Capital Ratios (Tables)

6 Months Ended

Jun. 30, 2016

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
June 30, 2017
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	985,586	11.96	%	$	473,967	5.75	%	$	577,003	7.00	%	$	535,789	6.50	%
South State Bank (the Bank)		1,023,298	12.41	%		473,954	5.75	%		576,988	7.00	%		535,774	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,056,506	12.82	%		597,610	7.25	%		700,647	8.50	%		659,432	8.00	%
South State Bank (the Bank)		1,023,298	12.41	%		597,594	7.25	%		700,628	8.50	%		659,414	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,100,757	13.35	%		762,468	9.25	%		865,505	10.50	%		824,290	10.00	%
South State Bank (the Bank)		1,067,398	12.95	%		762,448	9.25	%		865,481	10.50	%		824,268	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,056,506	10.12	%		417,671	4.00	%		417,671	4.00	%		522,088	5.00	%
South State Bank (the Bank)		1,023,298	9.80	%		417,537	4.00	%		417,537	4.00	%		521,921	5.00	%
December 31, 2016:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	788,544	11.66	%	$	346,730	5.125	%	$	473,582	7.00	%	$	439,755	6.50	%
South State Bank (the Bank)		815,823	12.06	%		346,629	5.125	%		473,444	7.00	%		439,627	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		841,266	12.43	%		448,212	6.625	%		575,064	8.50	%		541,237	8.00	%
South State Bank (the Bank)		815,823	12.06	%		448,081	6.625	%		574,896	8.50	%		541,079	8.00	%
Total capital to risk-weighted assets:
Consolidated		881,957	13.04	%		583,521	8.625	%		710,374	10.50	%		676,546	10.00	%
South State Bank (the Bank)		856,388	12.66	%		583,351	8.625	%		710,166	10.50	%		676,349	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		841,266	9.88	%		340,612	4.00	%		340,612	4.00	%		425,765	5.00	%
South State Bank (the Bank)		815,823	9.58	%		340,483	4.00	%		340,483	4.00	%		425,604	5.00	%
June 30, 2016:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	741,000	11.23	%	$	338,086	5.125	%	$	461,776	7.00	%	$	428,792	6.50	%
South State Bank (the Bank)		766,183	11.62	%		337,972	5.125	%		461,620	7.00	%		428,647	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		793,116	12.02	%		437,038	6.625	%		560,728	8.50	%		527,744	8.00	%
South State Bank (the Bank)		766,183	11.62	%		436,890	6.625	%		560,539	8.50	%		527,566	8.00	%
Total capital to risk-weighted assets:
Consolidated		834,102	12.64	%		568,974	8.625	%		692,665	10.50	%		659,681	10.00	%
South State Bank (the Bank)		807,084	12.24	%		568,782	8.625	%		692,430	10.50	%		659,457	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		793,116	9.51	%		333,587	4.00	%		333,587	4.00	%		416,984	5.00	%
South State Bank (the Bank)		766,183	9.19	%		333,433	4.00	%		333,433	4.00	%		416,791	5.00	%