Capital Ratios (Tables)

9 Months Ended

Sep. 30, 2018

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
September 30, 2018
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,356,267	12.30	%	$	702,980	6.38	%	$	771,899	7.00	%	$	716,764	6.50	%
South State Bank (the Bank)		1,449,326	13.14	%		703,049	6.38	%		771,975	7.00	%		716,834	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,467,703	13.31	%		868,387	7.88	%		937,306	8.50	%		882,170	8.00	%
South State Bank (the Bank)		1,449,326	13.14	%		868,472	7.88	%		937,399	8.50	%		882,258	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,521,875	13.80	%		1,088,929	9.88	%		1,157,849	10.50	%		1,102,713	10.00	%
South State Bank (the Bank)		1,503,498	13.63	%		1,089,037	9.88	%		1,157,963	10.50	%		1,102,822	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,467,703	10.82	%		542,720	4.00	%		542,720	4.00	%		678,401	5.00	%
South State Bank (the Bank)		1,449,326	10.68	%		542,575	4.00	%		542,575	4.00	%		678,219	5.00	%
December 31, 2017:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,273,547	11.59	%	$	631,811	5.75	%	$	769,162	7.00	%	$	714,221	6.50	%
South State Bank (the Bank)		1,360,603	12.38	%		631,741	5.75	%		769,077	7.00	%		714,143	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,384,433	12.60	%		796,632	7.25	%		933,982	8.50	%		879,042	8.00	%
South State Bank (the Bank)		1,360,603	12.38	%		796,544	7.25	%		933,879	8.50	%		878,945	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,432,843	13.04	%		1,016,392	9.25	%		1,153,742	10.50	%		1,098,802	10.00	%
South State Bank (the Bank)		1,409,014	12.82	%		1,016,280	9.25	%		1,153,615	10.50	%		1,098,681	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,384,433	10.36	%		534,460	4.00	%		534,460	4.00	%		668,075	5.00	%
South State Bank (the Bank)		1,360,603	10.18	%		534,390	4.00	%		534,390	4.00	%		667,987	5.00	%
September 30, 2017:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,013,065	12.11	%	$	480,973	5.75	%	$	585,532	7.00	%	$	543,709	6.50	%
South State Bank (the Bank)		1,050,203	12.56	%		480,977	5.75	%		585,537	7.00	%		543,713	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,084,145	12.96	%		606,444	7.25	%		711,004	8.50	%		669,180	8.00	%
South State Bank (the Bank)		1,050,203	12.56	%		606,449	7.25	%		711,009	8.50	%		669,185	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,129,742	13.51	%		773,739	9.25	%		878,299	10.50	%		836,475	10.00	%
South State Bank (the Bank)		1,095,624	13.10	%		773,745	9.25	%		878,305	10.50	%		836,481	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,084,145	10.34	%		419,265	4.00	%		419,265	4.00	%		524,082	5.00	%
South State Bank (the Bank)		1,050,203	10.02	%		419,148	4.00	%		419,148	4.00	%		523,935	5.00	%