Capital Ratios (Tables)

9 Months Ended

Sep. 30, 2021

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required - Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
September 30, 2021:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,163,770	11.92	%	$	1,857,630	7.00	%	$	1,724,942	6.50	%
SouthState Bank (the Bank)		3,311,733	12.51	%		1,852,452	7.00	%		1,720,134	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,163,770	11.92	%		2,255,693	8.50	%		2,123,005	8.00	%
SouthState Bank (the Bank)		3,311,733	12.51	%		2,249,406	8.50	%		2,117,088	8.00	%
Total capital to risk-weighted assets:
Consolidated		3,650,250	13.76	%		2,786,445	10.50	%		2,653,757	10.00	%
SouthState Bank (the Bank)		3,470,214	13.11	%		2,778,678	10.50	%		2,646,360	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,163,770	8.13	%		1,556,714	4.00	%		1,945,892	5.00	%
SouthState Bank (the Bank)		3,311,733	8.53	%		1,552,188	4.00	%		1,940,235	5.00	%
December 31, 2020:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	3,010,174	11.77	%	$	1,789,984	7.00	%	$	1,662,128	6.50	%
SouthState Bank (the Bank)		3,157,098	12.39	%		1,784,120	7.00	%		1,656,683	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		3,010,174	11.77	%		2,173,552	8.50	%		2,045,696	8.00	%
SouthState Bank (the Bank)		3,157,098	12.39	%		2,166,432	8.50	%		2,038,994	8.00	%
Total capital to risk-weighted assets:
Consolidated		3,642,039	14.24	%		2,684,976	10.50	%		2,557,120	10.00	%
SouthState Bank (the Bank)		3,397,463	13.33	%		2,676,180	10.50	%		2,548,743	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		3,010,174	8.27	%		1,455,135	4.00	%		1,818,919	5.00	%
SouthState Bank (the Bank)		3,157,098	8.71	%		1,450,600	4.00	%		1,813,250	5.00	%