Capital Ratios (Tables)

6 Months Ended

Jun. 30, 2018

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
June 30, 2018
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,324,901	12.00	%	$	704,261	6.38	%	$	773,306	7.00	%	$	718,070	6.50	%
South State Bank (the Bank)		1,413,812	12.80	%		704,275	6.38	%		773,321	7.00	%		718,084	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,436,170	13.00	%		869,970	7.88	%		939,015	8.50	%		883,779	8.00	%
South State Bank (the Bank)		1,413,812	12.80	%		869,986	7.88	%		939,033	8.50	%		883,796	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,488,805	13.48	%		1,090,914	9.88	%		1,159,960	10.50	%		1,104,723	10.00	%
South State Bank (the Bank)		1,466,447	13.27	%		1,090,935	9.88	%		1,159,982	10.50	%		1,104,745	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,436,170	10.62	%		540,869	4.00	%		540,869	4.00	%		676,086	5.00	%
South State Bank (the Bank)		1,413,812	10.46	%		540,726	4.00	%		540,726	4.00	%		675,907	5.00	%
December 31, 2017:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,273,547	11.59	%	$	631,811	5.75	%	$	769,162	7.00	%	$	714,221	6.50	%
South State Bank (the Bank)		1,360,603	12.38	%		631,741	5.75	%		769,077	7.00	%		714,143	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,384,433	12.60	%		796,632	7.25	%		933,982	8.50	%		879,042	8.00	%
South State Bank (the Bank)		1,360,603	12.38	%		796,544	7.25	%		933,879	8.50	%		878,945	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,432,843	13.04	%		1,016,392	9.25	%		1,153,742	10.50	%		1,098,802	10.00	%
South State Bank (the Bank)		1,409,014	12.82	%		1,016,280	9.25	%		1,153,615	10.50	%		1,098,681	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,384,433	10.36	%		534,460	4.00	%		534,460	4.00	%		668,075	5.00	%
South State Bank (the Bank)		1,360,603	10.18	%		534,390	4.00	%		534,390	4.00	%		667,987	5.00	%
June 30, 2017:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	985,586	11.96	%	$	473,967	5.75	%	$	577,003	7.00	%	$	535,789	6.50	%
South State Bank (the Bank)		1,023,298	12.41	%		473,954	5.75	%		576,988	7.00	%		535,774	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,056,506	12.82	%		597,610	7.25	%		700,647	8.50	%		659,432	8.00	%
South State Bank (the Bank)		1,023,298	12.41	%		597,594	7.25	%		700,628	8.50	%		659,414	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,100,757	13.35	%		762,468	9.25	%		865,505	10.50	%		824,290	10.00	%
South State Bank (the Bank)		1,067,398	12.95	%		762,448	9.25	%		865,481	10.50	%		824,268	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,056,506	10.12	%		417,671	4.00	%		417,671	4.00	%		522,088	5.00	%
South State Bank (the Bank)		1,023,298	9.80	%		417,537	4.00	%		417,537	4.00	%		521,921	5.00	%