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Allowance for Credit Losses - Disaggregated analysis of the changes in allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jun. 07, 2020
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Allowance for credit losses          
Balance at beginning of period   $ 434,608 $ 58,213 $ 56,927 $ 55,798
Charge-offs   (4,642) (2,779) (10,296) (7,260)
Recoveries   4,048 884 8,287 2,833
Net charge-offs   (594) (1,895) (2,009) (4,427)
Provision (benefit)   7,687 4,028 71,957 9,220
Balance at end of period   440,159 60,255 440,159 60,255
Quantitative allowance          
Collectively evaluated   426,934   426,934  
Individually evaluated   1,171   1,171  
Total quantitative allowance   428,105   428,105  
Qualitative allowance   12,054   12,054  
Provision for loan losses charged to operations   7,687 $ 4,028 71,957 $ 9,220
Unfunded Commitment          
Allowance for credit losses          
Provision (benefit)   22,100   36,400  
Quantitative allowance          
Provision for loan losses charged to operations   22,100   36,400  
Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period   1,542   3,408  
Balance at end of period   149,404   149,404  
Adjustments          
Allowance for credit losses          
Balance at beginning of period   433,066   111,365  
Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       51,030  
Balance at end of period   109,442   109,442  
Mortgage          
Allowance for credit losses          
Balance at beginning of period   67,342   6,128  
Charge-offs   (90)   (473)  
Recoveries   289   876  
Net charge-offs   199   403  
Provision (benefit)   (5,351)   3,180  
Balance at end of period   62,219   62,219  
Quantitative allowance          
Collectively evaluated   60,377   60,377  
Individually evaluated   115   115  
Total quantitative allowance   60,492   60,492  
Qualitative allowance   1,727   1,727  
Provision for loan losses charged to operations   (5,351)   3,180  
Mortgage | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period   29   406  
Balance at end of period   29,935   29,935  
Mortgage | Adjustments          
Allowance for credit losses          
Balance at beginning of period   67,371   11,989  
Mortgage | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       5,455  
Balance at end of period   16,712   16,712  
HELOC          
Allowance for credit losses          
Balance at beginning of period   1,081   15  
Charge-offs       (24)  
Recoveries   100   246  
Net charge-offs   100   222  
Provision (benefit)   253   153  
Balance at end of period   1,434   1,434  
Quantitative allowance          
Collectively evaluated   1,477   1,477  
Total quantitative allowance   1,477   1,477  
Qualitative allowance   (43)   (43)  
Provision for loan losses charged to operations   253   153  
HELOC | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period       3  
Balance at end of period   804   804  
HELOC | Adjustments          
Allowance for credit losses          
Balance at beginning of period   1,081   29  
HELOC | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       11  
Balance at end of period   226   226  
Non MOHO          
Allowance for credit losses          
Balance at beginning of period   26,623   4,327  
Charge-offs   (297)   (978)  
Recoveries   365   988  
Net charge-offs   68   10  
Provision (benefit)   (5,584)   3,286  
Balance at end of period   21,107   21,107  
Quantitative allowance          
Collectively evaluated   18,868   18,868  
Individually evaluated   73   73  
Total quantitative allowance   18,941   18,941  
Qualitative allowance   2,166   2,166  
Provision for loan losses charged to operations   (5,584)   3,286  
Non MOHO | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period       289  
Balance at end of period   5,119   5,119  
Non MOHO | Adjustments          
Allowance for credit losses          
Balance at beginning of period   26,623   8,465  
Non MOHO | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       3,849  
Balance at end of period   4,227   4,227  
Mobile Home          
Allowance for credit losses          
Balance at beginning of period   9,439   815  
Charge-offs       (31)  
Recoveries   79   83  
Net charge-offs   79   52  
Provision (benefit)   (4,151)   (2,474)  
Balance at end of period   5,367   5,367  
Quantitative allowance          
Collectively evaluated   5,132   5,132  
Total quantitative allowance   5,132   5,132  
Qualitative allowance   235   235  
Provision for loan losses charged to operations   (4,151)   (2,474)  
Mobile Home | Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period   1,302   1,302  
Mobile Home | Adjustments          
Allowance for credit losses          
Balance at beginning of period   9,439   1,594  
Mobile Home | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       779  
Balance at end of period   4,893   4,893  
Ready Reserves          
Allowance for credit losses          
Balance at beginning of period   33,912   6,211  
Charge-offs   (38)   (212)  
Recoveries   221   1,070  
Net charge-offs   183   858  
Provision (benefit)   29,756   37,135  
Balance at end of period   63,851   63,851  
Quantitative allowance          
Collectively evaluated   66,087   66,087  
Individually evaluated   8   8  
Total quantitative allowance   66,095   66,095  
Qualitative allowance   (2,244)   (2,244)  
Provision for loan losses charged to operations   29,756   37,135  
Ready Reserves | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period       351  
Balance at end of period   6,035   6,035  
Ready Reserves | Adjustments          
Allowance for credit losses          
Balance at beginning of period   33,912   12,150  
Ready Reserves | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       5,588  
