XML 110 R95.htm IDEA: XBRL DOCUMENT v3.20.1
Loan Servicing, Mortgage Origination, and Loans Held for Sale (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Mar. 31, 2020
Dec. 31, 2019
Mar. 31, 2019
MSRs            
Changes in the fair value of MSRs and its offsetting hedge.            
Decrease in fair value of MSRs $ (4,919) $ (2,357)        
Decay of MSRs (1,204) (886)        
Gain related to derivatives 9,607 1,280        
Net effect on statements of income $ 3,484 $ (1,963)        
Characteristics and sensitivity analysis of the MSR            
Composition of residential loans serviced for others       100.00% 100.00% 100.00%
Weighted average life (in years) 5 years 11 months 23 days 7 years 29 days 6 years 6 months 18 days      
Constant Prepayment rate (CPR) (as a percent) 11.80% 8.80% 10.30%      
Weighted average discount rate (as a percent) 9.60% 9.40% 9.40%      
Effect on fair value due to change in interest rates:            
25 basis point increase       $ 2,652 $ 2,477 $ 2,044
50 basis point increase       4,897 4,452 3,747
25 basis point decrease       (2,971) (2,938) (2,438)
50 basis point decrease       (6,027) $ (6,228) (5,171)
Custodial escrow balances maintained in connection with the loan servicing       $ 23,500   $ 22,100
Fixed-rate mortgage loans            
Characteristics and sensitivity analysis of the MSR            
Composition of residential loans serviced for others       99.90% 99.80% 99.80%
Adjustable-rate mortgage loans            
Characteristics and sensitivity analysis of the MSR            
Composition of residential loans serviced for others       0.10% 0.20% 0.20%
First Financial Holdings, Inc. ("First Financial")            
Loans held for sale, loan servicing and mortgage origination            
Residential mortgages serviced for others       $ 3,300,000 $ 3,300,000 $ 3,100,000
Contractually specified servicing fees earned $ 2,100 $ 1,900        
First Financial Holdings, Inc. ("First Financial") | MSRs            
Loans held for sale, loan servicing and mortgage origination            
Mortgage servicing rights 30,500 32,400 $ 30,500 $ 26,400 $ 30,500 $ 32,400
Analysis of the activity in the MSRs            
Balance at beginning of the period 30,500          
Balance at end of period $ 26,400 $ 32,400 $ 30,500