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Allowance for Credit Losses (ACL) - Disaggregated analysis of the changes in allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jun. 07, 2020
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Allowance for credit losses          
Balance at beginning of period   $ 350,401 $ 434,608 $ 457,309 $ 56,927
Charge-offs   (3,847) (4,642) (12,883) (10,296)
Recoveries   3,801 4,048 10,744 8,287
Net (charge-offs) recoveries   (46) (594) (2,139) (2,009)
(Recovery) provision   (36,211) 7,687 (141,026) 71,957
Balance at end of period   314,144 440,159 314,144 440,159
Quantitative allowance          
Collectively evaluated   297,728 426,934 297,728 426,934
Individually evaluated   1,726 1,171 1,726 1,171
Total quantitative allowance   299,454 428,105 299,454 428,105
Qualitative allowance   14,690 12,054 14,690 12,054
Provision for credit losses   (36,211) 7,687 (141,026) 71,957
Unfunded Commitment          
Allowance for credit losses          
(Recovery) provision   (2,700) 22,100 (15,100) 36,400
Quantitative allowance          
Provision for credit losses   (2,700) 22,100 (15,100) 36,400
Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         3,408
Balance at end of period     149,404   149,404
Adjustments          
Allowance for credit losses          
Balance at beginning of period     433,066   111,365
Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period     (1,542)   51,030
Balance at end of period     109,442   109,442
Residential Mortgage Sr.          
Allowance for credit losses          
Balance at beginning of period   55,820 67,342 63,561 6,128
Charge-offs   (15) (90) (204) (473)
Recoveries   332 289 1,103 876
Net (charge-offs) recoveries   317 199 899 403
(Recovery) provision   (4,587) (5,351) (12,910) 3,180
Balance at end of period   51,550 62,219 51,550 62,219
Quantitative allowance          
Collectively evaluated   48,411 60,377 48,411 60,377
Individually evaluated   77 115 77 115
Total quantitative allowance   48,488 60,492 48,488 60,492
Qualitative allowance   3,062 1,727 3,062 1,727
Provision for credit losses   (4,587) (5,351) (12,910) 3,180
Residential Mortgage Sr. | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         406
Balance at end of period     29,935   29,935
Residential Mortgage Sr. | Adjustments          
Allowance for credit losses          
Balance at beginning of period     67,371   11,989
Residential Mortgage Sr. | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period     29   5,455
Balance at end of period     16,712   16,712
Residential Mortgage Jr.          
Allowance for credit losses          
Balance at beginning of period   825 1,081 1,238 15
Charge-offs         (24)
Recoveries   48 100 131 246
Net (charge-offs) recoveries   48 100 131 222
(Recovery) provision   (174) 253 (670) 153
Balance at end of period   699 1,434 699 1,434
Quantitative allowance          
Collectively evaluated   699 1,477 699 1,477
Total quantitative allowance   699 1,477 699 1,477
Qualitative allowance     (43)   (43)
Provision for credit losses   (174) 253 (670) 153
Residential Mortgage Jr. | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         3
Balance at end of period     804   804
Residential Mortgage Jr. | Adjustments          
Allowance for credit losses          
Balance at beginning of period     1,081   29
Residential Mortgage Jr. | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period         11
Balance at end of period     226   226
HELOC          
Allowance for credit losses          
Balance at beginning of period   14,550 26,623 16,698 4,327
Charge-offs   (149) (297) (835) (978)
Recoveries   720 365 1,903 988
Net (charge-offs) recoveries   571 68 1,068 10
(Recovery) provision   (204) (5,584) (2,849) 3,286
Balance at end of period   14,917 21,107 14,917 21,107
Quantitative allowance          
Collectively evaluated   13,307 18,868 13,307 18,868
Individually evaluated   959 73 959 73
Total quantitative allowance   14,266 18,941 14,266 18,941
Qualitative allowance   651 2,166 651 2,166
Provision for credit losses   (204) (5,584) (2,849) 3,286
