Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2017

Capital Ratios

Schedule of actual and required capital ratios

The following table presents actual and required capital ratios as of December 31, 2017 for the Company and the Bank under the Basel III capital rules.  The minimum required capital amounts presented include the minimum required capital levels as of December 31, 2017 based on the phase-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in.  Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
December 31, 2017
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,273,547	11.59	%	$	631,811	5.75	%	$	769,162	7.00	%	$	714,221	6.50	%
South State Bank (the Bank)		1,360,603	12.38	%		631,741	5.75	%		769,077	7.00	%		714,143	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,384,433	12.60	%		796,632	7.25	%		933,982	8.50	%		879,042	8.00	%
South State Bank (the Bank)		1,360,603	12.38	%		796,544	7.25	%		933,879	8.50	%		878,945	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,432,843	13.04	%		1,016,392	9.25	%		1,153,742	10.50	%		1,098,802	10.00	%
South State Bank (the Bank)		1,409,014	12.82	%		1,016,280	9.25	%		1,153,615	10.50	%		1,098,681	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,384,433	10.36	%		534,460	4.00	%		534,460	4.00	%		668,075	5.00	%
South State Bank (the Bank)		1,360,603	10.18	%		534,390	4.00	%		534,390	4.00	%		667,987	5.00	%
December 31, 2016:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	788,544	11.66	%	$	346,730	5.125	%	$	473,582	7.00	%	$	439,755	6.50	%
South State Bank (the Bank)		815,823	12.06	%		346,629	5.125	%		473,444	7.00	%		439,627	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		841,266	12.43	%		448,212	6.625	%		575,064	8.50	%		541,237	8.00	%
South State Bank (the Bank)		815,823	12.06	%		448,081	6.625	%		574,896	8.50	%		541,079	8.00	%
Total capital to risk-weighted assets:
Consolidated		881,957	13.04	%		583,521	8.625	%		710,374	10.50	%		676,546	10.00	%
South State Bank (the Bank)		856,388	12.66	%		583,351	8.625	%		710,166	10.50	%		676,349	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		841,266	9.88	%		340,612	4.00	%		340,612	4.00	%		425,765	5.00	%
South State Bank (the Bank)		815,823	9.58	%		340,483	4.00	%		340,483	4.00	%		425,604	5.00	%