Other Real Estate Owned

9 Months Ended

Sep. 30, 2020

Other Real Estate Owned

Other Real Estate Owned

Note 8—Other Real Estate Owned

The following is a summary of information pertaining to OREO:

	Nine Months Ended September 30,
(Dollars in thousands)	2020		2019
	OREO		OREO
Beginning balance	$	11,964	$	11,410
Acquired in the CSFL acquisition		9,931		—
Additions		4,262		9,610
Writedowns		(512)		(727)
Sold		(7,424)		(6,878)
Reclass of bank property held for sale		(4,741)		(4,991)
Ending Balance	$	13,480	$	8,424

At September 30, 2020, there were a total of 55 properties included in OREO compared to 72 properties at September 30, 2019. During the second quarter of 2020, a reclassification was made for bank property held for sale, which reduced the balance by $4.7 million, representing 11 properties. The reclassification reduced September 30, 2019 balance by $5.0 million, representing 10 properties. Bank property held for sale is now separately disclosed on the balance sheet. At September 30, 2020, we had $2.0 million in residential real estate included in OREO and $4.1 million in residential real estate consumer mortgage loans in the process of foreclosure.