,512	12.00	%		2,244,606	7.00	%		2,084,277	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,549,378	11.05	%		2,729,063	8.50	%		2,568,530	8.00	%
SouthState Bank (the Bank)		3,846,512	12.00	%		2,725,592	8.50	%		2,565,263	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,159,818	12.96	%		3,371,196	10.50	%		3,210,663	10.00	%
SouthState Bank (the Bank)		4,066,952	12.68	%		3,366,908	10.50	%		3,206,579	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,549,378	8.00	%		1,775,053	4.00	%		2,218,817	5.00	%
SouthState Bank (the Bank)		3,846,512	8.67	%		1,774,487	4.00	%		2,218,108	5.00	%
December 31, 2021:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,201,644	11.75	%	$	1,906,831	7.00	%	$	1,770,629	6.50	%
SouthState Bank (the Bank)		3,431,069	12.62	%		1,902,954	7.00	%		1,767,029	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,201,644	11.75	%		2,315,438	8.50	%		2,179,236	8.00	%
SouthState Bank (the Bank)		3,431,069	12.62	%		2,310,730	8.50	%		2,174,804	8.00	%
Total capital to risk-weighted assets:
Consolidated		3,692,674	13.56	%		2,860,247	10.50	%		2,724,045	10.00	%
SouthState Bank (the Bank)		3,594,099	13.22	%		2,854,431	10.50	%		2,718,505	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,201,644	8.05	%		1,590,045	4.00	%		1,987,556	5.00	%
SouthState Bank (the Bank)		3,431,069	8.65	%		1,587,212	4.00	%		1,984,015	5.00	%