Capital Ratios (Tables)

3 Months Ended

Mar. 31, 2018

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
March 31, 2018
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,295,729	11.85	%	$	697,237	6.38	%	$	765,594	7.00	%	$	710,909	6.50	%
South State Bank (the Bank)		1,385,289	12.67	%		697,253	6.38	%		765,612	7.00	%		710,925	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,406,832	12.86	%		861,293	7.88	%		929,650	8.50	%		874,964	8.00	%
South State Bank (the Bank)		1,385,289	12.67	%		861,313	7.88	%		929,671	8.50	%		874,985	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,456,453	13.32	%		1,080,034	9.88	%		1,148,391	10.50	%		1,093,706	10.00	%
South State Bank (the Bank)		1,434,911	13.12	%		1,080,059	9.88	%		1,148,417	10.50	%		1,093,731	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,406,832	10.50	%		535,724	4.00	%		535,724	4.00	%		669,654	5.00	%
South State Bank (the Bank)		1,385,289	10.35	%		535,522	4.00	%		535,522	4.00	%		669,402	5.00	%
December 31, 2017:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,273,547	11.59	%	$	631,811	5.75	%	$	769,162	7.00	%	$	714,221	6.50	%
South State Bank (the Bank)		1,360,603	12.38	%		631,741	5.75	%		769,077	7.00	%		714,143	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,384,433	12.60	%		796,632	7.25	%		933,982	8.50	%		879,042	8.00	%
South State Bank (the Bank)		1,360,603	12.38	%		796,544	7.25	%		933,879	8.50	%		878,945	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,432,843	13.04	%		1,016,392	9.25	%		1,153,742	10.50	%		1,098,802	10.00	%
South State Bank (the Bank)		1,409,014	12.82	%		1,016,280	9.25	%		1,153,615	10.50	%		1,098,681	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,384,433	10.36	%		534,460	4.00	%		534,460	4.00	%		668,075	5.00	%
South State Bank (the Bank)		1,360,603	10.18	%		534,390	4.00	%		534,390	4.00	%		667,987	5.00	%
March 31, 2017:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	959,802	11.90	%	$	463,854	5.75	%	$	564,691	7.00	%	$	524,356	6.50	%
South State Bank (the Bank)		998,061	12.37	%		463,767	5.75	%		564,586	7.00	%		524,259	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,030,559	12.77	%		584,859	7.25	%		685,697	8.50	%		645,362	8.00	%
South State Bank (the Bank)		998,061	12.37	%		584,750	7.25	%		685,569	8.50	%		645,241	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,074,107	13.31	%		746,199	9.25	%		847,037	10.50	%		806,702	10.00	%
South State Bank (the Bank)		1,041,277	12.91	%		746,060	9.25	%		846,879	10.50	%		806,552	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,030,559	10.05	%		410,054	4.00	%		410,054	4.00	%		512,567	5.00	%
South State Bank (the Bank)		998,061	9.75	%		409,567	4.00	%		409,567	4.00	%		511,959	5.00	%