Balance at end of period   7,673   7,673  
Overdrafts          
Allowance for credit losses          
Balance at beginning of period   20,170   4,350  
Charge-offs   (1,393)   (4,301)  
Recoveries   602   1,498  
Net charge-offs   (791)   (2,803)  
Provision (benefit)   4,577   8,294  
Balance at end of period   23,956   23,956  
Quantitative allowance          
Collectively evaluated   19,276   19,276  
Individually evaluated   2   2  
Total quantitative allowance   19,278   19,278  
Qualitative allowance   4,678   4,678  
Provision for loan losses charged to operations   4,577   8,294  
Overdrafts | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period       669  
Balance at end of period   6,120   6,120  
Overdrafts | Adjustments          
Allowance for credit losses          
Balance at beginning of period   20,170   8,509  
Overdrafts | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       3,490  
Balance at end of period   3,836   3,836  
Land          
Allowance for credit losses          
Balance at beginning of period   7,792   1,557  
Recoveries   8   63  
Net charge-offs   8   63  
Provision (benefit)   767   3,345  
Balance at end of period   8,567   8,567  
Quantitative allowance          
Collectively evaluated   8,567   8,567  
Total quantitative allowance   8,567   8,567  
Provision for loan losses charged to operations   767   3,345  
Land | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period       97  
Balance at end of period   902   902  
Land | Adjustments          
Allowance for credit losses          
Balance at beginning of period   7,792   3,045  
Land | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       1,391  
Balance at end of period   1,212   1,212  
CRE-OO and C&I          
Allowance for credit losses          
Balance at beginning of period   4,075   956  
Provision (benefit)   (2,641)   (2,358)  
Balance at end of period   1,434   1,434  
Quantitative allowance          
Collectively evaluated   603   603  
Total quantitative allowance   603   603  
Qualitative allowance   831   831  
Provision for loan losses charged to operations   (2,641)   (2,358)  
CRE-OO and C&I | Initial PCD Allowance          
Allowance for credit losses          
Balance at end of period   1,003   1,003  
CRE-OO and C&I | Adjustments          
Allowance for credit losses          
Balance at beginning of period   4,075   1,870  
CRE-OO and C&I | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       914  
Balance at end of period   919   919  
CRE and OIPP          
Allowance for credit losses          
Balance at beginning of period   90,206   10,879  
Charge-offs   (458)   (1,081)  
Recoveries   457   885  
Net charge-offs   (1)   (196)  
Provision (benefit)   4,830   13,224  
Balance at end of period   93,780   93,780  
Quantitative allowance          
Collectively evaluated   95,399   95,399  
Individually evaluated   961   961  
Total quantitative allowance   96,360   96,360  
Qualitative allowance   (2,580)   (2,580)  
Provision for loan losses charged to operations   4,830   13,224  
CRE and OIPP | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period   1,255   898  
Balance at end of period   34,077   34,077  
CRE and OIPP | Adjustments          
Allowance for credit losses          
Balance at beginning of period   88,951   21,282  
CRE and OIPP | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       9,505  
Balance at end of period   25,393   25,393  
BEX and Micro          
Allowance for credit losses          
Balance at beginning of period   129,958   15,219  
Charge-offs   (578)   (601)  
Recoveries   234   287  
Net charge-offs   (344)   (314)  
Provision (benefit)   (9,181)   10,123  
Balance at end of period   120,436   120,436  
Quantitative allowance          
Collectively evaluated   121,403   121,403  
Individually evaluated   5   5  
Total quantitative allowance   121,408   121,408  
Qualitative allowance   (972)   (972)  
Provision for loan losses charged to operations   (9,181)   10,123  
BEX and Micro | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period   3   656  
Balance at end of period   45,787   45,787  
BEX and Micro | Adjustments          
Allowance for credit losses          
Balance at beginning of period   129,961   29,773  
BEX and Micro | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       13,898  
Balance at end of period   35,067   35,067  
In transit/Other          
Allowance for credit losses          
Balance at beginning of period   44,010   6,470  
Charge-offs   (1,788)   (2,595)  
Recoveries   1,693   2,291  
Net charge-offs   (95)   (304)  
Provision (benefit)   (5,588)   (1,951)  
Balance at end of period   38,008   38,008  
Quantitative allowance          
Collectively evaluated   29,745   29,745  
Individually evaluated   7   7  
Total quantitative allowance   29,752   29,752  
Qualitative allowance   8,256   8,256  
Provision for loan losses charged to operations   (5,588)   (1,951)  
In transit/Other | Initial PCD Allowance          
Allowance for credit losses          
Balance at beginning of period   319   39  
Balance at end of period   18,320   18,320  
In transit/Other | Adjustments          
Allowance for credit losses          
Balance at beginning of period   43,691   12,659  
In transit/Other | Adjustments | ASU 2016-13          
Allowance for credit losses          
Balance at beginning of period       6,150  
Balance at end of period   $ 9,284   9,284  
CSFL          
Allowance for credit losses          
Charge-offs $ (158,200)        
CSFL | Unfunded Commitment          
Allowance for credit losses          
Provision (benefit)       9,600  
Quantitative allowance          
Provision for loan losses charged to operations       $ 9,600