Capital Ratios (Tables)

3 Months Ended

Mar. 31, 2020

Capital Ratios

Schedule of actual and required capital ratios

									Required to be
					Minimum Capital				Considered Well
	Actual				Required - Basel III				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
March 31, 2020
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,325,607	11.09	%	$	836,974	7.00	%	$	777,190	6.50	%
South State Bank (the Bank)		1,388,822	11.62	%		836,917	7.00	%		777,137	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,438,043	12.03	%		1,016,325	8.50	%		956,542	8.00	%
South State Bank (the Bank)		1,388,822	11.62	%		1,016,256	8.50	%		956,476	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,520,966	12.72	%		1,255,461	10.50	%		1,195,677	10.00	%
South State Bank (the Bank)		1,471,745	12.31	%		1,255,375	10.50	%		1,195,595	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,438,043	9.56	%		601,691	4.00	%		752,114	5.00	%
South State Bank (the Bank)		1,388,822	9.24	%		601,530	4.00	%		751,912	5.00	%
December 31, 2019:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,326,725	11.30	%	$	822,225	7.00	%	$	763,495	6.50	%
South State Bank (the Bank)		1,417,616	12.07	%		822,218	7.00	%		763,488	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,438,995	12.25	%		998,416	8.50	%		939,686	8.00	%
South State Bank (the Bank)		1,417,616	12.07	%		998,407	8.50	%		939,677	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,501,321	12.78	%		1,233,338	10.50	%		1,174,607	10.00	%
South State Bank (the Bank)		1,479,942	12.60	%		1,233,327	10.50	%		1,174,597	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,438,995	9.73	%		591,731	4.00	%		739,664	5.00	%
South State Bank (the Bank)		1,417,616	9.59	%		591,592	4.00	%		739,490	5.00	%
March 31, 2019:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,338,085	11.86	%	$	789,903	7.00	%	$	733,481	6.50	%
South State Bank (the Bank)		1,429,219	12.67	%		789,867	7.00	%		733,448	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,449,854	12.85	%		959,168	8.50	%		902,746	8.00	%
South State Bank (the Bank)		1,429,219	12.67	%		959,125	8.50	%		902,706	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,506,710	13.35	%		1,184,855	10.50	%		1,128,433	10.00	%
South State Bank (the Bank)		1,486,075	13.17	%		1,184,801	10.50	%		1,128,382	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,449,854	10.52	%		551,366	4.00	%		689,207	5.00	%
South State Bank (the Bank)		1,429,219	10.37	%		551,218	4.00	%		689,022	5.00	%