Capital Ratios (Tables)

9 Months Ended

Sep. 30, 2020

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required - Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
September 30, 2020
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	2,940,041	11.48	%	$	1,792,999	7.00	%	$	1,664,927	6.50	%
SouthState Bank (the Bank)		3,052,492	11.95	%		1,788,172	7.00	%		1,660,445	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		2,940,041	11.48	%		2,177,213	8.50	%		2,049,141	8.00	%
SouthState Bank (the Bank)		3,052,492	11.95	%		2,171,352	8.50	%		2,043,625	8.00	%
Total capital to risk-weighted assets:
Consolidated		3,550,019	13.86	%		2,689,498	10.50	%		2,561,427	10.00	%
SouthState Bank (the Bank)		3,270,970	12.80	%		2,682,258	10.50	%		2,554,531	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		2,940,041	8.12	%		1,447,730	4.00	%		1,809,663	5.00	%
SouthState Bank (the Bank)		3,052,492	8.46	%		1,442,936	4.00	%		1,803,670	5.00	%
December 31, 2019:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,326,725	11.30	%	$	822,225	7.00	%	$	763,495	6.50	%
SouthState Bank (the Bank)		1,417,616	12.07	%		822,218	7.00	%		763,488	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,438,995	12.25	%		998,416	8.50	%		939,686	8.00	%
SouthState Bank (the Bank)		1,417,616	12.07	%		998,407	8.50	%		939,677	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,501,321	12.78	%		1,233,338	10.50	%		1,174,607	10.00	%
SouthState Bank (the Bank)		1,479,942	12.60	%		1,233,327	10.50	%		1,174,597	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,438,995	9.73	%		591,731	4.00	%		739,664	5.00	%
SouthState Bank (the Bank)		1,417,616	9.59	%		591,592	4.00	%		739,490	5.00	%
September 30, 2019:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,302,034	11.22	%	$	812,276	7.00	%	$	754,257	6.50	%
SouthState Bank (the Bank)		1,392,599	12.00	%		812,284	7.00	%		754,263	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,414,138	12.19	%		986,336	8.50	%		928,316	8.00	%
SouthState Bank (the Bank)		1,392,599	12.00	%		986,345	8.50	%		928,324	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,474,728	12.71	%		1,218,415	10.50	%		1,160,395	10.00	%
SouthState Bank (the Bank)		1,453,189	12.52	%		1,218,426	10.50	%		1,160,405	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,414,138	9.72	%		581,786	4.00	%		727,232	5.00	%
SouthState Bank (the Bank)		1,392,599	9.58	%		581,648	4.00	%		727,060	5.00	%