Capital Ratios (Tables)

9 Months Ended

Sep. 30, 2016

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
September 30, 2017
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	1,013,065	12.11	%	$	480,973	5.75	%	$	585,532	7.00	%	$	543,709	6.50	%
South State Bank (the Bank)		1,050,203	12.56	%		480,977	5.75	%		585,537	7.00	%		543,713	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,084,145	12.96	%		606,444	7.25	%		711,004	8.50	%		669,180	8.00	%
South State Bank (the Bank)		1,050,203	12.56	%		606,449	7.25	%		711,009	8.50	%		669,185	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,129,742	13.51	%		773,739	9.25	%		878,299	10.50	%		836,475	10.00	%
South State Bank (the Bank)		1,095,624	13.10	%		773,745	9.25	%		878,305	10.50	%		836,481	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,084,145	10.34	%		419,265	4.00	%		419,265	4.00	%		524,082	5.00	%
South State Bank (the Bank)		1,050,203	10.02	%		419,148	4.00	%		419,148	4.00	%		523,935	5.00	%
December 31, 2016:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	788,544	11.66	%	$	346,730	5.125	%	$	473,582	7.00	%	$	439,755	6.50	%
South State Bank (the Bank)		815,823	12.06	%		346,629	5.125	%		473,444	7.00	%		439,627	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		841,266	12.43	%		448,212	6.625	%		575,064	8.50	%		541,237	8.00	%
South State Bank (the Bank)		815,823	12.06	%		448,081	6.625	%		574,896	8.50	%		541,079	8.00	%
Total capital to risk-weighted assets:
Consolidated		881,957	13.04	%		583,521	8.625	%		710,374	10.50	%		676,546	10.00	%
South State Bank (the Bank)		856,388	12.66	%		583,351	8.625	%		710,166	10.50	%		676,349	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		841,266	9.88	%		340,612	4.00	%		340,612	4.00	%		425,765	5.00	%
South State Bank (the Bank)		815,823	9.58	%		340,483	4.00	%		340,483	4.00	%		425,604	5.00	%
September 30, 2016:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	765,032	11.48	%	$	341,538	5.125	%	$	466,491	7.00	%	$	433,170	6.50	%
South State Bank (the Bank)		790,497	11.86	%		341,492	5.125	%		466,428	7.00	%		433,112	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		817,746	12.27	%		441,500	6.625	%		566,453	8.50	%		533,132	8.00	%
South State Bank (the Bank)		790,497	11.86	%		441,441	6.625	%		566,377	8.50	%		533,061	8.00	%
Total capital to risk-weighted assets:
Consolidated		858,813	12.89	%		574,783	8.625	%		699,736	10.50	%		666,415	10.00	%
South State Bank (the Bank)		831,429	12.48	%		574,706	8.625	%		699,643	10.50	%		666,326	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		817,746	9.74	%		335,972	4.00	%		335,972	4.00	%		419,964	5.00	%
South State Bank (the Bank)		790,497	9.42	%		335,798	4.00	%		335,798	4.00	%		419,748	5.00	%