Capital Ratios (Tables)

3 Months Ended

Mar. 31, 2022

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required - Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
March 31, 2022:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,472,948	11.37	%	$	2,138,431	7.00	%	$	1,985,686	6.50	%
SouthState Bank (the Bank)		3,773,163	12.37	%		2,134,908	7.00	%		1,982,415	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,472,948	11.37	%		2,596,666	8.50	%		2,443,921	8.00	%
SouthState Bank (the Bank)		3,773,163	12.37	%		2,592,389	8.50	%		2,439,895	8.00	%
Total capital to risk-weighted assets:
Consolidated		4,064,615	13.31	%		3,207,647	10.50	%		3,054,902	10.00	%
SouthState Bank (the Bank)		3,961,830	12.99	%		3,202,362	10.50	%		3,049,869	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,472,948	8.45	%		1,643,247	4.00	%		2,054,058	5.00	%
SouthState Bank (the Bank)		3,773,163	9.19	%		1,642,556	4.00	%		2,053,196	5.00	%
December 31, 2021:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,201,644	11.75	%	$	1,906,831	7.00	%	$	1,770,629	6.50	%
SouthState Bank (the Bank)		3,431,069	12.62	%		1,902,954	7.00	%		1,767,029	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,201,644	11.75	%		2,315,438	8.50	%		2,179,236	8.00	%
SouthState Bank (the Bank)		3,431,069	12.62	%		2,310,730	8.50	%		2,174,804	8.00	%
Total capital to risk-weighted assets:
Consolidated		3,692,674	13.56	%		2,860,247	10.50	%		2,724,045	10.00	%
SouthState Bank (the Bank)		3,594,099	13.22	%		2,854,431	10.50	%		2,718,505	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,201,644	8.05	%		1,590,045	4.00	%		1,987,556	5.00	%
SouthState Bank (the Bank)		3,431,069	8.65	%		1,587,212	4.00	%		1,984,015	5.00	%