HELOC | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         289
Balance at end of period     5,119   5,119
HELOC | Adjustments          
Allowance for credit losses          
Balance at beginning of period     26,623   8,465
HELOC | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period         3,849
Balance at end of period     4,227   4,227
Residential Construction          
Allowance for credit losses          
Balance at beginning of period   4,488 9,439 4,914 815
Charge-offs         (31)
Recoveries   2 79 3 83
Net (charge-offs) recoveries   2 79 3 52
(Recovery) provision   295 (4,151) (132) (2,474)
Balance at end of period   4,785 5,367 4,785 5,367
Quantitative allowance          
Collectively evaluated   4,756 5,132 4,756 5,132
Total quantitative allowance   4,756 5,132 4,756 5,132
Qualitative allowance   29 235 29 235
Provision for credit losses   295 (4,151) (132) (2,474)
Residential Construction | Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period     1,302   1,302
Residential Construction | Adjustments          
Allowance for credit losses          
Balance at beginning of period     9,439   1,594
Residential Construction | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period         779
Balance at end of period     4,893   4,893
Other C&D          
Allowance for credit losses          
Balance at beginning of period   45,488 33,912 67,197 6,211
Charge-offs     (38) (87) (212)
Recoveries   748 221 1,178 1,070
Net (charge-offs) recoveries   748 183 1,091 858
(Recovery) provision   (10,337) 29,756 (32,389) 37,135
Balance at end of period   35,899 63,851 35,899 63,851
Quantitative allowance          
Collectively evaluated   35,893 66,087 35,893 66,087
Individually evaluated   6 8 6 8
Total quantitative allowance   35,899 66,095 35,899 66,095
Qualitative allowance     (2,244)   (2,244)
Provision for credit losses   (10,337) 29,756 (32,389) 37,135
Other C&D | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         351
Balance at end of period     6,035   6,035
Other C&D | Adjustments          
Allowance for credit losses          
Balance at beginning of period     33,912   12,150
Other C&D | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period         5,588
Balance at end of period     7,673   7,673
Consumer          
Allowance for credit losses          
Balance at beginning of period   25,697 20,170 26,562 4,350
Charge-offs   (2,366) (1,393) (6,001) (4,301)
Recoveries   577 602 1,618 1,498
Net (charge-offs) recoveries   (1,789) (791) (4,383) (2,803)
(Recovery) provision   332 4,577 2,061 8,294
Balance at end of period   24,240 23,956 24,240 23,956
Quantitative allowance          
Collectively evaluated   21,509 19,276 21,509 19,276
Individually evaluated     2   2
Total quantitative allowance   21,509 19,278 21,509 19,278
Qualitative allowance   2,731 4,678 2,731 4,678
Provision for credit losses   332 4,577 2,061 8,294
Consumer | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         669
Balance at end of period     6,120   6,120
Consumer | Adjustments          
Allowance for credit losses          
Balance at beginning of period     20,170   8,509
Consumer | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period         3,490
Balance at end of period     3,836   3,836
Multifamily          
Allowance for credit losses          
Balance at beginning of period   5,883 7,792 7,887 1,557
Recoveries     8 3 63
Net (charge-offs) recoveries     8 3 63
(Recovery) provision   (1,299) 767 (3,306) 3,345
Balance at end of period   4,584 8,567 4,584 8,567
Quantitative allowance          
Collectively evaluated   4,584 8,567 4,584 8,567
Total quantitative allowance   4,584 8,567 4,584 8,567
Provision for credit losses   (1,299) 767 (3,306) 3,345
Multifamily | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         97
Balance at end of period     902   902
Multifamily | Adjustments          
Allowance for credit losses          
Balance at beginning of period     7,792   3,045
Multifamily | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period         1,391
Balance at end of period     1,212   1,212
Municipal          
Allowance for credit losses          
