Capital Ratios (Tables)

3 Months Ended

Mar. 31, 2016

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
March 31, 2017
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	959,802	11.90	%	$	463,854	5.75	%	$	564,691	7.00	%	$	524,356	6.50	%
South State Bank (the Bank)		998,061	12.37	%		463,767	5.75	%		564,586	7.00	%		524,259	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		1,030,559	12.77	%		584,859	7.25	%		685,697	8.50	%		645,362	8.00	%
South State Bank (the Bank)		998,061	12.37	%		584,750	7.25	%		685,569	8.50	%		645,241	8.00	%
Total capital to risk-weighted assets:
Consolidated		1,074,107	13.31	%		746,199	9.25	%		847,037	10.50	%		806,702	10.00	%
South State Bank (the Bank)		1,041,277	12.91	%		746,060	9.25	%		846,879	10.50	%		806,552	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		1,030,559	10.05	%		410,054	4.00	%		410,054	4.00	%		512,567	5.00	%
South State Bank (the Bank)		998,061	9.75	%		409,567	4.00	%		409,567	4.00	%		511,959	5.00	%
December 31, 2016:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	788,544	11.66	%	$	346,730	5.125	%	$	473,582	7.00	%	$	439,755	6.50	%
South State Bank (the Bank)		815,823	12.06	%		346,629	5.125	%		473,444	7.00	%		439,627	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		841,266	12.43	%		448,212	6.625	%		575,064	8.50	%		541,237	8.00	%
South State Bank (the Bank)		815,823	12.06	%		448,081	6.625	%		574,896	8.50	%		541,079	8.00	%
Total capital to risk-weighted assets:
Consolidated		881,957	13.04	%		583,521	8.625	%		710,374	10.50	%		676,546	10.00	%
South State Bank (the Bank)		856,388	12.66	%		583,351	8.625	%		710,166	10.50	%		676,349	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		841,266	9.88	%		340,612	4.00	%		340,612	4.00	%		425,765	5.00	%
South State Bank (the Bank)		815,823	9.58	%		340,483	4.00	%		340,483	4.00	%		425,604	5.00	%
March 31, 2016:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	720,309	11.56	%	$	319,222	5.125	%	$	436,011	7.00	%	$	404,867	6.50	%
South State Bank (the Bank)		749,214	12.03	%		319,190	5.125	%		435,967	7.00	%		404,826	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		772,046	12.39	%		412,653	6.625	%		529,442	8.50	%		498,298	8.00	%
South State Bank (the Bank)		749,214	12.03	%		412,611	6.625	%		529,388	8.50	%		498,247	8.00	%
Total capital to risk-weighted assets:
Consolidated		811,352	13.03	%		537,228	8.625	%		615,784	10.50	%		586,461	10.00	%
South State Bank (the Bank)		788,417	12.66	%		537,173	8.625	%		615,460	10.50	%		586,153	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		772,046	9.41	%		328,059	4.00	%		328,059	4.00	%		410,074	5.00	%
South State Bank (the Bank)		749,214	9.14	%		327,842	4.00	%		327,842	4.00	%		409,803	5.00	%