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Capital Ratios (Tables)
 9 Months Ended
Sep. 30, 2015
Capital Ratios  
Schedule of actual and required capital ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum Capital

 

Minimum Capital

 

Required to be

 

 

 

 

 

 

 

 

Required - Basel III

 

Required - Basel III

 

Considered Well

 

 

 

Actual

 

Phase-In Schedule

 

Fully Phased In

 

Capitalized

 

(Dollars in thousands)

    

Amount

    

Ratio

    

Capital Amount

    

Ratio

    

Capital Amount

    

Ratio

    

Capital Amount

    

Ratio

 

September 30, 2016

 

 

    

 

    

 

 

    

 

    

 

 

    

 

    

 

 

    

 

    

 

Common equity Tier 1 to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
765,032

 
11.48

%  

$
338,086

 
5.125

%  

$
461,776

 
7.00

%  

$
428,792

 
6.50

%  

South State Bank (the Bank)

 

 
790,497

 
11.86

%  

 
337,972

 
5.125

%  

 
461,620

 
7.00

%  

 
428,647

 
6.50

%  

Tier 1 capital to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
817,746

 
12.27

%  

 
395,808

 
6.00

%  

 
560,728

 
8.50

%  

 
527,744

 
8.00

%  

South State Bank (the Bank)

 

 
790,497

 
11.86

%  

 
395,674

 
6.00

%  

 
560,539

 
8.50

%  

 
527,566

 
8.00

%  

Total capital to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
858,813

 
12.89

%  

 
527,744

 
8.00

%  

 
692,665

 
10.50

%  

 
659,681

 
10.00

%  

South State Bank (the Bank)

 

 
831,429

 
12.48

%  

 
527,566

 
8.00

%  

 
692,430

 
10.50

%  

 
659,457

 
10.00

%  

Tier 1 capital to average assets (leverage ratio):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
817,746

 
9.74

%  

 
333,587

 
4.00

%  

 
333,587

 
4.00

%  

 
416,984

 
5.00

%  

South State Bank (the Bank)

 

 
790,497

 
9.42

%  

 
333,433

 
4.00

%  

 
333,433

 
4.00

%  

 
416,791

 
5.00

%  

December 31, 2015:

 

 

    

 

    

 

 

    

 

    

 

 

    

 

    

 

 

    

 

    

 

Common equity Tier 1 to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
711,577

 
11.84

%  

$
270,432

 
4.50

%  

$
420,762

 
7.00

%  

$
390,624

 
6.50

%  

South State Bank (the Bank)

 

 
740,532

 
12.33

%  

 
270,354

 
4.50

%  

 
420,550

 
7.00

%  

 
390,511

 
6.50

%  

Tier 1 capital to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
763,590

 
12.71

%  

 
360,576

 
6.00

%  

 
510,817

 
8.50

%  

 
480,768

 
8.00

%  

South State Bank (the Bank)

 

 
740,532

 
12.33

%  

 
360,471

 
6.00

%  

 
510,668

 
8.50

%  

 
480,629

 
8.00

%  

Total capital to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
801,745

 
13.34

%  

 
480,768

 
8.00

%  

 
631,009

 
10.50

%  

 
600,961

 
10.00

%  

South State Bank (the Bank)

 

 
778,538

 
12.96

%  

 
480,629

 
8.00

%  

 
630,825

 
10.50

%  

 
600,786

 
10.00

%  

Tier 1 capital to average assets (leverage ratio):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
763,590

 
9.31

%  

 
328,085

 
4.00

%  

 
328,085

 
4.00

%  

 
410,107

 
5.00

%  

South State Bank (the Bank)

 

 
740,532

 
9.03

%  

 
327,854

 
4.00

%  

 
327,854

 
4.00

%  

 
409,818

 
5.00

%  

September 30, 2015:

 

 

    

 

    

 

 

    

 

    

 

 

    

 

    

 

 

    

 

    

 

Common equity Tier 1 to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$
693,121

 
11.82

%  

$
263,907

 
4.50

%  

$
410,523

 
7.00

%  

$
381,200

 
6.50

%  

South State Bank (the Bank)

 

 
720,522

 
12.29

%  

 
263,769

 
4.50

%  

 
410,307

 
7.00

%  

 
380,999

 
6.50

%  

Tier 1 capital to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
743,805

 
12.68

%  

 
351,877

 
6.00

%  

 
498,492

 
8.50

%  

 
469,169

 
8.00

%  

South State Bank (the Bank)

 

 
720,522

 
12.29

%  

 
351,692

 
6.00

%  

 
498,230

 
8.50

%  

 
468,922

 
8.00

%  

Total capital to risk-weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
783,605

 
13.36

%  

 
469,169

 
8.00

%  

 
615,784

 
10.50

%  

 
586,461

 
10.00

%  

South State Bank (the Bank)

 

 
760,322

 
12.97

%  

 
468,922

 
8.00

%  

 
615,460

 
10.50

%  

 
586,153

 
10.00

%  

Tier 1 capital to average assets (leverage ratio):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 
743,805

 
9.32

%  

 
319,149

 
4.00

%  

 
319,149

 
4.00

%  

 
398,937

 
5.00

%  

South State Bank (the Bank)

 

 
720,522

 
9.04

%  

 
318,835

 
4.00

%  

 
318,835

 
4.00

%  

 
398,544

 
5.00

%