Balance at beginning of period   1,063 4,075 1,510 956
(Recovery) provision   (554) (2,641) (1,001) (2,358)
Balance at end of period   509 1,434 509 1,434
Quantitative allowance          
Collectively evaluated   509 603 509 603
Total quantitative allowance   509 603 509 603
Qualitative allowance     831   831
Provision for credit losses   (554) (2,641) (1,001) (2,358)
Municipal | Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period     1,003   1,003
Municipal | Adjustments          
Allowance for credit losses          
Balance at beginning of period     4,075   1,870
Municipal | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period         914
Balance at end of period     919   919
CRE Owner Occupied          
Allowance for credit losses          
Balance at beginning of period   75,492 90,206 97,104 10,879
Charge-offs   (4) (458) (2,052) (1,081)
Recoveries   332 457 796 885
Net (charge-offs) recoveries   328 (1) (1,256) (196)
(Recovery) provision   (10,611) 4,830 (30,639) 13,224
Balance at end of period   65,209 93,780 65,209 93,780
Quantitative allowance          
Collectively evaluated   62,969 95,399 62,969 95,399
Individually evaluated   377 961 377 961
Total quantitative allowance   63,346 96,360 63,346 96,360
Qualitative allowance   1,863 (2,580) 1,863 (2,580)
Provision for credit losses   (10,611) 4,830 (30,639) 13,224
CRE Owner Occupied | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         898
Balance at end of period     34,077   34,077
CRE Owner Occupied | Adjustments          
Allowance for credit losses          
Balance at beginning of period     88,951   21,282
CRE Owner Occupied | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period     (1,255)   9,505
Balance at end of period     25,393   25,393
Non Owner Occupied CRE          
Allowance for credit losses          
Balance at beginning of period   90,404 129,958 124,421 15,219
Charge-offs   (241) (578) (776) (601)
Recoveries   173 234 905 287
Net (charge-offs) recoveries   (68) (344) 129 (314)
(Recovery) provision   (7,458) (9,181) (41,672) 10,123
Balance at end of period   82,878 120,436 82,878 120,436
Quantitative allowance          
Collectively evaluated   79,302 121,403 79,302 121,403
Individually evaluated     5   5
Total quantitative allowance   79,302 121,408 79,302 121,408
Qualitative allowance   3,576 (972) 3,576 (972)
Provision for credit losses   (7,458) (9,181) (41,672) 10,123
Non Owner Occupied CRE | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         656
Balance at end of period     45,787   45,787
Non Owner Occupied CRE | Adjustments          
Allowance for credit losses          
Balance at beginning of period     129,961   29,773
Non Owner Occupied CRE | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period     3   13,898
Balance at end of period     35,067   35,067
C & I          
Allowance for credit losses          
Balance at beginning of period   30,691 44,010 46,217 6,470
Charge-offs   (1,072) (1,788) (2,928) (2,595)
Recoveries   869 1,693 3,104 2,291
Net (charge-offs) recoveries   (203) (95) 176 (304)
(Recovery) provision   (1,614) (5,588) (17,519) (1,951)
Balance at end of period   28,874 38,008 28,874 38,008
Quantitative allowance          
Collectively evaluated   25,789 29,745 25,789 29,745
Individually evaluated   307 7 307 7
Total quantitative allowance   26,096 29,752 26,096 29,752
Qualitative allowance   2,778 8,256 2,778 8,256
Provision for credit losses   $ (1,614) (5,588) $ (17,519) (1,951)
C & I | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period         39
Balance at end of period     18,320   18,320
C & I | Adjustments          
Allowance for credit losses          
Balance at beginning of period     43,691   12,659
C & I | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period     (319)   6,150
Balance at end of period     $ 9,284   9,284
CSFL          
Allowance for credit losses          
Charge-offs $ (158,200)        
CSFL | Unfunded Commitment          
Allowance for credit losses          
(Recovery) provision         9,600
Quantitative allowance          
Provision for credit losses         $ 9,600